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$199,900
24026152 MLS
PRIME LAKEFRONT! Tract 1-6.866 acres w/ Lake View of main lake perfectly situated just minutes from Wolf Creek Marina and multiple boat ramps on Lake Cumberland -Welcome to Hidden Springs — a rare opportunity to own land just 1.5 miles from Wolf Creek Marina! With over 500 acres available, you can choose your perfect 1-acre homesite or spread out on 5, 10, even 20 acres—we'll survey it to fit your vision. Located past the marina, enjoy less traffic and more privacy, all while being minutes to Lake Cumberland access at Wolf Creek Marina. Just a short boat ride to other marinas like Jamestown, State Dock, and LC Marina. Hidden Springs is close to Wolf Creek RV Park, known for community events like fireworks, live music, and Derby parties. Not just for summer—imagine fall golf cart rides, bonfires, and day trips to Haney's Apple Farm or Bear Wallow. Whether you're looking to build a full-time residence, vacation home, or investment property—this is a place to make lifelong memories. Don't miss your chance to invest in a growing lake area!

1 Campbell Rd, Nancy

$199,900
4 Beds 3 Baths 26014360 MLS
A beautiful blend of country, comfort, space, and Lake Cumberland convenience with this well-maintained, one-owner home located less than a mile from a public boat ramp and only minutes from Cumberland Point. Offering 4 bedrooms, 3 full bathrooms, and an abundance of finished living space, this property is ideal as a full-time residence or a weekend lake retreat. Inside, you'll find numerous updates and upgrades, including updated flooring, a spacious primary suite, stainless steel appliances, abundant kitchen cabinetry, large kitchen island with separate dining space, and a cozy wood-burning fireplace. The primary suite is large and has a bathroom that features a relaxing jetted tub, French doors, and thoughtful design touches that add to the home's appeal. Additional bedrooms on the main floor have closets and are good sizes. The finished basement has an additional bedroom space, a full bathroom and tons of room for entertainment space. Step outside to enjoy the oversized rear deck, partially covered for year-round enjoyment, overlooking the peaceful setting. Storage and workspace are plentiful with an attached basement garage plus two detached buildings measuring approximately 24' x 12' and 26' x 22'—perfect for boats, recreational equipment, tools, and all your Lake Cumberland toys. Built with quality in mind, this home features upgraded construction including drywall throughout, a pitched roof, composite decking, additional windows for natural light, and a poured concrete basement foundation. The adjoining lot has been added, bringing this total property size to 1.37 acres. Offering even more possibilities for expansion, privacy, or investment. Be sure to check out the virtual tour and video walkthrough that are available.

80 William Ct, Nancy

$196,900
3 Beds 1 Baths 26004372 MLS
Escape to the lake with this charming retreat located near the Cumberland River and minutes to Lake Cumberland offering the perfect mix of relaxation and convenience. Situated on two lots totaling 0.69 acres, this beautifully updated 3-bedroom, 1-bath home features 1,120 square feet of comfortable living space and is located just 15-20 minutes from Somerset while still providing a peaceful, secluded lake atmosphere. Step inside to find a completely updated interior with an inviting open-concept layout and a modern kitchen featuring abundant cabinetry and great workspace. The living area flows easily to the back and side decks and a covered porch, creating ideal spaces for entertaining or simply enjoying the outdoors. Down the hallway, you'll find three comfortable bedrooms, a spacious walk-in closet, and a convenient laundry area. Outside, the property is set up perfectly for enjoying lake life with a fire pit, picnic area, and plenty of yard space thanks to the additional lot. The second lot also offers additional easement access, providing convenient entry and potential flexibility for future building or expansion. Best of all, the Omega Boat Ramp is located just 0.2 miles away, making it an easy walk to the water. If you've been searching for a peaceful lake getaway with modern updates and quick access to town, this property offers the ideal blend of lake living, relaxation, and convenience.

55 Dogwood Dr, Somerset

$194,900
2 Beds 1 Baths 26009501 MLS
Cabin + Garage + Hot Tub + Privacy + Furnished! Just minutes from the lake and a nearby boat ramp, this turnkey log-sided cabin at 318 Pine Tree Circle offers the perfect blend of recreation, rental potential, and relaxing lake life. Built in 2013, this fully furnished 2-bedroom, 1-bath home is currently operating as a successful short-term rental and sits beside Army Corps of Engineers land for added privacy and a peaceful natural setting. Inside, you'll love the rustic charm paired with modern updates including new kitchen appliances, new flooring, a brand-new mini split HVAC system, and a brand-new hot tub. The open-concept layout creates a cozy cabin feel, while the outdoor fire pit area is perfect for evenings under the stars. The home comfortably sleeps up to 8 guests with a main-level bedroom featuring a Queen bed, a sleeper sofa in the living room, and an upstairs loft with a Full bed plus two Twin beds. One of the standout features is the impressive 30x40 detached garage—currently used as a recreation/game room and ideal for storing boats, side-by-sides, kayaks, and all your lake toys. At the back of the garage, a 12x30 bonus room with a separate entrance offers incredible potential to finish as an additional bedroom, bunk room, office, or private guest space. A 12x8 storage building with shelving provides even more room for gear and supplies. Whether you're looking for a proven income-producing property, weekend getaway, or full-time lake retreat, this property delivers the perfect mix of comfort, privacy, and adventure near Lake Cumberland.

318 Pine Tree Cir, Nancy

$194,000
26017627 MLS
Commercially Zoned • 4 Acres • Minutes to Lake Cumberland • Former Mobile Home Park • Outstanding Development Opportunity. Exceptional opportunity to purchase approximately 4.0 acres of commercially zoned property in one of Somerset's growing commercial corridors, just minutes from Lake Cumberland and South Highway 27. Historically operated as a mobile home park with 20+ homes, this property offers outstanding potential for commercial development, investment, retail, marine-related businesses, storage, office space, hospitality, and many other permitted uses. Electric and public water are available. Buyers are encouraged to verify the availability of city sewer or determine septic requirements based on their intended use. Seller understands the property successfully passed a percolation test many years ago; however, buyers should independently verify all utility availability, zoning requirements, and development suitability. Surrounded by established commercial businesses and conveniently located near Lake Cumberland, this property offers excellent accessibility and exceptional visibility for future development. ***Important Property Location Information: The total property associated with 178 Lost Lodge Road consists of approximately 5.0 acres divided into two separate parcels. The parcel offered for sale is approximately 4.0 acres and is commercially zoned. The adjoining 1.0 acre residential parcel, containing the residence, has a separate parcel number and is NOT included in this sale. Because both parcels share the street address of 178 Lost Lodge Road, GPS will direct buyers to the residence. The commercially zoned 4-acre parcel for sale is located directly across Lost Lodge Road from the residence. Please refer to the Realtor® signs, aerial photographs, and parcel maps included with this listing to identify the correct property.

178 Lost Lodge Rd, Somerset

$193,900
2 Beds 1 Baths 26004062 MLS
Lake life starts here! Welcome to this beautifully built 2 bedroom, 1 bath new construction home sitting on approximately 0.4 +/- acre, tucked away among trees and surrounded by nature. This setting offers privacy and quiet while still being a short distance from Lake Cumberland. Inside you'll find an open floor plan with a seamless flow between the kitchen and living room - giving the home a spacious feel that's perfect for hosting or everyday living. Conveniently located approximately 10 miles from Wolf Creek Marina, offering quick access to boating, fishing, and all that Lake Cumberland has to offer. Whether you're looking for a starter home or vacation retreat near the lake this one checks all the boxes! 1 Year builder warranty included! Buyer has the option to purchase the adjoining lot for an additional cost.

821 Pine Tree Rd, Nancy

$193,900
2 Beds 1 Baths 26005190 MLS
Welcome to this beautiful new construction home nestled in the peaceful setting of Pine Tree Estates in Nancy. Sitting on approximately 0.4 acres, this charming 2 bedroom, 1 bath home offers the perfect blend of modern comfort and quiet country living. Step inside to an inviting open-concept layout that seamlessly connects the kitchen, dining, and living areas ideal for entertaining or relaxing after a day on the lake. Large windows bring in natural light, creating a warm and airy feel throughout the home. Enjoy your morning coffee or unwind in the evenings on the spacious covered front porch, overlooking the wooded surroundings and offering a true sense of privacy. The elevated design adds character while providing additional space below for storage or future possibilities. Conveniently located just minutes from multiple boat ramps, this property is perfectly suited for a vacation getaway, Airbnb, or rental investment. It also makes a great full time residence for those looking to enjoy a laid back lifestyle near the water. This home comes with a 1 year builder warranty, giving you added peace of mind with your purchase. Don't miss this opportunity to own a low-maintenance, move-in-ready home in a desirable location close to Lake Cumberland!

769 Pine Tree Rd, Nancy

$188,500
25507981 MLS
Discover an exceptional 47.46-acre wooded retreat in the heart of Pulaski County, Kentucky, offering the perfect blend of privacy, natural beauty, and recreational opportunity. This remarkable property features mature hardwoods, rolling terrain, and breathtaking views overlooking the sparkling waters of Lake Cumberland. Bordering the Daniel Boone National Forest, this unique tract provides direct access to many acres of protected wilderness, making it an ideal destination for hiking, hunting, wildlife watching, and outdoor adventure. Whether you're searching for a secluded homesite, a private hunting retreat, a weekend getaway, or an investment in Kentucky's scenic countryside, this property offers endless possibilities. Enjoy the peace and serenity of nature while remaining just a short drive from the boating, fishing, and recreation that have made Lake Cumberland one of Kentucky's premier outdoor destinations. With its rare combination of expansive acreage, stunning lake views, and national forest frontage, opportunities like this are becoming increasingly difficult to find. If you've been dreaming of owning your own piece of Kentucky paradise, this extraordinary 47.46-acre property is ready to make that dream a reality.

1901 Dixie Bend Rd, Burnside

$186,900
1 Beds 2 Baths 26022658 MLS
Apple Valley Resort - Lake Cumberland Condo Unit Q4 at Apple Valley Resort is a fully furnished, turn-key condo just moments from Lake Cumberland. Everything you need to enjoy the property from day one—including all furnishings, appliances, window treatments, and more—conveys with the home. The unit also includes a large on-site boat/toy storage unit (#24), with dues prepaid through September 22, 2028. Recent updates include cabinets, laminate flooring, renovated bathrooms, a large concrete front walkway, and many other attractive improvements. Apple Valley Resort offers an array of amenities, including a clubhouse, heated pool, tennis and pickleball courts, laundry facilities, basketball court, playground, and a convenient fish-cleaning station. This two-full-bath condo is currently configured as one spacious bedroom with a separate sitting area and walk-in closet, but it could easily be converted back to a two-bedroom layout. The bedroom features a new luxury king-size bed, while the downstairs living area includes a new convertible sleeper sofa and an additional new recliner. Whether you're looking for a low-maintenance vacation getaway or a full-time residence, this condo puts you in the heart of everything Lake Cumberland has to offer—fishing, hiking, skiing, tubing, boating, and endless opportunities for outdoor recreation.

145 State Park Rd Unit Q4, Jamestown

$185,900
2 Beds 1 Baths 26010854 MLS
WELCOME TO YOUR NEW LAKE CUMBERLAND HOME Tucked among the trees just five minutes from the full-service Lake Cumberland Marina, this beautifully inviting cabin offers the warm, relaxing lake lifestyle buyers dream about. Surrounded by mature hardwoods, you'll feel like you're living in your own private treehouse while enjoying peaceful seasonal lake views from the rear deck. Completely remodeled inside and out in 2012, this meticulously maintained cabin combines rustic charm with modern updates. Recent improvements include a new metal roof (2024) and freshly stained cedar siding & decks (2025), ensuring years of worry-free enjoyment. From the moment you step inside, the natural wood interior, vaulted ceiling, and dramatic wall of windows create the perfect cozy lake retreat. Sunlight pours into the open living area, highlighting the rich wood finishes and timeless cabin character that never goes out of style. The fully equipped kitchen features stainless steel appliances, making it as functional as it is inviting. This 2-bedroom, 1-bath cabin comfortably accommodates up to six guests with the included futon, making it ideal for family getaways or vacation rentals. Step outside to enjoy both the front and rear decks, perfect for morning coffee, evening cocktails, or simply relaxing while immersed in nature. Best of all, all furniture and furnishings are included. A like-new 8' x 10' storage shed provides plenty of room for your lake toys and outdoor gear, and with no yard maintenance required, you'll spend more time on the water and less time working. Whether you're looking for a weekend retreat, a turnkey vacation rental investment, or a peaceful place to unplug and recharge, this property checks every box. Just minutes from boating, fishing, restaurants, and all the recreation Lake Cumberland has to offer, this move-in-ready cabin is the perfect place to create lasting memories.

116 Cabin Dr, Russell Springs

$185,000
26006555 MLS
Welcome to an exceptional opportunity in the gated community of Colson Cove—offering two beautiful adjoining lots totaling just over 1.7 acres. This unique property provides the perfect setting to build your dream home surrounded by the natural beauty of Lake Cumberland. A large portion of the land is wooded, giving you the flexibility to selectively clear and design your ideal homesite while maximizing privacy and capturing breathtaking potential lake views. Whether you envision a private retreat or a full-time residence, this property offers the space and versatility to bring your vision to life. Enjoy the peace of a gated community while still being conveniently located near marinas, boat ramps, and all the recreational amenities Lake Cumberland is known for. Rarely do opportunities like this come available—secure your slice of lake living today!

372 & 348 Colson Dr, Bronston

$185,000
3 Beds 2 Baths 26004521 MLS
This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both durability and curb appeal. Inside, the spacious home features generously sized bedrooms and a cozy living room that is perfect for relaxing or entertaining guests. The dining area provides a wonderful space for family meals and gatherings, while the kitchen offers ample cabinet space for storage and functionality. Large walk-in closets add extra convenience, and the spacious primary bathroom provides comfort and room to unwind. The home comes fully equipped with all appliances, including a refrigerator and range, making it truly move-in ready. Enjoy the quiet and beauty of country living while still being just a short 10-minute drive from shopping, restaurants, and hospitals. For outdoor recreation, the property is also located about 20 minutes from the boat dock at beautiful Lake Cumberland, offering easy access to boating, fishing, and lake activities. This well-maintained home combines peaceful surroundings with modern conveniences, making it a wonderful opportunity you won't want to miss.

1115 Kentucky, Monticello

$175,700
2 Beds 1 Baths 25508315 MLS
Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello

$175,000
25508641 MLS
Unrestricted, Lakefront Tract #1 offers 3.71 acres of both cleared and wooded ground, providing multiple ideal building sites. Whether you're planning a vacation retreat or a permanent residence, this property offers beautiful Lake Cumberland views year-round. The cleared portion is level and ready for construction, allowing building to begin quickly. The wooded area has been selectively opened to showcase breathtaking lake views and features a gentle slope—an excellent option for an elevated build with scenic vistas. A nearby boat ramp is located (under 2 miles) on Heritage Way Road in the Cumberland Glen subdivision, offering convenient access to launch your boat and a place to leave your boat and trailer. This location puts you in an excellent spot on the water, situated between Conley Bottom Marina and the main lake leading toward State Dock. Wolf Creek Marina is the closest public Marina accessible by vehicle and is approximately 10 miles from the property. Tucked away in a quiet, rural setting, this property is located in the Jabez community of Nancy, just over the Wayne County line—offering peaceful country living while still being close to the lake. Four tracts are available for purchase, all with lake views, providing a rare opportunity to secure your piece of Lake Cumberland.

Tract 1 Tract 1 Hwy 196, Nancy

$174,900
3 Beds 2 Baths 26014363 MLS
Charming Country Home on a Beautiful Corner Lot Escape to the peace and beauty of country living with this well-maintained 3-bedroom, 2-bath home situated on a picturesque ½-acre corner lot in Russell Springs. IT WILL PASS FOR FHA LOAN! Surrounded by mature shade trees and open green space, this property offers privacy, comfort, and room to enjoy the outdoors. Inside, you'll find 1,274 square feet of inviting living space featuring an open-concept floor plan designed for modern living. The spacious kitchen serves as the heart of the home with abundant white cabinetry, a farmhouse-style sink, generous counter space, and a large center island perfect for meal preparation, dining, and entertaining. Step outside onto the expansive 300-square-foot covered deck, an ideal place to relax, host family gatherings, or enjoy peaceful Kentucky evenings. The level yard provides plenty of room for gardening, pets, outdoor activities, or future landscaping projects. Additional features include a convenient carport, mature trees providing natural shade, and a quiet country setting just minutes from Russell Springs and Lake Cumberland recreation. Property Features 3 Bedrooms 2 Full Bathrooms 1,274 Sq. Ft. ½-Acre Corner Lot 300 Sq. Ft. Covered Deck Carport Open-Concept Living Area Large Kitchen Island Farmhouse Sink White Cabinetry Mature Shade Trees Move-In Ready Convenient Location Near Lake Cumberland Whether you're looking for a full-time residence, retirement home, or investment opportunity, this property offers comfortable living in a peaceful setting with easy access to all the amenities and recreation the Lake Cumberland area has to offer. Call today to schedule your private showing!

323 Mcqueary Rd, Russell Springs

$169,990
3 Beds 1 Baths 26020749 MLS
Looking for a place where you can enjoy Lake Cumberland, hunt, invest, or simply get away from it all? This unrestricted 6.5-acre property offers endless possibilities. Featuring approximately 2.5 acres of level, cleared land and roughly 4 acres of mature woods, there's plenty of room to spread out while still enjoying the privacy the wooded acreage provides. The 3-bedroom, 1-bath manufactured home offers 1,148 square feet of living space and has been updated with brand-new LVP flooring throughout. A three-bay garage provides ample space for your boat, side-by-side, ATVs, or workshop, and an additional storage shed gives you even more room for equipment and tools. One of the property's biggest advantages is the second septic system already in place on the cleared portion of the property, offering additional flexibility for future use. The wooded acreage is ideal for hunting, while the open ground provides room for recreation, camping, or expansion. Located just minutes from Cumberland Point Boat Ramp, you'll be on the water in no time. From there, Conley Bottom Marina is only about a four-minute boat ride away, placing you in the heart of Lake Cumberland's most desirable boating and fishing area. Whether you're searching for a full-time residence, weekend retreat, hunting camp, vacation property, or a potential Airbnb investment, this property checks all the boxes. Conveniently located just off Highway 761 with easy access to everything Lake Cumberland has to offer.

95 Eagle Rise Dr, Nancy

$169,900
26008677 MLS
This is the one you have been waiting for! That perfect amount of land that is cleared and also has woodland, wildlife, privacy but not to far out, good roads to the property and a few trails to enjoy walking, not to mention just minutes from Somerset and minutes to Omega Boat Ramp! New survey so no wondering where your property lines are located. Utilities are located at the road and comes with a nice storage shed. Water meter has been removed but all the components remain to install new meter, there is also a well that's located on the property and was used until public water was installed. Property has been approved for a standard septic tank per owner. Owner is licensed to install septic systems, an additional joining 26 acres is available if you're looking for more land.

101 Irvin Phelps Rd, Somerset

$169,500
3 Beds 1 Baths 26016624 MLS
Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello

$165,000
3 Beds 2 Baths 26019487 MLS
Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello

$164,900
3 Beds 3 Baths 25500051 MLS
BRAND NEW DIMENSION SHINGLE ROOF! Live your best lake life with this affordable 3 bedroom, 2 bathroom manufactured home PLUS store your boat and toys in the detached garage and save on monthly boat storage too! WIN WIN! This home has been well loved & maintained by the current owners and includes a newer kitchen island/breakfast bar with quartz counter tops! The home also has a split bedroom design which is great when you have lake weekend guest! The acre lot is nearly perfectly flat. This home is on city sewer as well. The detached garage used to be a drive through convenience store but most recently has been updated to include an additional living space w/a ductless heating/cooling system, bar area, half bathroom & a flex space. The garage part is separated from this area and measures 40' in depth! There are two separate doors and they are 11'8'' wide by 9'10'' tall. Buy this place now and be set up for success come spring lake season! Your friends will thank you!

59 State Hwy 1611, Russell Springs

$163,900
3 Beds 1 Baths 26017112 MLS
Charming 3-bedroom, 1-bath home in a convenient location just minutes from Waitsboro Boat Dock and Burnside Island, making it an excellent choice for anyone looking to enjoy all that Lake Cumberland has to offer. Recent updates include a new roof, all-new windows, fresh interior paint, and new flooring throughout, offering a move-in-ready space with modern appeal. Whether you're searching for a vacation getaway, a second home near the lake, a starter home, or the perfect place to downsize, this property checks all the boxes. . Situated on a spacious lot, the property also features a storage building and an additional outdoor storage closet, providing plenty of room for tools, lake gear, and outdoor equipment. Don't miss this opportunity to own an affordable home in a desirable location near Lake Cumberland!

5213 Beechwood Dr, Somerset