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8600 Ky-92, Monticello
$2,200,000
26007267 MLS
Premier Investment Opportunity - 133± Unrestricted Acres Adjacent to Beaver Creek Marina This property has never been on the market or offered until NOW!! Positioned directly surrounding Beaver Creek Marina, this 133± acre unrestricted tract presents a rare, high-upside opportunity for investors and marina ownership alike. This property offers immediate income potential combined with long-term development value, including: 32± acres (Block C) with an established mobile home park generating consistent land-lease income Multiple existing cabins along Beaver Creek Lodge Rd—ideal for renovation into short-term rentals or marina lodging A white brick home at the marina entrance primed for redevelopment as a flagship residence, rental, or commercial use Significant vacant acreage ready for expansion, whether residential, recreational, or mixed-use development For marina ownership, this is a strategic acquisition to control surrounding land, expand offerings, and enhance customer experience—think cabin rentals, RV/tiny home sites, or future resort-style amenities that directly complement marina traffic. With unrestricted land use, proximity to the water, and built-in infrastructure, the possibilities here are extensive—from income-producing rentals to a fully integrated marina destination. A survey is available (25+ years old), offering a starting point for future planning and development. Opportunities with this level of scale, location, and flexibility are exceptionally rare—secure your position and capitalize on the growth potential.

8600 Ky-92, Monticello

305 Beech St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016949 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello

305 Beech St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016942 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello

274 N Hwy 1275, Monticello
$1,399,000
26024959 MLS
A rare opportunity to acquire 45.9 acres of commercial land inside the city limits of Monticello, Kentucky. With city water and sewer available and no planning and zoning or deed restrictions, this property offers exceptional flexibility for industrial development, manufacturing, distribution, warehousing, retail, or a large scale commercial project. Ideally positioned directly behind Don Franklin Chrysler Dodge Jeep Ram, the property is approximately half a mile from Walmart and the Wayne County Monticello Airport, and only 5 miles from beautiful Lake Cumberland. This is more than just acreage for sale. It is an opportunity to bring investment, jobs, and long term economic growth to Monticello while creating a partnership that benefits the entire community. With 45.9 acres and very few limitations on development, the possibilities are wide open. Call for more information including offering memorandum and survey.

274 N Hwy 1275, Monticello

333 Acreyville Rd, Monticello
$1,299,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello

510 Green Hill Estates Rd, Monticello
$1,250,000
5 Beds ⋅ 6 Baths ⋅ 26014480 MLS
RARE OPPORTUNITY + PREMIUM CLOSING INCENTIVES! Seller is willing to negotiate premium closing incentives with an acceptable offer. Welcome to this stunning custom-built waterfront estate, now being offered with 6.5 acres- 4.5 additional acres acquired since the property was previously sold- and magnificent views overlooking Lake Cumberland! This colonial-inspired exterior with grand columns and classic brick architecture encapsulates the grandeur of southern Kentucky living. Situated on 6.5 acres with year-round lake views and conveniently located just minutes from Burnside Marina and 15 minutes to Conley Bottom Resort, this impressive 5 bedroom, 6 bathroom home offers 7,809 sq ft with 3 levels of beautifully updated living space. When you step inside, the soaring two-story foyer welcomes you with an abundance of natural light. To the right, the formal dining room features beautiful marble tile offering warmth and versatility to transitional designs. The living room, office and playroom feature newly (2026) installed engineered hardwood flooring. The main level provides a seamless flow that transitions into what can only be described as the heart of the home. This one-of-a-kind chef's kitchen boasts brand new modern lighting, gorgeous custom Hahn cabinetry and the current owners have extended the island with the same top notch woodwork for additional seating and entertaining. The new (2025) Quartz countertops and full Quartz backsplash create a seamless transition and statement of classic style that is sure to last for years to come. The new premium Cafe´ appliances in matte white with gold hardware provide a visually stunning, high-performance kitchen, including, a double oven induction cooktop with touch controls, smart 4-door french door refrigerator with dual dispense autofill pitcher, and double drawer dishwasher. On the second level, the master suite features double interior doors opening up into a spacious suite with incredible lake views from your master deck. The space boasts a walk-in tile shower, soaking tub, walk-in closet, his and her vanities and a spacious deck with breathtaking views of the region's highly sought after Lake Cumberland. The second bedroom includes its own private full bathroom, perfect for guests. The additional 3 bedrooms plus a bonus room offer the same great finishing touches alike, and all upstairs rooms feature newly (2026) installed carpet. Downstairs you are met with a generous 2000+ sq ft basement with endless potential and possibilities. Currently serving as a flex room, this space provides a home gym area, playroom with lounging, additional sleeping area and room for a game of pool or other indoor activities. Did I mention the full kitchen? The basement offers a full bathroom and fully functioning kitchen with sink, 4 burner electric range and refrigerator. This space could be further finished out with additional bedrooms or a generous in-law suite. This home offers the best of both worlds with a NEW ROOF in 2026 providing peace of mind, updated interior finishes and peaceful lake views from one of your multi-tier decks. The home features Pella windows, newly installed blinds throughout the home and new remote controlled motorized blinds over the second story foyer windows, Trex decking with a new staircase addition for outdoor access from the main deck to lower level and other updates throughout multi-level decking, (2) new HVAC installed in 2025, fresh paint to walls and crown molding throughout the home this year, (2) new garage door motors, and so much more. This is a rare opportunity to own a beautifully updated estate where timeless architecture meets modern comfort, while surrounded by the gorgeous waters of Kentucky's crown jewel, Lake Cumberland.

510 Green Hill Estates Rd, Monticello

1412 George Garner Rd, Monticello
$1,137,000
26004362 MLS
Rare opportunity to own the largest available tract on Lake Cumberland! This incredible 264.95-acre property offers unmatched privacy, breathtaking lake views, and endless potential. Build your dream home tucked within a forest of mixed hardwoods teeming with diverse wildlife. With approximately 3.5 miles of lake frontage and access to Beaver Creek, this property borders the Army Corps of Engineers, preserving your lake boundary and offering 200 acres of virgin land in your backyard to hike and explore. Multiple homesites to choose from, whether you envision a secluded estate, a recreational retreat, or a development of scenic lots. Enjoy boat ramp access via Sunset Landing, making lake days easy and convenient. Located in a welcoming agricultural community, this is your chance to create a legacy on one of Kentucky's greatest lakes. Peaceful. Private. Full of potential. Don't miss this one-of-a-kind opportunity!

1412 George Garner Rd, Monticello

1104 N Main St, Monticello
$999,000
26009297 MLS
Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello

404 Hillrise Dr, Monticello
$849,000
25507027 MLS
Discover 41.66 (recent survey) unrestricted acres within the Monticello city limits—an exceptional opportunity for development or investment. This prime tract offers city sewer, water, and electric, providing a strong foundation for residential, commercial, or mixed-use possibilities. Currently used for agricultural purposes, the land is open with gentle terrain, making it easy to build and plan. With multiple access points, this property offers flexibility for layout and future infrastructure design. Its location inside the city limits ensures quick access to all Monticello amenities (such as a short walk to Monticello's Country Club golf course) while still providing the privacy and space of a large acreage tract. Whether you're looking to develop a new neighborhood, create a private estate, or continue agricultural use, this unrestricted 41.66 acres is a rare find with endless potential.

404 Hillrise Dr, Monticello

8201 W Ky-92, Monticello
$690,000
25506085 MLS
Less than one mile from Safe Harbor Beaver Creek Marina and beautiful Lake Cumberland, this 29-acre property offers a rare opportunity for campground or RV park development in one of Kentucky's most popular recreation destinations. The property is already partially developed with 7 established campsites — 4 with 30-amp hookups and 3 with 50-amp service — and 4 freeze-proof faucets connected to county water. There's plenty of room to expand, with space for 50+ additional RV or tent sites, all surrounded by peaceful woods and the natural beauty of south-central Kentucky. A pumphouse built over a natural spring system, improved and updated around 2002, provides a valuable secondary water source. Two separate property entrances allow for flexible layout and traffic flow — ideal for larger RVs or future subdivision of the property. The groundwork has already been laid for future growth, with two completed perc tests: One approved for a holding/pump-out system, and One for a traditional septic system with leach field. This property offers everything a developer or investor needs to bring a Lake Cumberland campground, RV resort, or glamping retreat to life. Enjoy the advantage of being just minutes from Beaver Creek Marina's boat ramps, fishing, and lake access, while maintaining privacy and room to expand. Whether you're looking to create a destination RV park, private family campground, or eco-tourism retreat, this location combines incredible proximity to Lake Cumberland with infrastructure, water access, and tested soils already in place. Naturally if you are looking for an EXCEPTIONAL private homesite with room to roam, then look no further. Location: Less than 1 mile from Safe Harbor Beaver Creek Marina, Lake Cumberland, Kentucky Acreage: 29 Acres Utilities: 30-amp & 50-amp electric hookups, county water, spring system, 2 septic approvals Access: 2 separate entrances Development Ready: Seller says space for 50+/- additional RV or tent sites

8201 W Ky-92, Monticello

137 Indian Cave Rd, Monticello
$654,000
5 Beds ⋅ 5 Baths ⋅ 26010372 MLS
Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

137 Indian Cave Rd, Monticello

234 Cedar Point Ln, Monticello
$625,000
5 Beds ⋅ 3 Baths ⋅ 26010384 MLS
Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.

234 Cedar Point Ln, Monticello

6835 Hwy 167, Monticello
$565,000
4 Beds ⋅ 3 Baths ⋅ 26026681 MLS
Country living with room to spread out! This renovated farmhouse-style home is a perfect Kentucky Homesteading opportunity. This property is 3.2 acres with a custom updated home, 26x36 garage, two animal buildings, lawn shed, and more. It is a short drive from the South Fork Recreation Area's off-road trails and outdoor activities. Overall there is not a part of this home that has not been touched as part of a complete remodel including a new HVAC system.  Inside, the main level of the home offers a spacious master suite with closet, kitchen with plenty of room, open living room with an electric fireplace, large dining area, designated laundry room, extended mud room, a second bedroom and a second full bathroom. This level of the home features new Appalachian hardwood flooring and some reclaimed barn wood to create custom trimwork. The upstairs brings even more finished square footage with a large family room space, two spacious bedrooms with closets, a storage room and the third full bathroom. This area of the home has new luxury vinyl flooring. The basement of this home has seen major work and is super clean. It is over 1600 square feet of additional space for storage and includes a utility sink, another shower, and a wood burning stove. Outside, you will enjoy the covered front porch, covered side porch, backyard patio with a fire pit. A 26-by-36-foot garage provides space for vehicles and equipment. Additionally, the attached carport and three sheds offer even more storage and flexibility. Two of the outside buildings are currently being used as a chicken coop and a turkey building. Wire fencing surrounds the backyard and portions of the property. The outside space is perfect for gardening, landscaping or for animals, including horses. Whether you're looking for a Kentucky homesteading opportunity, a country home, space for your hobbies, or a place to enjoy the outdoors, this property offers plenty to explore. A video tour of this property is available to view.

6835 Hwy 167, Monticello

300 Mallard Dr, Monticello
$549,000
4 Beds ⋅ 5 Baths ⋅ 26026721 MLS
Country living, space, and convenience come together with this beautiful farmhouse situated on approximately 18 unrestricted acres. Offering 4 bedrooms, 5 bathrooms, and roughly 4,800 total square feet, the home features a main floor primary bedroom and bathroom, custom cabinetry, beautiful woodwork, and detailed trim throughout. The large unfinished basement is ready to customize and is already plumbed for a kitchenette, creating excellent potential for additional living space or a mother in law suite. Relax on the spacious front and back porches while enjoying peaceful farm views. A large storage barn provides plenty of room for equipment, tools, and recreational gear. A tractor, side by side, and attachments are also available separately. Located near multiple boat ramps and approximately 10 minutes from downtown Monticello or Conley Bottom Resort and Marina.

300 Mallard Dr, Monticello

1330 Ky-790, Monticello
$529,000
26022217 MLS
Discover the possibilities with this 78.77-acre surveyed property offering plenty of room for farming, recreation, building, or investment. Unrestricted and featuring four ponds, this property provides an ideal setting for farm animals, a private homestead, recreational use, or future development. With approximately 950 feet of road frontage, there is excellent accessibility and potential for multiple building sites. Water and electric are available at the road, and a storage building is already located on the property. Mineral rights convey with the sale, and there are no existing leases on the property. Whether you're looking for acreage to build your dream home, expand your farm, enjoy the outdoors, or hold as an investment, this property offers flexibility and opportunity.

1330 Ky-790, Monticello

202 Peaceful Cove Ln, Monticello
$495,000
3 Beds ⋅ 3 Baths ⋅ 26019876 MLS
Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello

726 N Main St, Monticello
$449,900
3 Beds ⋅ 3 Baths ⋅ 26006822 MLS
Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello

541 Fall Cir, Monticello
$449,000
4 Beds ⋅ 4 Baths ⋅ 26027851 MLS
Welcome to Fall Creek Heights Subdivision! Located just 2 miles from Conley Bottom Marina and approximately 5 miles from Monticello, this beautifully remodeled home offers 2,390 square feet of living space with 3 bedrooms and 2.5 bathrooms. Originally built in 1997, the main residence has been freshly updated and is complemented by a separate 880 square foot 1 bed 1 bath guest house, providing additional living space ideal for a mother in law suite, extended family, or visiting friends and guests. The main home features spacious areas for entertaining indoors or outdoors on the deck, along with an attached two car garage. The property also features a slab mounted tornado shelter for added peace of mind with plenty of room to build a large detached garage for boats, recreational vehicles, or additional storage. With minimal restrictions, a convenient location near Lake Cumberland, and the added flexibility of two separate living spaces, this property offers a unique opportunity. Multiple boat ramps near by. Don't miss out on this one! Call Today!

541 Fall Cir, Monticello

46 Pendleton Hollow Rd, Monticello
$439,900
3 Beds ⋅ 2 Baths ⋅ 26025435 MLS
Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

46 Pendleton Hollow Rd, Monticello
$439,900
3 Beds ⋅ 2 Baths ⋅ 26025305 MLS
Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

114 Morrows Landing Rd, Monticello
$439,900
4 Beds ⋅ 3 Baths ⋅ 26015002 MLS
Completely reimagined from the ground up, this stunning 4-bedroom, 3-bathroom home blends modern luxury with quality craftsmanship in every detail. Taken down to the studs and rebuilt with exceptional attention to detail, this property offers the peace of mind of extensive structural and mechanical updates paired with high-end designer finishes throughout. Step inside to an expansive open-concept floor plan highlighted by soaring vaulted ceilings, abundant recessed lighting, and a spectacular custom kitchen featuring over $65,000 in cabinetry and countertops, a massive center island with built-in bar seating, stainless steel appliances, gas range, and plenty of space for gathering and entertaining. The spacious primary suite is a true retreat, complete with a luxurious spa-inspired bath showcasing a custom tiled walk-in shower with rainfall shower head, dual vessel vanities, and an oversized custom walk-in closet. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom, while the fourth bedroom offers flexibility for guests or multigenerational living. An additional office or flex room provides the perfect space to work from home, playroom, or hobby room. Built with efficiency and comfort in mind, the home features spray foam insulation throughout the walls and ceilings, two 3-ton HVAC systems with all new ductwork, a propane tankless water heater with electric hookup available, all new plumbing, updated electrical system, and all new drywall, flooring, paint, lighting, and fixtures. Outside, you'll enjoy a welcoming covered front porch highlighted by a custom front entry, a spacious covered rear patio overlooking picturesque countryside views, updated landscaping, a detached garage, gazebo, storage shed, and a concrete storm shelter/storage area. Major renovations include: New foundation and reframed interior and exterior walls New roof, gutters, siding, windows, and exterior doors Painted brick exterior New wiring and electrical panel brought to code New plumbing throughout New HVAC systems and ductwork Premium custom kitchen and luxury bathrooms New flooring, paint, lighting, ceiling fans, and finishes throughout This is a rare opportunity to own what feels like a brand-new custom home while enjoying the character of an established setting. Every detail has been thoughtfully completed, making this truly move-in ready and built to impress.

114 Morrows Landing Rd, Monticello

2247 Ky-2393, Monticello
$424,900
3 Beds ⋅ 2 Baths ⋅ 26019393 MLS
Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

2247 Ky-2393, Monticello