Monticello Homes under $600,000

Monticello Homes under $600,000

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Newest Monticello Homes under $600,000

541 Fall Cir, Monticello
$449,000
4 Beds ⋅ 4 Baths ⋅ 26027851 MLS
Welcome to Fall Creek Heights Subdivision! Located just 2 miles from Conley Bottom Marina and approximately 5 miles from Monticello, this beautifully remodeled home offers 2,390 square feet of living space with 3 bedrooms and 2.5 bathrooms. Originally built in 1997, the main residence has been freshly updated and is complemented by a separate 880 square foot 1 bed 1 bath guest house, providing additional living space ideal for a mother in law suite, extended family, or visiting friends and guests. The main home features spacious areas for entertaining indoors or outdoors on the deck, along with an attached two car garage. The property also features a slab mounted tornado shelter for added peace of mind with plenty of room to build a large detached garage for boats, recreational vehicles, or additional storage. With minimal restrictions, a convenient location near Lake Cumberland, and the added flexibility of two separate living spaces, this property offers a unique opportunity. Multiple boat ramps near by. Don't miss out on this one! Call Today!

541 Fall Cir, Monticello
139 Harrison Ave, Monticello
$295,000
3 Beds ⋅ 1 Baths ⋅ 26027808 MLS
Less than 10 miles from Conley Bottom Marina. Enjoy the beautiful scenic views from this lovely Bedford stone home in established neighborhood. 3 bedroom, one bath. Large kitchen and dining area. Original hardwood flooring. Laundry room. New covered front porch addition with concrete floor. Spacious front and back yard. Carport and back patio. New roof shingles 2026.

139 Harrison Ave, Monticello
42 Lands End Dr, Monticello
$339,000
3 Beds ⋅ 3 Baths ⋅ 26027659 MLS
Welcome to 42 Lands End Drive in the beautiful Cumberland Vista Subdivision. This Beautiful Cape Cod style home has year round lake views with a gravel roadway to Lake Cumberland that is restricted to tract owners and their guest only. The well - known local Builder of this home was Phillip Kinnett. This 2nd home has been used as a (personal lake house), with typical stay of around 2 days per month. The home offers 3 bedrooms, 3 baths, with a Murphy bed in basement offering more sleeping area. Large windows to view the lake and outdoor privacy. Large rear deck with a remote awning. Other features include an added garage for RV and storage, hot tub, fireplace with gas logs. Call today to view this beautiful home.

42 Lands End Dr, Monticello
6777 E Hwy 92, Monticello
$279,000
2 Beds ⋅ 1 Baths ⋅ 26027200 MLS
Beautiful 46.5+/- acre farm conveniently located just minutes from Monticello, offering the perfect combination of country living and accessibility. The property features a 3-bedroom, 1-bath brick home with just over 2,500 square feet of living space, an unfinished basement, and an attached carport. The farm includes a nice barn and offers a desirable mix of open pasture and wooded acreage, providing plenty of opportunities for livestock, recreation, hunting, farming, or simply enjoying the peace and privacy of a country setting. With ample acreage, a spacious home, and a convenient location, this property offers a great opportunity to enjoy rural living while remaining close to town. Call today to schedule a private showing!

6777 E Hwy 92, Monticello
65 Lockett St, Monticello
$199,000
3 Beds ⋅ 2 Baths ⋅ 26027143 MLS
Welcome to 65 Lockett Street in Monticello. You will find a spacious home that has been well maintained. 3 nice size bedrooms, 1.5 baths, living room, family room, kitchen, dining, bonus room, and utility room. Property also offers a covered car port, storage building, back patio, front porch area and a nice lot that is close to medical, shopping, schools, etc. This must see home is waiting on its next owner, so call today for your tour of this home !!

65 Lockett St, Monticello
75 Hickory Hill Dr, Monticello
$345,000
4 Beds ⋅ 4 Baths ⋅ 26027010 MLS
Beautifully updated home located near historic Kendrick Avenue in one of Monticello's most desirable neighborhoods. Offering 4 bedrooms, 3.5 bathrooms, and a thoughtful blend of modern updates and timeless charm, this 3146 sq ft home provides comfortable living for families of all sizes. Step inside to an inviting great room that seamlessly combines the family room, dining area, and kitchen into the heart of the home. The stately kitchen is a chef's dream, featuring abundant cabinetry and countertop space, a convenient eat-at bar, and a stone fireplace ready for propane conversion. Just beyond, the spacious back deck with pergola creates the perfect setting for outdoor dining, entertaining, and relaxing. The adjoining family room features a second dual-sided fireplace, which can be enjoyed from both the family room and the adjacent flex space. This versatile area is ideal for a home office, den, library, or reading room. The main level primary suite offers a spacious en suite bath featuring dual vanities, a walk-in shower, and a large tub. Upstairs, you'll find three additional bedrooms, including one with a private en suite bath, along with a full hallway bath. The lower level adds valuable functionality with garage access through a mudroom entry, a laundry room, and a bonus room with a half bath, providing excellent space for hobbies, recreation, or additional living needs. Situated on a beautiful corner lot, the property offers gently rolling lawn, trees, a fenced area adjacent to the back deck, and a blacktop circular driveway that enhances both curb appeal and convenience. Recent improvements include new siding and roof in 2026, a new water heater in 2022, and an updated heat pump. The chimneys have been capped (new metal roof), and both fireplaces will require gas log conversion to become operational. Just minutes from both Lake Cumberland and Dale Hollow Lake, providing opportunities for fishing, boating, water sports, and year-round recreation.

75 Hickory Hill Dr, Monticello
248 W Mountain Trl, Monticello
$329,000
3 Beds ⋅ 3 Baths ⋅ 26026934 MLS
New Construction Home!! Looking for a brand new home that is secluded and sitting on 5.75 acres, then look no further!! This home is built in a Gated Community in the beautiful Sandstone Subdivision with a lake view from driveway and a seasonal lake view from the home. This new home offers 3 bedrooms and 3 full bathrooms, laundry room, large kitchen and living room with cathedral ceilings. Stainless steel appliances, granite counter tops, luxury vinyl flooring through out this home. A must see so call today to schedule your tour of this new home.

248 W Mountain Trl, Monticello
300 Mallard Dr, Monticello
$549,000
4 Beds ⋅ 5 Baths ⋅ 26026721 MLS
Country living, space, and convenience come together with this beautiful farmhouse situated on approximately 18 unrestricted acres. Offering 4 bedrooms, 5 bathrooms, and roughly 4,800 total square feet, the home features a main floor primary bedroom and bathroom, custom cabinetry, beautiful woodwork, and detailed trim throughout. The large unfinished basement is ready to customize and is already plumbed for a kitchenette, creating excellent potential for additional living space or a mother in law suite. Relax on the spacious front and back porches while enjoying peaceful farm views. A large storage barn provides plenty of room for equipment, tools, and recreational gear. A tractor, side by side, and attachments are also available separately. Located near multiple boat ramps and approximately 10 minutes from downtown Monticello or Conley Bottom Resort and Marina.

300 Mallard Dr, Monticello
6835 Hwy 167, Monticello
$565,000
4 Beds ⋅ 3 Baths ⋅ 26026681 MLS
Country living with room to spread out! This renovated farmhouse-style home is a perfect Kentucky Homesteading opportunity. This property is 3.2 acres with a custom updated home, 26x36 garage, two animal buildings, lawn shed, and more. It is a short drive from the South Fork Recreation Area's off-road trails and outdoor activities. Overall there is not a part of this home that has not been touched as part of a complete remodel including a new HVAC system.  Inside, the main level of the home offers a spacious master suite with closet, kitchen with plenty of room, open living room with an electric fireplace, large dining area, designated laundry room, extended mud room, a second bedroom and a second full bathroom. This level of the home features new Appalachian hardwood flooring and some reclaimed barn wood to create custom trimwork. The upstairs brings even more finished square footage with a large family room space, two spacious bedrooms with closets, a storage room and the third full bathroom. This area of the home has new luxury vinyl flooring. The basement of this home has seen major work and is super clean. It is over 1600 square feet of additional space for storage and includes a utility sink, another shower, and a wood burning stove. Outside, you will enjoy the covered front porch, covered side porch, backyard patio with a fire pit. A 26-by-36-foot garage provides space for vehicles and equipment. Additionally, the attached carport and three sheds offer even more storage and flexibility. Two of the outside buildings are currently being used as a chicken coop and a turkey building. Wire fencing surrounds the backyard and portions of the property. The outside space is perfect for gardening, landscaping or for animals, including horses. Whether you're looking for a Kentucky homesteading opportunity, a country home, space for your hobbies, or a place to enjoy the outdoors, this property offers plenty to explore. A video tour of this property is available to view.

6835 Hwy 167, Monticello
338 Harper Dr, Monticello
$229,000
3 Beds ⋅ 2 Baths ⋅ 26025701 MLS
Nestled at the top of the hill in town, 338 Harper Drive is being offered under appraisal value. The home offers privacy, panoramic views, and exceptional flexibility. This move-in ready home features 3 spacious bedrooms and 2 full bathrooms, complemented by an open kitchen complete with elegant granite countertops and modern stainless steel appliances. Situated across 3 expansive lots, the property provides abundant outdoor space and parking for boats, RVs, or recreational vehicles. A standout feature is the 24' x 25' detached garage, offering ideal space for a workshop, vehicle storage, or hobby studio. Conveniently located near town amenities while maintaining a private setting, this home is a must-see property.

338 Harper Dr, Monticello
172 Boston Hill Rd Rd, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
1185 Furnace Mountain Rd Rd, Monticello
$155,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
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