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Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

3 Beds ⋅ 2 Baths ⋅ 26020285 MLS

Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello

$259,000

Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

3 Beds ⋅ 2 Baths ⋅ 26020139 MLS

Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello

$179,000

Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

3 Beds ⋅ 2 Baths ⋅ 26020137 MLS

Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello

$495,000

Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

3 Beds ⋅ 3 Baths ⋅ 26019876 MLS

Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello

$165,000

Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

3 Beds ⋅ 2 Baths ⋅ 26019487 MLS

Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello

$424,900

Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

3 Beds ⋅ 2 Baths ⋅ 26019393 MLS

Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

2247 Ky-2393, Monticello

$130,000

Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

2 Beds ⋅ 1 Baths ⋅ 26018568 MLS

Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

183 183 Shoemaker Ln Lane, Monticello

$117,000

Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

3 Beds ⋅ 1 Baths ⋅ 26017860 MLS

Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello

$1,645,000

Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

5 Beds ⋅ 4 Baths ⋅ 26016942 MLS

Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello

$164,900

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

3 Beds ⋅ 1 Baths ⋅ 26007898 MLS

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

130 Cherry St, Monticello

$120,900

LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

3 Beds ⋅ 2 Baths ⋅ 26007643 MLS

LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

565 Bell Ln, Monticello

$280,000

LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

3 Beds ⋅ 2 Baths ⋅ 26009923 MLS

LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

439 Eagles Bluff Rd, Monticello

$649,900

Motivated Seller! Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

4 Beds ⋅ 3 Baths ⋅ 26006968 MLS

Motivated Seller! Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello

$279,900

Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan, and modern finishes throughout. The new roof adds peace of mind, while the 2-car attached garage provides plenty of storage and convenience. Enjoy outdoor living on the large rear patio, perfect for entertaining or relaxing in the quiet surroundings. A 10' x 16' storage building gives you extra space for tools, hobbies, or lake gear. With its ideal location, generous lot size, and stylish updates, this home combines comfort, function, and charm within close proximity to the best golf, recreation, and natural beauty Monticello has to offer. Call today schedule a private showing!

3 Beds ⋅ 2 Baths ⋅ 26011018 MLS

Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan, and modern finishes throughout. The new roof adds peace of mind, while the 2-car attached garage provides plenty of storage and convenience. Enjoy outdoor living on the large rear patio, perfect for entertaining or relaxing in the quiet surroundings. A 10' x 16' storage building gives you extra space for tools, hobbies, or lake gear. With its ideal location, generous lot size, and stylish updates, this home combines comfort, function, and charm within close proximity to the best golf, recreation, and natural beauty Monticello has to offer. Call today schedule a private showing!

132 Alchera Ave, Monticello

$654,000

Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

5 Beds ⋅ 5 Baths ⋅ 26010372 MLS

Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

137 Indian Cave Rd, Monticello

$224,500

Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

3 Beds ⋅ 2 Baths ⋅ 26010443 MLS

Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

142 Hwy 3284, Monticello

$325,000

Welcome to Frazer Farm - Escape to the peace and privacy of the countryside with this beautifully designed barn-style cabin situated on (18) picturesque acres. Currently operating as a successful Airbnb, this turnkey property offers an incredible opportunity for investors, weekend retreat seekers, or anyone looking for a full-time home surrounded by nature. Ideally located less than 10 miles from Conley Bottom Marina and other attractions! The thoughtfully designed interior features an open-concept floor plan with soaring vaulted ceilings, abundant natural light, and modern farmhouse finishes throughout. The spacious living area flows into a well-appointed kitchen with ample cabinetry and full-size appliances, creating the perfect space for relaxing or entertaining. A main-level bedroom and full bath provide convenience, while the two lofts offer additional sleeping or flex spaces. The striking spiral staircase adds character and maximizes the home's efficient layout. Outside, enjoy the covered front porch overlooking the peaceful setting, ideal for morning coffee or unwinding after a day outdoors. The 18-acre property offers a blend of cleared open space and mature hardwood forest, providing endless opportunities for hiking, recreation, future expansion, or simply enjoying the beauty and privacy of your own land. Whether you're looking to continue its success as a short-term rental, create a private vacation getaway, or make it your permanent residence, this unique property offers the perfect combination of modern comfort, rustic charm, and unmatched tranquility.

1 Beds ⋅ 1 Baths ⋅ 26015991 MLS

Welcome to Frazer Farm - Escape to the peace and privacy of the countryside with this beautifully designed barn-style cabin situated on (18) picturesque acres. Currently operating as a successful Airbnb, this turnkey property offers an incredible opportunity for investors, weekend retreat seekers, or anyone looking for a full-time home surrounded by nature. Ideally located less than 10 miles from Conley Bottom Marina and other attractions! The thoughtfully designed interior features an open-concept floor plan with soaring vaulted ceilings, abundant natural light, and modern farmhouse finishes throughout. The spacious living area flows into a well-appointed kitchen with ample cabinetry and full-size appliances, creating the perfect space for relaxing or entertaining. A main-level bedroom and full bath provide convenience, while the two lofts offer additional sleeping or flex spaces. The striking spiral staircase adds character and maximizes the home's efficient layout. Outside, enjoy the covered front porch overlooking the peaceful setting, ideal for morning coffee or unwinding after a day outdoors. The 18-acre property offers a blend of cleared open space and mature hardwood forest, providing endless opportunities for hiking, recreation, future expansion, or simply enjoying the beauty and privacy of your own land. Whether you're looking to continue its success as a short-term rental, create a private vacation getaway, or make it your permanent residence, this unique property offers the perfect combination of modern comfort, rustic charm, and unmatched tranquility.

5192 Hwy 1619, Monticello

$179,000

Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

2 Beds ⋅ 1 Baths ⋅ 26011506 MLS

Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

220 Webster Spradlin Rd, Monticello

$237,900

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

4 Beds ⋅ 2 Baths ⋅ 26015253 MLS

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

111 Guinn Dr, Monticello

$625,000

Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.

5 Beds ⋅ 3 Baths ⋅ 26010384 MLS

Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.

234 Cedar Point Ln, Monticello

$224,900

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

3 Beds ⋅ 2 Baths ⋅ 26008258 MLS

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

131 Golden Pond Rd, Monticello

$152,900

Freshly Remodeled & Move-In Ready! Welcome to 370 Green Acres, Monticello, KY 42633—a beautifully updated 3-bedroom, 1-bath home that offers modern comfort in an unbeatable location! Step inside to discover a completely refreshed interior featuring a stylish new kitchen with brand-new appliances, updated flooring, fresh paint, and a beautifully remodeled bathroom. The partial basement provides plenty of room for storage, a workshop, or future possibilities. Location is everything, and this home delivers! You're just minutes from beautiful Lake Cumberland, the Wayne County Hospital, local schools, shopping, restaurants, and everything downtown Monticello has to offer. Whether you're looking for your first home, a place to retire, or a vacation getaway near the lake, this property checks all the boxes. Property Features: • 3 Bedrooms | 1 Bathroom • Freshly remodeled throughout • Brand-new kitchen appliances included • Beautifully updated bathroom • Partial basement for storage or hobbies • Convenient location close to Lake Cumberland, schools, hospital, shopping & dining • Move-in ready! Don't miss your opportunity to own this charming home in one of Monticello's most convenient locations. Schedule your private showing today!

3 Beds ⋅ 1 Baths ⋅ 26015160 MLS

Freshly Remodeled & Move-In Ready! Welcome to 370 Green Acres, Monticello, KY 42633—a beautifully updated 3-bedroom, 1-bath home that offers modern comfort in an unbeatable location! Step inside to discover a completely refreshed interior featuring a stylish new kitchen with brand-new appliances, updated flooring, fresh paint, and a beautifully remodeled bathroom. The partial basement provides plenty of room for storage, a workshop, or future possibilities. Location is everything, and this home delivers! You're just minutes from beautiful Lake Cumberland, the Wayne County Hospital, local schools, shopping, restaurants, and everything downtown Monticello has to offer. Whether you're looking for your first home, a place to retire, or a vacation getaway near the lake, this property checks all the boxes. Property Features: • 3 Bedrooms | 1 Bathroom • Freshly remodeled throughout • Brand-new kitchen appliances included • Beautifully updated bathroom • Partial basement for storage or hobbies • Convenient location close to Lake Cumberland, schools, hospital, shopping & dining • Move-in ready! Don't miss your opportunity to own this charming home in one of Monticello's most convenient locations. Schedule your private showing today!

370 Green Acres Dr, Monticello

$119,900

16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural springs, is fenced, and offers plenty of room to explore and enjoy the outdoors. Private, quiet, and hard-to-find acreage like this with improvements already in place.

26002345 MLS

16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural springs, is fenced, and offers plenty of room to explore and enjoy the outdoors. Private, quiet, and hard-to-find acreage like this with improvements already in place.

1657 Dry Hollow Rd, Monticello

$269,000

This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.

3 Beds ⋅ 3 Baths ⋅ 26004533 MLS

This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.

60 Farmington, Monticello

$273,000

3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

3 Beds ⋅ 3 Baths ⋅ 25503942 MLS

3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

607 Old Lck 21st Rd, Monticello

$319,900

$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.

3 Beds ⋅ 4 Baths ⋅ 26009760 MLS

$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.

1213 Spann Hill Rd, Monticello

$179,900

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

3 Beds ⋅ 2 Baths ⋅ 26010003 MLS

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

980 State Highway 1009, Monticello

$167,500

Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

3 Beds ⋅ 1 Baths ⋅ 26016624 MLS

Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello

$449,900

Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

3 Beds ⋅ 3 Baths ⋅ 26006822 MLS

Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello

$171,900

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

2 Beds ⋅ 1 Baths ⋅ 25508315 MLS

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello