Cumberland Ridge Estates Homes for Sale

Cumberland Ridge Estates Homes for Sale

Welcome to Cumberland Ridge Estates, a hidden gem nestled in the heart of Monticello, Kentucky. This picturesque subdivision offers a perfect blend of serene living and modern convenience, making it an ideal choice for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Cumberland Ridge Estates is characterized by its beautifully crafted homes, each designed to harmonize with the stunning natural surroundings. With a variety of architectural styles and layouts, you'll find everything from charming single-family residences to spacious family homes, all boasting quality craftsmanship and thoughtful details. The lush landscapes and well-maintained common areas enhance the community’s appeal, providing residents with a tranquil environment where nature meets comfort.

The subdivision is conveniently located near essential amenities, including schools, shopping centers, and recreational facilities. Residents can enjoy nearby parks, lakes, and hiking trails, perfect for outdoor enthusiasts and families seeking adventure. With its friendly atmosphere and strong sense of community, Cumberland Ridge Estates is more than just a place to live; it’s a place to call home.

Currently, there are several homes for sale in this desirable neighborhood, each offering unique features and opportunities for personalization. Whether you’re a first-time buyer or looking to upgrade, Cumberland Ridge Estates has something for everyone. Don't miss your chance to be part of this vibrant community. Explore the available listings today and discover the lifestyle that awaits you in Cumberland Ridge Estates!

Newest Cumberland Ridge Estates Homes for Sale

81 White Oak Ln, Monticello
$298,000
2 Beds ⋅ 1 Baths ⋅ 26005932 MLS
Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

81 White Oak Ln, Monticello
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