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$2,900,000
25012518 MLS
Located directly off the busiest stretch of Highway 27 in Somerset and just across from the breathtaking shores of Lake Cumberland, this 18.31-acre tract offers one of the last remaining large-acreage development opportunities in the area. With unobstructed lake views and multiple points of ingress and egress, this property is ideal for a wide range of commercial and residential projects. Perfectly positioned for a boutique lakeview hotel or lodging (with zero existing lakeview accommodations in the area), retail, restaurants, storage, or mixed-use development, this land presents unmatched potential. The front 2-3 acres are ideal for immediate commercial use such as a hotel, with ample room behind for expansion, housing, or supporting businesses. Surrounded by multiple marinas, boat ramps, and minutes from downtown Somerset, this is a once-in-a-generation opportunity to build something iconic overlooking Lake Cumberland.

5800 S Hwy 27, Somerset
$2,400,000
26004619 MLS
Endless possibilities await with this one-of-a-kind property just minutes from Jamestown Marina, the city of Jamestown, and Russell Springs. Whether you're dreaming of launching an RV park, creating a retreat-style campground, developing housing, or pursuing another private or commercial venture--this property offers the space and infrastructure to make it happen. Sitting on beautiful, partially wooded and pasture-rich acreage with scenic lake views, the property includes: A 20-unit lodging facility Chapel or meeting hall Commercial kitchen and dining hall with upstairs sleeping quarters Three two-story cabins Three cabins with lofts One single cabin Two bath houses One laundry house Easily accessible via a paved road, this land is ready to be transformed into something truly special. Whether you're looking for an investment, a getaway destination, or a unique development opportunity, this property has the potential to bring your vision to life. Don't miss your chance to own this incredible and versatile piece of Kentucky.

1 Nelson Mill Rd, Jamestown
$2,400,000
32 Beds ⋅ 30 Baths ⋅ 26004715 MLS
Endless possibilities await with this one-of-a-kind property just minutes from Jamestown Marina, the city of Jamestown, and Russell Springs. Whether you're dreaming of launching an RV park, creating a retreat-style campground, developing housing, or pursuing another private or commercial venture--this property offers the space and infrastructure to make it happen. Sitting on beautiful, partially wooded and pasture-rich acreage with scenic lake views, the property includes: A 20-unit lodging facility Chapel or meeting hall Commercial kitchen and dining hall with upstairs sleeping quarters Three two-story cabins Three cabins with lofts One single cabin Two bath houses One laundry house Easily accessible via a paved road, this land is ready to be transformed into something truly special. Whether you're looking for an investment, a getaway destination, or a unique development opportunity, this property has the potential to bring your vision to life. Don't miss your chance to own this incredible and versatile piece of Kentucky.

1 Nelson Mill Rd, Jamestown
$2,200,000
26007267 MLS
Premier Investment Opportunity - 133± Unrestricted Acres Adjacent to Beaver Creek Marina This property has never been on the market or offered until NOW!! Positioned directly surrounding Beaver Creek Marina, this 133± acre unrestricted tract presents a rare, high-upside opportunity for investors and marina ownership alike. This property offers immediate income potential combined with long-term development value, including: 32± acres (Block C) with an established mobile home park generating consistent land-lease income Multiple existing cabins along Beaver Creek Lodge Rd—ideal for renovation into short-term rentals or marina lodging A white brick home at the marina entrance primed for redevelopment as a flagship residence, rental, or commercial use Significant vacant acreage ready for expansion, whether residential, recreational, or mixed-use development For marina ownership, this is a strategic acquisition to control surrounding land, expand offerings, and enhance customer experience—think cabin rentals, RV/tiny home sites, or future resort-style amenities that directly complement marina traffic. With unrestricted land use, proximity to the water, and built-in infrastructure, the possibilities here are extensive—from income-producing rentals to a fully integrated marina destination. A survey is available (25+ years old), offering a starting point for future planning and development. Opportunities with this level of scale, location, and flexibility are exceptionally rare—secure your position and capitalize on the growth potential.

8600 Ky-92, Monticello
$1,800,000
25013327 MLS
Seller is offering 0% interest owner financing with two payment options. This stunning 73+ acre parcel of land located in Burnside, Kentucky boasts close to three miles of breathtaking water views along the Cumberland River, making it an ideal location for a residential development or commercial property. The property is conveniently located near the Burnside Marina and Burnside Island on the stunning Lake Cumberland, which is known for its gorgeous views and abundant recreational opportunities. With its prime location and stunning natural beauty, this property is sure to be a highly sought-after destination for anyone looking to enjoy the best that Kentucky has to offer. Survey completed in spring of 2023.

350 Antioch Church Rd, Burnside
$1,800,000
25013329 MLS
Seller is offering 0% interest owner financing with two payment options. This stunning 73+ acre parcel of land located in Burnside, Kentucky boasts close to three miles of breathtaking water views along the Cumberland River, making it an ideal location for a residential development or commercial property. The property is conveniently located near the Burnside Marina and Burnside Island on the stunning Lake Cumberland, which is known for its gorgeous views and abundant recreational opportunities. With its prime location and stunning natural beauty, this property is sure to be a highly sought-after destination for anyone looking to enjoy the best that Kentucky has to offer. Survey completed in spring of 2023

350 Antioch Church Rd, Burnside
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016949 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016942 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello
$1,299,000
6 Beds ⋅ 6 Baths ⋅ 26009809 MLS
Welcome to this luxury estate tucked on 20.5 picturesque, unrestricted acres, offering the perfect blend of privacy, elegance, and functionality. The gated entrance leads to a private driveway of over 1,000 ft in length which offers complete privacy and ambiance. Upon entering the foyer, your gaze is drawn to the grand custom polished Brazilian cherry hardwood staircase, which leads to a balcony overlooking the expansive formal great room with stunning views of flower beds and mature oak trees. This stunning space features soaring ceilings, an impressive two-story wall of windows, rich architectural crown molding, detailed trim throughout, and one of three cozy gas fireplaces. The main level showcases a gourmet kitchen highlighted by custom polished Brazilian cherry cabinetry, coffered ceiling, granite countertops, a gas Jenn-Air range, and a double oven—designed to impress and built for both everyday living and entertaining. Located just off the kitchen is a formal dining room with tiered tray ceilings The luxurious primary suite is filled with natural light and offers a true retreat, complete with tiered tray ceilings, a second gas fireplace, and private access to a generously sized covered patio. The spa-inspired ensuite features a beautifully appointed tiled walk-in shower with dual shower heads and a Jacuzzi tub. Featuring 5 spacious bedrooms and 3.5 baths, this home is thoughtfully designed for comfort and versatility. Skylights in two of the bedrooms invite natural light and enhance the home's bright, airy feel. The fully finished walk-out basement expands the living space with a large recreation room—perfect for gatherings, game nights, or a home theater setup—along with a second kitchen, ideal for guests or multi-generational living. Step outside to your own private oasis, an in-ground pool that creates a resort-style setting ideal for relaxation or entertaining. Multiple patios and covered porches provide ample space for outdoor dining, lounging, and enjoying the surrounding landscape. There is a side brick curved stairway that connects the pool area to the main level patio. The grounds are adorned with exquisite landscaping and vibrant flower gardens. The mature producing orchard includes multiple fruit trees along with 7 various kinds of apple trees, 2 peach trees, 2 pear trees, 1 plum tree, 1 papaw tree, and 2 cherry trees. You'll also find raspberries and blackberries on trellises, blueberries as well as a grape arbor with six grave vines of multiple varieties, creating a truly special outdoor sanctuary. Additional features include central vacuum, a barn equipped with a first-flush water collection system—perfect for irrigating the orchard and gardens—along with a 3-car attached garage and a 3-car detached garage complete with a full bath. Above the detached garage, you'll find an approximately 1,200 sq. ft. apartment featuring 1 bedroom and 1 bath—ideal for guests, in-laws, or a private workspace. A new roof with a transferable warranty adds peace of mind. With expansive indoor and outdoor living areas designed for both everyday comfort and entertaining, A boat ramp located only minutes away from this property easily adapts to a variety of lifestyles. This exceptional estate offers the perfect blend of luxury, versatility, and the freedom of unrestricted land—an unparalleled opportunity to enjoy space, privacy, and refined living in a truly remarkable setting.

1836 Ferry Rd, Somerset
$1,299,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello
$1,290,000
4 Beds ⋅ 5 Baths ⋅ 26011863 MLS
Luxury Estate Property Description Hidden among close to 8+/-peaceful acres in one of Somerset's most sought-after upscale neighborhoods, this extraordinary Kentucky estate captures the kind of Southern charm and quiet luxury that simply feels like home the moment you arrive. Surrounded by rolling countryside and located just minutes from beautiful Lake Cumberland and a nearby boat ramp, this stunning 4-bedroom, 4.5-bath residence offers a rare blend of elegance, comfort, privacy, and everyday functionality designed for the way families truly live today. This extraordinary home has 6,900 square feet of living space! From the welcoming approach to the warm character throughout the home, every space was thoughtfully created to invite people in, slow life down, and make lasting memories. Inside, large gathering spaces, abundant natural light, and beautifully connected living areas create an atmosphere that feels refined yet comfortably livable. The updated kitchen serves as the heart of the home, opening into a charming breakfast nook where mornings begin with coffee, peaceful views, and horses often wandering up just beyond the windows — a picture-perfect Kentucky moment that never gets old. The main-level primary suite was designed as a true retreat, complete with convenient access to a private indoor , inground hot tub room, offering a peaceful spa-like escape to unwind after long lake days, horseback rides, or evenings entertaining family and friends. An elevator serving all three levels provides exceptional convenience and accessibility, making the home ideal for multi-generational living, long-term comfort, or simply enjoying the ease of everyday life. Adding to the home's thoughtful design is a convenient dumbwaiter located in the attached garage, allowing groceries, packages, and everyday items to be effortlessly transported directly to the main floor — one of many small luxuries that make this home both beautiful and practical. The walk-out basement expands the home's flexibility even further with a large private office, spacious laundry area with bath, extensive storage, and endless possibilities for hobbies, fitness, entertaining, or working from home. Outside is where this property truly comes alive. The detached garage is 2,345sq. ft. on the main level and was built with lifestyle in mind, featuring a car lift and abundant space for all your toys and treasures — whether that's your boat, classic cars, recreational vehicles, workshop space, or lake-day gear. Above the garage, is a 1,100 sq ft. beautifully designed private apartment includes its own kitchen, living room, bedroom, and full bath, making it ideal for guests, extended family, or private accommodations. The acreage itself offers the perfect balance of beauty and usability, with room for horses, outdoor entertaining, gardening, and simply enjoying the peaceful rhythm of country living while still being conveniently close to Somerset's dining, shopping, and recreation. This is more than a luxury property. It is the kind of home where grandchildren run barefoot through the yard, friends gather long after sunset, horses greet you in the morning, and life feels just a little slower, quieter, and sweeter. A rare Kentucky estate where Southern hospitality, lake lifestyle, and timeless comfort all come together in one unforgettable place.

234 Horizon Hill Dr, Somerset
$1,275,000
5 Beds ⋅ 6 Baths ⋅ 26014480 MLS
Rare Opportunity! Welcome to this stunning custom built waterfront estate being sold with 6.5 acres (4.5 acres added since previously sold) with magnificent views overlooking Lake Cumberland! Built by custom builder Marshall Todd, this Colonial-inspired exterior with grand columns and classic brick architecture encapsulates the grandeur of southern Kentucky living. Situated on 6.5 acres with year-round lake views and conveniently located just minutes from Burnside Marina and 15 minutes to Conley Bottom Resort, this impressive 5 bedroom, 6 bathroom home offers 7,808 sq ft with 3 levels of beautifully updated living space. When you step inside, the soaring two-story foyer welcomes you with an abundance of natural light. To the right, the formal dining room features beautiful marble tile offering warmth and versatility to transitional designs. The living room, office and playroom feature newly (2026) installed engineered hardwood flooring. The main level provides a seamless flow that transitions into what can only be described as the heart of the home. This one-of-a-kind chef's kitchen boasts brand new modern lighting, gorgeous custom Hahn cabinetry and the current owners have extended the island with the same top notch woodwork for additional seating and entertaining. The new (2025) Quartz countertops and full Quartz backsplash create a seamless transition and statement of classic style that is sure to last for years to come. The new premium Cafe´ appliances in matte white with gold hardware provide a visually stunning, high-performance kitchen, including, a double oven induction cooktop with touch controls, smart 4-door french door refrigerator with dual dispense autofill pitcher, and double drawer dishwasher. On the second level, the master suite features double interior doors opening up into a spacious suite with incredible lake views from your master deck. The space boasts a walk-in tile shower, soaking tub, walk-in closet, his and her vanities and a spacious deck with breathtaking views of the region's highly sought after Lake Cumberland. The second bedroom includes its own private full bathroom, perfect for guests. The additional 3 bedrooms plus a bonus room offer the same great finishing touches alike, and all upstairs rooms feature newly (2026) installed carpet. Downstairs you are met with a generous 2000+ sq ft basement with endless potential and possibilities. Currently serving as a flex room, this space provides a home gym area, playroom with lounging, additional sleeping area and room for a game of pool or other indoor activities. Did I mention the full kitchen? The basement offers a full bathroom and fully functioning kitchen with sink, 4 burner electric range and refrigerator. This space could be further finished out with additional bedrooms or a generous in-law suite. This home offers the best of both worlds with a NEW ROOF in 2026 providing peace of mind, updated interior finishes and peaceful lake views from one of your multi-tier decks. The home features Pella windows, newly installed blinds throughout the home and new remote controlled motorized blinds over the second story foyer windows, Trex decking with a new staircase addition for outdoor access from the main deck to lower level and other updates throughout multi-level decking, (2) new HVAC installed in 2025, fresh paint to walls and crown molding throughout the home this year, (2) new garage door motors, and so much more. This is a rare opportunity to own a beautifully updated estate where timeless architecture meets modern comfort, while surrounded by the gorgeous waters of Kentucky's crown jewel, Lake Cumberland.

510 Green Hill Estates Rd, Monticello
$1,250,000
24017677 MLS
Looking for acreage close to Lake Cumberland!! Check out this hard to find, large tract of land that consists of 50.73 acres. Half of the acreage is cleared and the other half in timber. This property backs up to CORP property, making the location great for a campground, or your own private residence. Property is within 2 miles to Safe Harbor, (Beaver Creek Dock), less than 1/2 mile to boat ramp at the end of Dug Road (known as the orchard) less than 8 miles from Monticello, for shopping, medical, schools, etc. Call today to take a look at this larger tract of land.

371 Dug Road Rd, Monticello
$1,199,000
25017564 MLS
Ride your 4 Wheeler to the Lake! There is a pathway to the lake! You can follow the cliff line to the Lake! 85+/-Acres including 1/2 Mile of Lake Front! Ready for a Farm or Developer! Priced to sell! • Gorgeous Lake Views - Easily visible from the back portion of the wooded area. Perfect for developing homes with water views. • Half a Mile of Lake Frontage - Ideal for for lakeside homes. • Cleared & Ready - A large portion of the land is cleared and currently used for hay production. • Wooded Areas with Mature Timber - Trees, (The wooded portion was Partially logged 4 years ago)offering potential timber value and scenic natural beauty. • Light Restrictions - No mobile homes allowed, but otherwise lightly restricted. Build freely! • Subdivision Potential - Gently rolling land, easily divided for multiple homes or lots. • Agricultural Use - Ideal for farming, ranching, or equestrian use. This property combines function, beauty, and investment potential—a true must-see! Whether you're a developer, homesteader, or investor, this land is ready for your vision. Schedule your private showing today and experience the possibilities firsthand! Motivated Seller!

24 Cedar Pointe Dr, Somerset
$1,137,000
26004362 MLS
Rare opportunity to own the largest available tract on Lake Cumberland! This incredible 264.95-acre property offers unmatched privacy, breathtaking lake views, and endless potential. Build your dream home tucked within a forest of mixed hardwoods teeming with diverse wildlife. With approximately 3.5 miles of lake frontage and access to Beaver Creek, this property borders the Army Corps of Engineers, preserving your lake boundary and offering 200 acres of virgin land in your backyard to hike and explore. Multiple homesites to choose from, whether you envision a secluded estate, a recreational retreat, or a development of scenic lots. Enjoy boat ramp access via Sunset Landing, making lake days easy and convenient. Located in a welcoming agricultural community, this is your chance to create a legacy on one of Kentucky's greatest lakes. Peaceful. Private. Full of potential. Don't miss this one-of-a-kind opportunity!

1412 George Garner Rd, Monticello
$1,099,000
6 Beds ⋅ 6 Baths ⋅ 24022551 MLS
Discover this upscale home, beautifully situated on 2.27 acres of serene landscape and wildlife. The property features a relaxing covered front deck that wraps around to the back of the home. This year-round lakefront residence showcases a custom-built design with timber framing, Hardie plank siding, and stunning Brazilian cherry, hickory, and oak hardwood floors. With 6 bedrooms and 6 bathrooms, this impressive home spans over 6,300 square feet, offering exceptional living space. The main floor includes a mother-in-law suite and a spacious primary suite, both with access to the rear deck, which is constructed of composite material and boasts striking views.The fully finished basement features 2 additional bedrooms, a full bathroom, and an entertaining area complete with a wet bar. The luxurious primary suite includes a spiral staircase leading to an upper landing, ideal for an office or relaxation space. The opulent primary bath offers a jetted tub, double vanity, a huge walk-in closet, and a stunning tile shower. Additional features include an oversized attached 2-car garage and a 2,000-square-foot detached garage with ample storage space on the upper level. Just Stunning!!

270 Wondering Woods Dr, Somerset
$1,087,920
22008892 MLS
Commercial, Industrial or Residential - You Decide !! This land is mostly cleared with some woodland on back side of the property. Electric, Water, and Sewer are available. This 24 acre tract is conveniently located on the Highway 90 Bypass in Monticello KY. Located close to Wal-Mart, Shopping Centers, Post Office, Medical Centers, and Banking. This property has lots of potential so don't let it get away !!!

1 E Hwy 90th Byp, Monticello
$999,000
26009297 MLS
Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello
$939,000
25000013 MLS
Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5785 S Hwy 27, Somerset
$939,000
25000014 MLS
Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5901 S Hwy 27, Somerset
$889,900
8 Beds ⋅ 8 Baths ⋅ 26005198 MLS
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

97 Black Walnut Ln, Monticello
$849,000
25507027 MLS
Discover 41.66 (recent survey) unrestricted acres within the Monticello city limits—an exceptional opportunity for development or investment. This prime tract offers city sewer, water, and electric, providing a strong foundation for residential, commercial, or mixed-use possibilities. Currently used for agricultural purposes, the land is open with gentle terrain, making it easy to build and plan. With multiple access points, this property offers flexibility for layout and future infrastructure design. Its location inside the city limits ensures quick access to all Monticello amenities (such as a short walk to Monticello's Country Club golf course) while still providing the privacy and space of a large acreage tract. Whether you're looking to develop a new neighborhood, create a private estate, or continue agricultural use, this unrestricted 41.66 acres is a rare find with endless potential.

404 Hillrise Dr, Monticello
$835,000
6 Beds ⋅ 6 Baths ⋅ 26004962 MLS
Welcome to lakefront luxury on Lake Cumberland! This fully furnished, turn-key home offers stunning lake views and upscale living. Currently a successful short-term rental generating over $100K in gross revenue annually. Vaulted tongue-and-groove ceilings in the dining and great room create an open, inviting space. The main level features a home office and four bedrooms, each with an ensuite bath. The walkout basement includes a second kitchen, family/game room with panoramic views, a master suite, bunk room, and half bath, perfect for guests or multi-gen living. Enjoy a large deck, covered patio, hot tub, and fire pit. Ample parking for 9 vehicles or a pontoon. Walk to the boat ramp, Cumberland Grill, and Reno's Steakhouse. Minutes from General Burnside Island and top-rated golf. A rare lakefront retreat or prime investment! Buyer to verify square footage.

389 Lakeview Dr, Somerset
$824,900
3 Beds ⋅ 3 Baths ⋅ 26015432 MLS
Main Channel. Walk to the Water. Fully Furnished. Walk to the Water on Lake Cumberland? That's Almost Unheard Of. Custom-built and positioned on the main channel of Lake Cumberland, this exceptional lake home offers something few properties can claim—easy walk-to-the-water access. Homes of this quality are rarely found this close to the shoreline, making this a truly unique opportunity. Designed with careful attention to every detail, the home was perfectly positioned to capture sweeping lake views up and down the channel while offering a warm, inviting atmosphere that feels like the ultimate lake retreat. Step inside to soaring ceilings, beautiful tongue-and-groove wood walls, an open-concept floor plan, custom wrought iron railings, and quality finishes throughout. The low-maintenance exterior means more time enjoying the lake and less time working on the home. The thoughtful layout offers the best of both worlds. One side of the home features an incredible recreation space complete with an indoor basketball court—perfect for entertaining family and friends year-round. The opposite side includes an oversized garage designed to store your boat on-site, complete with its own mini-split HVAC system for year-round comfort. Additional features include: Main channel lake frontage Easy walk-to-the-water access Generator hookup for peace of mind Oversized heated/cooled boat storage Indoor basketball court Beautiful covered porch with lake views Offered fully furnished—just bring your suitcase. Located just 5 miles from Mills Springs Boat Ramp and approximately 10 miles from Lees Ford Marina, you'll enjoy convenient access to some of the best boating and fishing on Lake Cumberland. Luxury. Recreation. Lake access. Views. Furnished and ready for summer. Opportunities like this don't come along often. Plus there is a one year home warranty on the home for you peace of mind.

483 Kimber Dr, Nancy
$800,000
3 Beds ⋅ 1 Baths ⋅ 26019935 MLS
Escape to your own private outdoor retreat at 1651 Hwy 1643! Whether you're an avid hunter, outdoorsman, or simply looking for a peaceful country getaway, this exceptional property offers everything you need to enjoy the beauty and recreation of Southern Kentucky. The property features a comfortable 3-bedroom, 1-bath home that serves perfectly as a full-time residence, weekend getaway, or hunting lodge. A spacious 30' x 60' garage and workshop, previously operated as a taxidermy shop, provides endless possibilities for equipment storage, hobbies, or a home-based business. This 141+/- acre property is designed with hunters in mind, the land is equipped with an extensive trail system that provides easy access throughout the property. Explore established food plots, watering holes, a hunting house, tree stands, and blinds all thoughtfully positioned to maximize wildlife activity and hunting success. When you're not enjoying the outdoors, you'll appreciate the property's convenient location just minutes from Somerset and world-renowned Lake Cumberland, offering boating, fishing, dining, and year-round recreation. If you've been searching for the ultimate hunting property with comfortable accommodations, functional outbuildings, and prime recreational opportunities, this is a rare opportunity you wont want to miss. Schedule your private showing today and experience the one of a kind Kentucky retreat for yourself.

1651 Hwy 1643, Somerset
$799,900
4 Beds ⋅ 4 Baths ⋅ 24003021 MLS
Experience luxurious living in the desirable Allens Landing Lake Community with this immaculately kept home with NEW Shingled Roof for sale. Boasting 4 very large br's each featuring huge walk-in closets,and 3.5 large baths, and situated on 1.3 acres, space and convenience blend seamlessly. The interior is graced with hardwood flooring, elegant crown molding, and trey ceilings, which complement the cozy stone fireplace perfectly. An oversized bar with extra cabinetry and a large dining rm are ideal for an entertainer's delight and family gatherings. The 4-car garage on the main level and additional 1-car garage with a workshop in the basement satisfy all storage needs. For those seeking multi-generational living, the in-law suite and second kitchen in the basement provide privacy and comfort. The two separate drives and lots ensure ample outdoor space and privacy. Enjoy the outdoors with 2 covered back porches, providing a tranquil space to unwind with a partial lake view. Living in this lake community, you'll enjoy the serene environment and picturesque views. Make this stunning property your new forever home.

24 Shimmering Moon Dr, Somerset
$799,900
4 Beds ⋅ 4 Baths ⋅ 26011764 MLS
Nestled in the highly sought-after White Tail Run subdivision, this exceptional 4-bedroom, 3.5-bath brick home is fully furnished and offers the perfect blend of luxury, comfort, and convenience. Thoughtfully designed with quality craftsmanship and upscale finishes throughout, this home is truly one you do not want to miss. From the moment you enter, you are welcomed by rich hardwood flooring, elegant ceramic tile, illuminated crown molding, and an inviting open layout that feels both warm and sophisticated. The spacious living room is the heart of the home, showcasing a stunning stone fireplace that creates the perfect atmosphere for relaxing evenings or entertaining guests. The beautifully designed eat-in kitchen offers abundant cabinetry, generous prep space, granite counters and room for gathering, while the separate formal dining room is ideal for hosting family dinners and holiday celebrations. The oversized primary suite is a private retreat featuring its own cozy fireplace and a spa-like en suite bath complete with a relaxing garden tub, tiled walk-in shower, and plenty of space to unwind after a long day. Every bedroom throughout the home offers comfort and versatility for family, guests, or a home office setup. The fully finished basement expands the living space even further and is perfect for entertaining, multi-generational living, or guest accommodations. Complete with a kitchenette, spacious den, full bath, bedroom, and a separate driveway leading to an additional garage, the possibilities are endless. Step outside and enjoy peaceful mornings or evening gatherings from the covered back porch overlooking the beautiful setting. Conveniently located within walking distance to Firebrook Park and just minutes from a boat ramp on gorgeous Lake Cumberland, this home offers the best of both neighborhood living and outdoor recreation. With timeless curb appeal, incredible space, luxurious details, and an unbeatable location, this stunning home truly has all the bells and whistles and is ready to impress even the most discerning buyers.

91 White Tail Run Dr, Somerset
$779,000
6 Beds ⋅ 4 Baths ⋅ 26001703 MLS
Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy
$774,900
6 Beds ⋅ 6 Baths ⋅ 26006647 MLS
New price!! Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres with a majestic view of the lake and lush surrounding hills. Enjoy these breathtaking views from nearly every room including the spacious great room, with soaring wood-beamed ceilings and a striking 2 story stone fireplace. The elegant kitchen features hardwood flooring, a huge bar and an expansive dining area, perfect for entertaining. Step outside onto the massive, wrap around screened porch, complete with a cozy stone fireplace and all the beauty and privacy that surrounds you. You can retreat to the private master suite or unwind in the finished walkout basement that features additional bedroom spaces (even a bunk room), a cozy family room and a large recreational area. Looking for income possibilities? If so, you may want to take advantage of the nightly rental opportunities as this is permitted in this upscale gated community!! With just a short drive to Beaver Creek Marina, this magnificent property offers both luxury and convenience for lake living at its finest. Don't miss a chance to own this exceptional Lake Cumberland retreat!

1166 Sandstone Point Trl, Monticello
$749,900
5 Beds ⋅ 4 Baths ⋅ 26012535 MLS
Rare opportunity to own a brand new home in a gated community with lake access on the shores of Lake Cumberland, conveniently located between Burnside Marina and Conley Bottom Resort just off Highway 90. Situated on approximately one acre, this home offers year-round lake views and an open floor plan designed to take advantage of the beautiful setting. Enjoy the ability to walk or ride down to the water whenever you want to fish, kayak, swim, or simply take in the scenery. The basement is still under construction, giving buyers a chance to select some finishes and add their own personal touches before completion. Properties like this are hard to find. Call today for pricing, construction updates, and additional information.

554 Colson Dr, Bronston