Downtown Homes under $250,000

Downtown Homes under $250,000

**Discover Downtown Kentucky: A Hidden Gem for Homebuyers**

Welcome to Downtown Kentucky, a vibrant and dynamic subdivision that perfectly blends urban convenience with a charming small-town feel. Nestled in the heart of the Bluegrass State, this area is a treasure trove of history, culture, and community spirit. With its picturesque streets lined with historic architecture, local boutiques, and delightful eateries, Downtown is the ideal location for those seeking a lively lifestyle without sacrificing comfort.

One of the most exciting aspects of Downtown Kentucky is the accessibility of homes priced under $250,000. This makes it an attractive option for first-time homebuyers, young professionals, and families looking to settle down in a welcoming environment. Here, you’ll find a diverse array of properties, from cozy bungalows to modern townhomes, all offering the charm and character that define this unique neighborhood.

Living in Downtown means you’re just steps away from an array of amenities. Enjoy leisurely strolls in beautifully maintained parks, explore local art galleries, or indulge in the culinary delights of nearby restaurants. The community hosts various events throughout the year, fostering a strong sense of belonging among residents.

Whether you’re looking for a starter home or an investment property, Downtown Kentucky offers an inviting atmosphere and a range of affordable options. Embrace the opportunity to be part of this thriving community where you can create lasting memories and enjoy all that life has to offer. Come explore Downtown Kentucky today—your dream home awaits!

Newest Downtown Homes under $250,000

473 E Office St, Harrodsburg
$125,000
2 Beds ⋅ 1 Baths ⋅ 26027605 MLS
Conveniently located close to town, this 2-bedroom, 1-bath home offers a kitchen and a large laundry area with the potential for an additional bedroom or home office. Detached 1 car garage provides space for parking or storage. This will make an excellent investment property or starter home!

473 E Office St, Harrodsburg
93 N Main St, Whitley City
$149,900
3 Beds ⋅ 1 Baths ⋅ 26027563 MLS
Coming Soon in Whitley City! This completely remodeled 3-bedroom, 1-bath home is available at just $149,900. Full of beautiful character and charm while still offering the modern updates buyers are looking for, this one is truly move-in ready. Features include HVAC and appliances updated in 2024, a roof approximately 5 years old, a newer water heater, fresh paint throughout, a natural gas fireplace and oven, an accessible primary bedroom and bathroom, and a spacious upstairs walk-in closet. From the double front porch to the charming details throughout, this home is one you'll want to see in person. Stay tuned for more photos!

93 N Main St, Whitley City
105 Bennett Pl, Richmond
$177,900
3 Beds ⋅ 1 Baths ⋅ 26027555 MLS
Downtown Richmond living with space to spread out! This charming 3-bedroom, 1-bath home offers the perfect combination of location, and character! Inside, you'll find a welcoming layout and a kitchen featuring beautiful countertops! The unfinished walkout basement provides tons of possibilities - extra storage, a workshop, hobby space, or room to make your own. Outside, the large backyard is ready for summer cookouts, pets, gardening, or simply relaxing at home. Conveniently located near downtown Richmond, Arlington Golf Course, shopping, dining, and local amenities. Whether you're looking for your first home, your next home, or an investment opportunity - this one checks all the boxes!

105 Bennett Pl, Richmond
213 E Broadway St, Winchester
$200,000
3 Beds ⋅ 1 Baths ⋅ 26027397 MLS

213 E Broadway St, Winchester
709 W Main St, Richmond
$235,000
3 Beds ⋅ 2 Baths ⋅ 26027385 MLS
They simply don't make them like this anymore. This beautiful 100+ year-old downtown home is filled with timeless character and craftsmanship that buyers love in a historic property. Gorgeous hardwood floors, tall ceilings, wide baseboards, detailed trim, paneled doors, a classic staircase, and a traditional fireplace showcase the charm of a bygone era, while spacious rooms and abundant natural light make the home feel warm and inviting. The character continues throughout with vintage architectural details and classic bath features that complement the home's history. Outside, enjoy a welcoming covered front porch, perfect for taking in the neighborhood, or retreat to the covered back porch for a little more peace and privacy. A long driveway, generous yards, and a detached garage/outbuilding provide additional space for parking, storage, hobbies, or a workshop. With its downtown location close to shopping, dining, local businesses, and community activities, this is a special opportunity to own a home with history, charm, and personality that simply can't be duplicated.

709 W Main St, Richmond
2015 Old Main St, Maysville
$70,000
4 Beds ⋅ 2 Baths ⋅ 26027327 MLS
Big ideas belong here! In the heart of Historic Old Washington, this mixed-use property pairs private living quarters with expansive commercial spaces near gift shops, attractions, and the charming town square. The residential area features bright bedrooms with historic charm, an updated bathroom, and an outdoor shower nestled among bamboo- ideal for exploring live/work or short-term rental possibilities. Large open rooms, gorgeous hardwood floors, and multiple side entrances invite your vision for a shop, studio, gallery, gathering space, or other venture, subject to approvals. Work remains, but the character, space, and setting are ready for your next chapter. Let the virtual staging photos get your imagination going with all this could be. Bring your dreams to this incredible opportunity and see what you could create!

2015 Old Main St, Maysville
101 Robin Ln, Carlisle
$175,000
3 Beds ⋅ 1 Baths ⋅ 26027051 MLS
Located on a spacious corner lot of over half an acre in downtown Carlisle, Kentucky, this three bedroom, one bath brick ranch offers convenient one level living with classic features and plenty of outdoor space. The home features beautiful hardwood floors, a metal roof, and a covered front porch that provides a welcoming entrance. A tall crawl space offers additional storage and utility space beneath the home. Outside the property includes an attached carport with an additional storage room, along with an outbuilding. The generous corner lot provides room outdoor activities, gardening, or future possibilities, all within the convenience of the Carlisle city limits. A solid brick ranch with a desirable location and useful features, this property offers an excellent opportunity.

101 Robin Ln, Carlisle
122 Rogers St, Berea
$189,900
3 Beds ⋅ 1 Baths ⋅ 26027047 MLS
This cozy brick home has a carport, metal roof, nice corner lot, mature trees, on a dead in street, laminate flooring, 3 bedrooms/1 bath, large kitchen and living room plus a laundry room . Great location in town Berea Ky

122 Rogers St, Berea
403 Logan Ave, Stanford
$179,900
2 Beds ⋅ 1 Baths ⋅ 26027027 MLS
Charming 2-bedroom, 1-bath home offering 2,256 sq ft of living space on a generous 0.30-acre lot. With its Victorian-inspired character and timeless architectural appeal, this property offers a great opportunity to restore and personalize. The home features original-style details, along with hardwood and tile flooring that add to its character. While the property would benefit from updates, its spacious footprint, attractive lot, and distinctive style provide plenty of potential for the right buyer. A unique opportunity to bring new life to a home with character and room to make it your own.

403 Logan Ave, Stanford
153 Pineview Ln, Carlisle
$239,900
5 Beds ⋅ 2 Baths ⋅ 26026985 MLS
Discover a rare opportunity to own a spacious two-story home with multiple living options and a separate apartment/guest house—perfect for those looking for flexibility, additional space, or income potential. From the moment you step inside, the character shines through with beautiful hardwood floors, original mantels with ceramic tile accents, and generously sized rooms just waiting for your personal touch. Previously configured as two apartments, the main home offers the potential to be converted back, creating exciting possibilities for multi-generational living, rental income, or an owner seeking additional living space. The separate apartment/guest house adds another layer of versatility for guests, extended family, a home office, or additional rental potential. This property offers endless possibilities for its next owner. The main floor offers a spacious kitchen, formal dining and living room. Also, a primary bedroom with a full updated bathroom. Upstairs you will find 4 additional bedrooms and another full bathroom. Bring your vision and make this unique property your own! Seller is offering $2,500 toward buyer's allowable closing costs, prepaid expenses, or other eligible costs with an acceptable offer. This added incentive makes an already appealing property an even greater opportunity for buyers!

153 Pineview Ln, Carlisle
433 Main Ave, Georgetown
$189,900
3 Beds ⋅ 1 Baths ⋅ 26026959 MLS
Beautiful fieldstone home, massive backyard, detached garage, downtown Georgetown. This 1.5 story has been remodeled - new flooring, lighting, and many other updates. The primary bedroom is downstairs, and two secondary bedrooms upstairs. Bathroom remodel on main floor. Adorable built in features. Back porch is enclosed and could serve as a great mud room. Detached one car garage sits to back right of home, not imposing on the huge backyard surrounded by mature trees. The front porch is charming, large, covered, and ready for good company. Loads of curb appeal, well thought out space, and centrally located.

433 Main Ave, Georgetown
500 W Main St, Mt Vernon
$175,900
3 Beds ⋅ 2 Baths ⋅ 26026946 MLS

500 W Main St, Mt Vernon
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