Monticello Real Estate

Monticello Real Estate

**Discover Monticello, Kentucky: A Hidden Gem in Wayne County**

Nestled in the heart of Wayne County, Monticello, Kentucky, is a charming city that captures the essence of small-town living while offering a wealth of amenities and natural beauty. With a population that embraces community spirit, Monticello is a place where neighbors become friends and local businesses thrive.

Monticello is renowned for its picturesque landscapes and outdoor recreational opportunities. Surrounded by the stunning hills and lush forests of Kentucky, residents and visitors alike can enjoy a variety of activities, from hiking and fishing to boating on nearby Lake Cumberland. The lake, one of the largest in the United States, is a favorite destination for those who love water sports, picnicking, and simply soaking in the serene environment.

The city's rich history is reflected in its well-preserved architecture and local landmarks. Stroll through the downtown area, where you’ll find a delightful mix of shops, restaurants, and community events that showcase the vibrant culture of Monticello. The annual festivals and farmers' markets are perfect for experiencing the warmth and hospitality of this close-knit community.

Education is a priority in Monticello, with several reputable schools and educational programs available, making it an ideal place for families looking to settle down.

Whether you're seeking a peaceful retreat or an active lifestyle, Monticello, Kentucky, offers a unique blend of tranquility and excitement. Come and explore this hidden gem, where every day feels like a warm welcome home.

Newest Listings in Monticello

$50,000
26022920 MLS
35 Acres Of Raw Land-Oil Valley Road Monticello, Kentucky discover the possibilities with approximately 35 surveyed acres of unrestricted land on oil valley Road in Monticello Kentucky. This property offers a opportunity to own a substantial tract of land with plenty of privacy, recreation, hunting or future development. Conveniently located in the Monticello area of Wayne county.

9999 Kentucky 92, Monticello
$39,000
26022661 MLS
3.72 Acres of Cleared Land with Stunning Views in Cowan Hull Subdivision Don't miss this exceptional 3.72-acre tract of cleared land located in the desirable Cowan Hull Subdivision in Wayne County, Kentucky. This beautiful property offers breathtaking views and endless possibilities for development or personal use. Whether you're looking to build your dream home, establish a small farm, or create multiple homesites, this versatile property has the space and potential to make your vision a reality. Ideal for horses, cattle, sheep, or other livestock, the acreage provides a peaceful rural setting while remaining conveniently accessible. Located just off Highway 3284, this property is only minutes from Monticello and the recreational opportunities of Lake Cumberland, offering the perfect combination of country living and modern convenience. Property Highlights: 3.72 acres of cleared land Outstanding panoramic views Located in Cowan Hull Subdivision Suitable for a home, mini-farm, or development opportunity Room for horses, cattle, sheep, and other livestock Potential for building lots or mobile home lots Convenient access to Hwy 3284 Minutes from Monticello and Lake Cumberland Endless possibilities await on this beautiful Wayne County property! Contact us today for more information or to schedule a viewing.

344 Cowan-Hull Sub Unit Lot 19, Monticello
$324,900
3 Beds ⋅ 2 Baths ⋅ 26022510 MLS
New construction and move-in ready! Welcome to 1003 Hickory Point Drive in Monticello, Kentucky. Built in 2026 and situated on approximately 2.5 acres in the Hickory Point HOA community, this 3-bedroom, 2-bath home offers approximately 1,408 sq. ft. of thoughtfully designed living space with quality finishes throughout. The home features steel D-log siding, a metal roof, covered porch, stone accents, and a warm cabin-inspired design. Inside, you'll find wood trim throughout, vaulted wood ceilings, exposed beams, and an open-concept living, kitchen, and dining area filled with natural light. The kitchen offers natural wood cabinetry, open shelving, ample counter space, and stainless steel appliances. The primary bedroom includes generous closet space and a private bath, while two additional bedrooms and a second full bath provide plenty of flexibility. Additional highlights include concrete and Trex decking, an approximately 60-inch encapsulated crawl space, and a private wooded setting. With its brand-new construction, distinctive finishes, acreage, and move-in-ready condition, this property offers a rare combination of comfort, character, and privacy.

1003 Hickory Point Dr, Monticello
$145,000
3 Beds ⋅ 1 Baths ⋅ 26022479 MLS
Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 3 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello
$119,000
26022386 MLS
Prime Development Opportunity in West Monticello Subdivision! This .8+/- acre lot is ideally located at the corner of Cumberland Court in the West Monticello Subdivision, offering an excellent opportunity for residential or multi-unit development. The property features city sewer access, multiple points of ingress and egress, and convenient access to surrounding roads. With its size, location, and accessibility, this property would be well suited for a multi-unit complex or other income-producing development. Located just minutes from downtown Monticello, this is a great opportunity for investors and developers looking for a conveniently located property with strong potential. Call today for additional information!

216 W Monticello Subdivision, Monticello
$30,000
26022254 MLS
Escape to your own private piece of Kentucky with this beautiful 5-acre tract offering the freedom and privacy of an off-grid lifestyle. Whether you're looking for a secluded place to build, a weekend retreat, hunting property, homestead, or investment opportunity, this property offers plenty of possibilities. Enjoy the peace and quiet of nature while creating your own private getaway away from the hustle and bustle. Off-grid living at its best—bring your vision and make this land your own!

9 Tucker Hollow Rd, Monticello
$529,000
26022217 MLS
Discover the possibilities with this 78.77-acre surveyed property offering plenty of room for farming, recreation, building, or investment. Unrestricted and featuring four ponds, this property provides an ideal setting for farm animals, a private homestead, recreational use, or future development. With approximately 950 feet of road frontage, there is excellent accessibility and potential for multiple building sites. Water and electric are available at the road, and a storage building is already located on the property. Mineral rights convey with the sale, and there are no existing leases on the property. Whether you're looking for acreage to build your dream home, expand your farm, enjoy the outdoors, or hold as an investment, this property offers flexibility and opportunity.

1330 Ky-790, Monticello
$55,000
26022210 MLS
Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

403 Ridgewood Ave, Monticello
$31,500
20116357 MLS
Lots 4-5-6-7 located on Cart Bell Ridge Road. Water and electric available. No restrictions. Very rolling.

4-7 Cart Bell Ridge Rd, Monticello
$35,000
26022022 MLS
Why wait to build your dream home? This 1.546-acre lot is mostly cleared and sits in a desirable, restricted lakeside community designed for easy living. Enjoy paved streets, underground utilities, and an exclusive boat storage area for residents. Best of all, you're just minutes from launch ramps and Beaver Creek Marina. The site evaluation is completed. Lake life is calling, bring your floor plans today! hickorypoint.org

46 Red Maple Ln, Monticello
$399,000
26021850 MLS
Approximately 41 acres m/l near Lake Cumberland offering a versatile mix of wooded acreage and cleared pasture ground! Located in Monticello, KY, this property is approximately three-fourths fenced and offers excellent potential for a cattle farm, recreational retreat, or private residential homesite. The mostly wooded landscape provides privacy, natural beauty, and abundant room to explore, while the open pasture offers usable ground for livestock or building. Enjoy convenient access to the locally known Orchard boat ramp at the end of the road and Safe Harbor Beaver Creek Marina within approximately 2 miles. Whether you're dreaming of a working farm, peaceful country home, hunting property, or Lake Cumberland getaway, this acreage offers space, seclusion, and an outstanding location! Utilities available at the road.

41 Acres Dug Rd, Monticello
$300,000
26021840 MLS
Approximately 21 acres m/l near Lake Cumberland offering an ideal combination of privacy, convenience, and development potential! Located in Monticello, this property is within approximately 2 miles of Safe Harbor Beaver Creek Marina, with the locally known Orchard boat ramp conveniently located at the end of the road. A large cleared area in the center of the property provides an excellent setting for your dream home, cabin, or lake retreat, while wooded acreage along the front and back adds privacy and natural beauty. With road frontage along Dug Road, the property also offers potential to subdivide and sell additional tracts. The property may be viewed by traveling down Pennys Place Road; however, future access will be established from Dug Road after purchase. Whether you're looking to build, invest, or create your own private getaway, this acreage puts you close to everything you love about Lake Cumberland! Utilities available at the road.

21 Acres Dug Rd, Monticello
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