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$50,000
26022920 MLS
35 Acres Of Raw Land-Oil Valley Road Monticello, Kentucky discover the possibilities with approximately 35 surveyed acres of unrestricted land on oil valley Road in Monticello Kentucky. This property offers a opportunity to own a substantial tract of land with plenty of privacy, recreation, hunting or future development. Conveniently located in the Monticello area of Wayne county.

9999 Kentucky 92, Monticello
$39,000
26022661 MLS
3.72 Acres of Cleared Land with Stunning Views in Cowan Hull Subdivision Don't miss this exceptional 3.72-acre tract of cleared land located in the desirable Cowan Hull Subdivision in Wayne County, Kentucky. This beautiful property offers breathtaking views and endless possibilities for development or personal use. Whether you're looking to build your dream home, establish a small farm, or create multiple homesites, this versatile property has the space and potential to make your vision a reality. Ideal for horses, cattle, sheep, or other livestock, the acreage provides a peaceful rural setting while remaining conveniently accessible. Located just off Highway 3284, this property is only minutes from Monticello and the recreational opportunities of Lake Cumberland, offering the perfect combination of country living and modern convenience. Property Highlights: 3.72 acres of cleared land Outstanding panoramic views Located in Cowan Hull Subdivision Suitable for a home, mini-farm, or development opportunity Room for horses, cattle, sheep, and other livestock Potential for building lots or mobile home lots Convenient access to Hwy 3284 Minutes from Monticello and Lake Cumberland Endless possibilities await on this beautiful Wayne County property! Contact us today for more information or to schedule a viewing.

344 Cowan-Hull Sub Unit Lot 19, Monticello
$324,900
3 Beds ⋅ 2 Baths ⋅ 26022510 MLS
New construction and move-in ready! Welcome to 1003 Hickory Point Drive in Monticello, Kentucky. Built in 2026 and situated on approximately 2.5 acres in the Hickory Point HOA community, this 3-bedroom, 2-bath home offers approximately 1,408 sq. ft. of thoughtfully designed living space with quality finishes throughout. The home features steel D-log siding, a metal roof, covered porch, stone accents, and a warm cabin-inspired design. Inside, you'll find wood trim throughout, vaulted wood ceilings, exposed beams, and an open-concept living, kitchen, and dining area filled with natural light. The kitchen offers natural wood cabinetry, open shelving, ample counter space, and stainless steel appliances. The primary bedroom includes generous closet space and a private bath, while two additional bedrooms and a second full bath provide plenty of flexibility. Additional highlights include concrete and Trex decking, an approximately 60-inch encapsulated crawl space, and a private wooded setting. With its brand-new construction, distinctive finishes, acreage, and move-in-ready condition, this property offers a rare combination of comfort, character, and privacy.

1003 Hickory Point Dr, Monticello
$145,000
3 Beds ⋅ 1 Baths ⋅ 26022479 MLS
Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 3 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello
$119,000
26022386 MLS
Prime Development Opportunity in West Monticello Subdivision! This .8+/- acre lot is ideally located at the corner of Cumberland Court in the West Monticello Subdivision, offering an excellent opportunity for residential or multi-unit development. The property features city sewer access, multiple points of ingress and egress, and convenient access to surrounding roads. With its size, location, and accessibility, this property would be well suited for a multi-unit complex or other income-producing development. Located just minutes from downtown Monticello, this is a great opportunity for investors and developers looking for a conveniently located property with strong potential. Call today for additional information!

216 W Monticello Subdivision, Monticello
$30,000
26022254 MLS
Escape to your own private piece of Kentucky with this beautiful 5-acre tract offering the freedom and privacy of an off-grid lifestyle. Whether you're looking for a secluded place to build, a weekend retreat, hunting property, homestead, or investment opportunity, this property offers plenty of possibilities. Enjoy the peace and quiet of nature while creating your own private getaway away from the hustle and bustle. Off-grid living at its best—bring your vision and make this land your own!

9 Tucker Hollow Rd, Monticello
$529,000
26022217 MLS
Discover the possibilities with this 78.77-acre surveyed property offering plenty of room for farming, recreation, building, or investment. Unrestricted and featuring four ponds, this property provides an ideal setting for farm animals, a private homestead, recreational use, or future development. With approximately 950 feet of road frontage, there is excellent accessibility and potential for multiple building sites. Water and electric are available at the road, and a storage building is already located on the property. Mineral rights convey with the sale, and there are no existing leases on the property. Whether you're looking for acreage to build your dream home, expand your farm, enjoy the outdoors, or hold as an investment, this property offers flexibility and opportunity.

1330 Ky-790, Monticello
$55,000
26022210 MLS
Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

403 Ridgewood Ave, Monticello
$31,500
20116357 MLS
Lots 4-5-6-7 located on Cart Bell Ridge Road. Water and electric available. No restrictions. Very rolling.

4-7 Cart Bell Ridge Rd, Monticello
$35,000
26022022 MLS
Why wait to build your dream home? This 1.546-acre lot is mostly cleared and sits in a desirable, restricted lakeside community designed for easy living. Enjoy paved streets, underground utilities, and an exclusive boat storage area for residents. Best of all, you're just minutes from launch ramps and Beaver Creek Marina. The site evaluation is completed. Lake life is calling, bring your floor plans today! hickorypoint.org

46 Red Maple Ln, Monticello
$399,000
26021850 MLS
Approximately 41 acres m/l near Lake Cumberland offering a versatile mix of wooded acreage and cleared pasture ground! Located in Monticello, KY, this property is approximately three-fourths fenced and offers excellent potential for a cattle farm, recreational retreat, or private residential homesite. The mostly wooded landscape provides privacy, natural beauty, and abundant room to explore, while the open pasture offers usable ground for livestock or building. Enjoy convenient access to the locally known Orchard boat ramp at the end of the road and Safe Harbor Beaver Creek Marina within approximately 2 miles. Whether you're dreaming of a working farm, peaceful country home, hunting property, or Lake Cumberland getaway, this acreage offers space, seclusion, and an outstanding location! Utilities available at the road.

41 Acres Dug Rd, Monticello
$300,000
26021840 MLS
Approximately 21 acres m/l near Lake Cumberland offering an ideal combination of privacy, convenience, and development potential! Located in Monticello, this property is within approximately 2 miles of Safe Harbor Beaver Creek Marina, with the locally known Orchard boat ramp conveniently located at the end of the road. A large cleared area in the center of the property provides an excellent setting for your dream home, cabin, or lake retreat, while wooded acreage along the front and back adds privacy and natural beauty. With road frontage along Dug Road, the property also offers potential to subdivide and sell additional tracts. The property may be viewed by traveling down Pennys Place Road; however, future access will be established from Dug Road after purchase. Whether you're looking to build, invest, or create your own private getaway, this acreage puts you close to everything you love about Lake Cumberland! Utilities available at the road.

21 Acres Dug Rd, Monticello
$320,000
3 Beds ⋅ 2 Baths ⋅ 26021660 MLS
Wonderful Lake Cumberland 3.6 acre mini-farm only 3 miles from Conley Bottom Marina with several area ramps for easy lake access. Whether you use it to raise a horse or livestock or develop it out, it'd be a great property. You could ride your horse to the lake even. How cool would that be?! Spacious 3-bedroom, 2-bathroom single-level floor plan. Low maintenance brick so you can enjoy yourself and not work on things all the time. There is a basement garage for mower storage and a workshop. But one of the highlights of the property is the 30 X 40 garage with 9 & 10 ft. doors. There is another old barn on the property if you did need a place for your horses/livestock. As to development potential this would be a great spot for RV or STR short term rental cabins due to the proximity to Lake Cumberland. There is 300' feet of road frontage on Hwy 2393 for easy access. Make this dream of a property yours.

100 Buffalo Trce, Monticello
$79,990
3 Beds ⋅ 1 Baths ⋅ 26021338 MLS
This is a rural 3-bedroom, 1-bathroom property featuring two covered porches, a storage shed, and a 30-amp RV hookup. It offers a quiet, country setting designed for a slow and relaxing pace of life.Property FeaturesLayout: 3 bedrooms and 1 bathroom.Outdoor Space: Two covered porches for relaxing outside.Extras: A storage shed for your gear or tools.RV Hookup: A 30-amp electrical hookup for an RV or camper. Setting: A quiet and calm country location.

517 Kelsey Rd, Monticello
$269,900
2 Beds ⋅ 2 Baths ⋅ 26021252 MLS
Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

81 Eagles Bluff Rd, Monticello
$125,000
4 Beds ⋅ 2 Baths ⋅ 26020023 MLS
Opportunity awaits with this bank-owned property in the heart of Monticello. Being sold As-Is, this home is in distressed condition and will likely not qualify for traditional residential financing. Cash or renovation financing is recommended. Offering over 3,200 finished square feet with 4 bedrooms and 2 full bathrooms, this property provides an excellent opportunity for investors, renovators, or buyers looking to bring new life to a home with tremendous potential. Conveniently located just minutes from downtown Monticello and beautiful Lake Cumberland, the property offers easy access to local shopping, dining, schools, and outdoor recreation. With the right vision and improvements, this property presents an excellent investment or renovation opportunity.

212 Michigan Ave, Monticello
$139,000
26020993 MLS
Position your next investment for success with this exceptional 1.7+/- acre commercial lot, conveniently located just off the highly traveled intersection of KY Highway 90 and KY Highway 92. Offering excellent visibility and steady traffic flow, this unrestricted property provides endless development opportunities. Whether you're planning apartments, retail space, office buildings, mixed-use development, or another income-producing venture, this prime location offers the accessibility and exposure needed to help your investment thrive. With its strategic location and flexible use potential, this is an outstanding opportunity for developers, investors, and business owners alike. Don't miss your chance to secure this high-traffic commercial property—call today for more information!

000 Surrey Hill Rd, Monticello
$130,000
4 Beds ⋅ 2 Baths ⋅ 26020157 MLS
Peaceful Country Living on 3+ Acres with 4 Bedrooms, Detached Garage & Bonus Building! Escape to the peace and quiet of the countryside with this spacious manufactured home situated on 3+ beautiful acres in a quiet, peaceful neighborhood. Offering 4 bedrooms and 1.5 baths, this home features living room and bedroom additions that provide extra space for family. The eat-in kitchen offers plenty of room for family meals, while the cozy wood-burning fireplace creates the perfect gathering spot on cool Kentucky evenings. Central heat and air provide year-round comfort, and all kitchen appliances convey, making your move even easier. Step outside to enjoy the new front deck and a charming tree swing—the perfect place to sip your morning coffee, unwind after a long day, or simply enjoy the peaceful surroundings. The back deck provides additional space for grilling, entertaining, or taking in the beautiful country setting. Need room for vehicles, projects, or storage? The large detached two-car garage offers plenty of workspace, while the insulated storage building provides endless possibilities as a workshop, hobby room, office, or additional flex space. This property offers the perfect blend of privacy, outdoor space, and everyday convenience. Property Highlights: 3+ acres in a peaceful neighborhood 4 bedrooms, 1.5 bathrooms Single-wide manufactured home with living room and bedroom additions Cozy wood-burning fireplace Spacious eat-in kitchen Central heat & air Kitchen appliances convey Covered front porch Back deck for relaxing or entertaining Large detached two-car garage Insulated storage building with multiple potential uses Plenty of room to enjoy country living while remaining close to town.

186 Hancock Subdivision, Monticello
$259,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
$139,000
3 Beds ⋅ 2 Baths ⋅ 26020256 MLS
Great investment opportunity with excellent cash flow! This income-producing property features three mobile homes, all currently occupied by tenants. Home 1 (302 Lincoln Ave.) offers 2 bedrooms and 1 bathroom, Home 2 (284 Lincoln Ave.) features 3 bedrooms and 2 bathrooms, and Home 3 (212 Bertram St.) includes 3 bedrooms and 2 bathrooms. Each home is equipped with central heating and air conditioning and has been remodeled within the past 18 months, providing updated, low-maintenance rental units. All three homes are connected to city sewer, and the property offers additional space with the potential to add up to two more mobile homes, creating even greater income potential. The three homes currently generate a combined gross monthly rental income of $1,750. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this is an opportunity you won't want to miss. Call today for additional information or to schedule your private showing!

284 Lincoln Ave, Monticello
$259,000
3 Beds ⋅ 2 Baths ⋅ 26020139 MLS
Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello
$69,000
24012462 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$69,000
24012467 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$59,000
24012461 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$59,000
24012454 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$69,000
24012466 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$499,000
3 Beds ⋅ 3 Baths ⋅ 26019876 MLS
Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello
$59,900
26019637 MLS
Escape to your own private retreat with this beautiful 10-acre wooded property offering the perfect blend of seclusion, recreation, and potential. Whether you're looking to build your dream home, set up a manufactured home, park a camper, or create the ultimate weekend getaway, this property is ready for you. A newly installed driveway provides easy access to a cleared homesite, saving you time and expense as you begin your plans. Surrounded by mature trees, you'll enjoy the peace and privacy that only a secluded property can provide. The property also features a stocked pond, perfect for relaxing afternoons spent fishing or simply enjoying the tranquil views. Wildlife is abundant, making this an excellent location for hunting, birdwatching, and observing nature right from your own land. Outdoor enthusiasts will appreciate the endless possibilities, including hiking, camping, ATV riding, and exploring the surrounding area. Whether you're seeking a recreational escape, hunting property, or future homesite, this versatile acreage offers something for everyone.

4813 Brammer Hill Ridge Rd, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26019487 MLS
Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello