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Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

24025516 MLS

Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

8274 Hwy 90, Monticello

$245,000

First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

3 Beds ⋅ 2 Baths ⋅ 26023768 MLS

First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

4927 Ky-92, Monticello

$237,900

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

4 Beds ⋅ 2 Baths ⋅ 26015253 MLS

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

111 Guinn Dr, Monticello

$229,000

Nestled at the top of the hill in town, 338 Harper Drive is being offered under appraisal value. The home offers privacy, panoramic views, and exceptional flexibility. This move-in ready home features 3 spacious bedrooms and 2 full bathrooms, complemented by an open kitchen complete with elegant granite countertops and modern stainless steel appliances. Situated across 3 expansive lots, the property provides abundant outdoor space and parking for boats, RVs, or recreational vehicles. A standout feature is the 24' x 25' detached garage, offering ideal space for a workshop, vehicle storage, or hobby studio. Conveniently located near town amenities while maintaining a private setting, this home is a must-see property.

3 Beds ⋅ 2 Baths ⋅ 26025701 MLS

Nestled at the top of the hill in town, 338 Harper Drive is being offered under appraisal value. The home offers privacy, panoramic views, and exceptional flexibility. This move-in ready home features 3 spacious bedrooms and 2 full bathrooms, complemented by an open kitchen complete with elegant granite countertops and modern stainless steel appliances. Situated across 3 expansive lots, the property provides abundant outdoor space and parking for boats, RVs, or recreational vehicles. A standout feature is the 24' x 25' detached garage, offering ideal space for a workshop, vehicle storage, or hobby studio. Conveniently located near town amenities while maintaining a private setting, this home is a must-see property.

338 Harper Dr, Monticello

$225,000

**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

3 Beds ⋅ 2 Baths ⋅ 26023455 MLS

**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

16 Country Hl, Monticello

$225,000

UNRESTRICTED LAND 74+/- acres! Located just minutes from Monticello and Lake Cumberland, this stunning tract offers endless possibilities. Ideal for hunting, ATV/RV recreation, or building your dream home, the property features multiple suitable building sites. There are two gravel parking spots for RVs/campers as well as several ATV trails throughout. Wildlife is abundant and a small pond fed by a natural spring enhances the land's appeal. Perc test completed and the water tap fee has been paid.

26021014 MLS

UNRESTRICTED LAND 74+/- acres! Located just minutes from Monticello and Lake Cumberland, this stunning tract offers endless possibilities. Ideal for hunting, ATV/RV recreation, or building your dream home, the property features multiple suitable building sites. There are two gravel parking spots for RVs/campers as well as several ATV trails throughout. Wildlife is abundant and a small pond fed by a natural spring enhances the land's appeal. Perc test completed and the water tap fee has been paid.

2453 Ky-1258, Monticello

$224,900

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

3 Beds ⋅ 2 Baths ⋅ 26008258 MLS

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

131 Golden Pond Rd, Monticello

$224,500

Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

3 Beds ⋅ 2 Baths ⋅ 26010443 MLS

Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

142 Hwy 3284, Monticello

$219,900

72 acres of unrestricted land offering privacy, recreation, and multiple opportunities with this exceptional tract in Monticello, Kentucky. Whether you're searching for a premier hunting property, a weekend getaway, or the ideal spot to build your dream homestead, this land checks a bunch of boxes. This property is predominantly wooded, offering excellent cover and habitat for wildlife, making it a prime location for hunting and outdoor recreation. Established trails wind throughout the acreage, providing easy access for ATVs and hiking. A small hunting building is already in place, giving you a ready-made basecamp for your outdoor adventures. In addition to its recreational appeal, this property offers several acres of cleared area with level areas perfectly suited for building. Whether you envision a secluded cabin, a full-time residence, or a garage for storing equipment and lake toys, the groundwork has already been laid. The property has successfully passed a perc test, and both water and electric are already run onto the property, saving you time and expense as you plan your build. Along the road frontage, you'll find fencing in place with two gated entrances, offering both security and convenient access. With its combination of natural beauty, functional improvements, and close proximity to Lake Cumberland, this property is a rare find in today's market. Just a short 15-minute drive to multiple boat ramps on beautiful Lake Cumberland. Don't miss your chance to own a versatile piece of land that offers immediate enjoyment in Southern Kentucky.

26009134 MLS

72 acres of unrestricted land offering privacy, recreation, and multiple opportunities with this exceptional tract in Monticello, Kentucky. Whether you're searching for a premier hunting property, a weekend getaway, or the ideal spot to build your dream homestead, this land checks a bunch of boxes. This property is predominantly wooded, offering excellent cover and habitat for wildlife, making it a prime location for hunting and outdoor recreation. Established trails wind throughout the acreage, providing easy access for ATVs and hiking. A small hunting building is already in place, giving you a ready-made basecamp for your outdoor adventures. In addition to its recreational appeal, this property offers several acres of cleared area with level areas perfectly suited for building. Whether you envision a secluded cabin, a full-time residence, or a garage for storing equipment and lake toys, the groundwork has already been laid. The property has successfully passed a perc test, and both water and electric are already run onto the property, saving you time and expense as you plan your build. Along the road frontage, you'll find fencing in place with two gated entrances, offering both security and convenient access. With its combination of natural beauty, functional improvements, and close proximity to Lake Cumberland, this property is a rare find in today's market. Just a short 15-minute drive to multiple boat ramps on beautiful Lake Cumberland. Don't miss your chance to own a versatile piece of land that offers immediate enjoyment in Southern Kentucky.

1051 Kelley Ln, Monticello

$199,000

Welcome to 65 Lockett Street in Monticello. You will find a spacious home that has been well maintained. 3 nice size bedrooms, 1.5 baths, living room, family room, kitchen, dining, bonus room, and utility room. Property also offers a covered car port, storage building, back patio, front porch area and a nice lot that is close to medical, shopping, schools, etc. This must see home is waiting on its next owner, so call today for your tour of this home !!

3 Beds ⋅ 2 Baths ⋅ 26027143 MLS

Welcome to 65 Lockett Street in Monticello. You will find a spacious home that has been well maintained. 3 nice size bedrooms, 1.5 baths, living room, family room, kitchen, dining, bonus room, and utility room. Property also offers a covered car port, storage building, back patio, front porch area and a nice lot that is close to medical, shopping, schools, etc. This must see home is waiting on its next owner, so call today for your tour of this home !!

65 Lockett St, Monticello

$179,900

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

3 Beds ⋅ 2 Baths ⋅ 26010003 MLS

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

980 State Highway 1009, Monticello

$179,000

Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

3 Beds ⋅ 2 Baths ⋅ 26020137 MLS

Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello

$179,000

Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

2 Beds ⋅ 1 Baths ⋅ 26011506 MLS

Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

220 Webster Spradlin Rd, Monticello

$178,000

This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential

3 Beds ⋅ 2 Baths ⋅ 26014817 MLS

This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential

10113 Kentucky 92, Monticello

$175,000

Welcome to this charming 3 bedroom, 1 bath, single family home conveniently located in town and just minutes from the lake! Offering 1,032 square feet of living space, the move in ready home is a great opportunity for first time homebuyers or anyone looking to downsize. The property features an attached carport with additional storage space, large concrete portion on the rear of home, with a large city lot for added convenience. Enjoy the comfort of small-town living with shopping, dining, and lake activities just minutes away. Don't miss your opportuniy to make this house your new home!

3 Beds ⋅ 1 Baths ⋅ 26028030 MLS

Welcome to this charming 3 bedroom, 1 bath, single family home conveniently located in town and just minutes from the lake! Offering 1,032 square feet of living space, the move in ready home is a great opportunity for first time homebuyers or anyone looking to downsize. The property features an attached carport with additional storage space, large concrete portion on the rear of home, with a large city lot for added convenience. Enjoy the comfort of small-town living with shopping, dining, and lake activities just minutes away. Don't miss your opportuniy to make this house your new home!

92 Mercer Dr, Monticello

$174,900

Create your own private Lake Cumberland retreat with this beautiful 10.34 acre tract located in Sandstone Point Subdivision. Offering multiple potential building sites, this property provides the opportunity to build one dream home or create a private retreat with multiple homes and beautiful views. Located along the shores of Lake Cumberland, approximately 15 minutes from downtown Monticello, with Beaver Creek Marina conveniently located along the way. Public water is not available, so a cistern, private well, or rainwater harvesting system would be needed. Gated Community.

26027039 MLS

Create your own private Lake Cumberland retreat with this beautiful 10.34 acre tract located in Sandstone Point Subdivision. Offering multiple potential building sites, this property provides the opportunity to build one dream home or create a private retreat with multiple homes and beautiful views. Located along the shores of Lake Cumberland, approximately 15 minutes from downtown Monticello, with Beaver Creek Marina conveniently located along the way. Public water is not available, so a cistern, private well, or rainwater harvesting system would be needed. Gated Community.

1694 Sandstone Point Trl, Monticello

$171,900

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

2 Beds ⋅ 1 Baths ⋅ 25508315 MLS

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello

$169,000

Discover 57.95 acers of Kentucky wonderland located just across the Little south fork River from the Steele Hollow State Natural Area. This rare tract offers a blend of privacy, natural beauty, and recreational opportunity-ideal for hunters, hikers, nature lovers or anyone seeking a secluded retreat. The property features diverse wildlife habitat, multiple potential cabin or camp locations. Weather your looking for a getaway, a homestead site, or the perfect place to build your mountain retreat this acreage delivers the peace and freedom only the Steele Hollow area can deliver. There's 1,183 feet of frontage on Greenford Road come have a look today!

26007523 MLS

Discover 57.95 acers of Kentucky wonderland located just across the Little south fork River from the Steele Hollow State Natural Area. This rare tract offers a blend of privacy, natural beauty, and recreational opportunity-ideal for hunters, hikers, nature lovers or anyone seeking a secluded retreat. The property features diverse wildlife habitat, multiple potential cabin or camp locations. Weather your looking for a getaway, a homestead site, or the perfect place to build your mountain retreat this acreage delivers the peace and freedom only the Steele Hollow area can deliver. There's 1,183 feet of frontage on Greenford Road come have a look today!

2000b Greenford Rd, Monticello

$167,500

Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

3 Beds ⋅ 1 Baths ⋅ 26016624 MLS

Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello

$165,000

Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

3 Beds ⋅ 2 Baths ⋅ 26019487 MLS

Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello

$164,900

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

3 Beds ⋅ 1 Baths ⋅ 26007898 MLS

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

130 Cherry St, Monticello

$160,000

A covered front porch, bright rooms and a generous yard give 244 Walnut Street a welcoming feel in downtown Monticello. This 3-bedroom, 2-bath ranch offers 1,492 square feet on one level and sits on 0.55 acres, with room outside to garden, gather or simply enjoy the open space. Large windows bring natural light into the living room, where updated flooring and French doors add warmth and character. The kitchen features wood cabinetry, rustic countertops and easy access to a separate laundry room lined with windows overlooking the backyard. Luxury vinyl and wood flooring carry through the living spaces and bedrooms. The primary bedroom includes a walk-in closet and a spacious adjoining bath. Two additional bedrooms provide space for guests, a home office or everyday needs. Outside, a paved walkway leads to the covered front porch, with room for a pair of chairs and a morning cup of coffee. The yard offers open lawn and mature trees, while two outbuildings provide storage for tools, lawn equipment and outdoor supplies. A metal roof, off-street parking, public water and public sewer round out the property's practical features. With downtown Monticello nearby, this home brings together the convenience of an in-town location, comfortable single-level living and space to enjoy outdoors.

3 Beds ⋅ 2 Baths ⋅ 26025005 MLS

A covered front porch, bright rooms and a generous yard give 244 Walnut Street a welcoming feel in downtown Monticello. This 3-bedroom, 2-bath ranch offers 1,492 square feet on one level and sits on 0.55 acres, with room outside to garden, gather or simply enjoy the open space. Large windows bring natural light into the living room, where updated flooring and French doors add warmth and character. The kitchen features wood cabinetry, rustic countertops and easy access to a separate laundry room lined with windows overlooking the backyard. Luxury vinyl and wood flooring carry through the living spaces and bedrooms. The primary bedroom includes a walk-in closet and a spacious adjoining bath. Two additional bedrooms provide space for guests, a home office or everyday needs. Outside, a paved walkway leads to the covered front porch, with room for a pair of chairs and a morning cup of coffee. The yard offers open lawn and mature trees, while two outbuildings provide storage for tools, lawn equipment and outdoor supplies. A metal roof, off-street parking, public water and public sewer round out the property's practical features. With downtown Monticello nearby, this home brings together the convenience of an in-town location, comfortable single-level living and space to enjoy outdoors.

244 Walnut St, Monticello

$159,000

Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

3 Beds ⋅ 2 Baths ⋅ 26025517 MLS

Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello

$155,000

Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

3 Beds ⋅ 2 Baths ⋅ 26025482 MLS

Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello

$152,900

Freshly Remodeled & Move-In Ready! Welcome to 370 Green Acres, Monticello, KY 42633—a beautifully updated 3-bedroom, 1-bath home that offers modern comfort in an unbeatable location! Step inside to discover a completely refreshed interior featuring a stylish new kitchen with brand-new appliances, updated flooring, fresh paint, and a beautifully remodeled bathroom. The partial basement provides plenty of room for storage, a workshop, or future possibilities. Location is everything, and this home delivers! You're just minutes from beautiful Lake Cumberland, the Wayne County Hospital, local schools, shopping, restaurants, and everything downtown Monticello has to offer. Whether you're looking for your first home, a place to retire, or a vacation getaway near the lake, this property checks all the boxes. Property Features: • 3 Bedrooms | 1 Bathroom • Freshly remodeled throughout • Brand-new kitchen appliances included • Beautifully updated bathroom • Partial basement for storage or hobbies • Convenient location close to Lake Cumberland, schools, hospital, shopping & dining • Move-in ready! Don't miss your opportunity to own this charming home in one of Monticello's most convenient locations. Schedule your private showing today!

3 Beds ⋅ 1 Baths ⋅ 26015160 MLS

Freshly Remodeled & Move-In Ready! Welcome to 370 Green Acres, Monticello, KY 42633—a beautifully updated 3-bedroom, 1-bath home that offers modern comfort in an unbeatable location! Step inside to discover a completely refreshed interior featuring a stylish new kitchen with brand-new appliances, updated flooring, fresh paint, and a beautifully remodeled bathroom. The partial basement provides plenty of room for storage, a workshop, or future possibilities. Location is everything, and this home delivers! You're just minutes from beautiful Lake Cumberland, the Wayne County Hospital, local schools, shopping, restaurants, and everything downtown Monticello has to offer. Whether you're looking for your first home, a place to retire, or a vacation getaway near the lake, this property checks all the boxes. Property Features: • 3 Bedrooms | 1 Bathroom • Freshly remodeled throughout • Brand-new kitchen appliances included • Beautifully updated bathroom • Partial basement for storage or hobbies • Convenient location close to Lake Cumberland, schools, hospital, shopping & dining • Move-in ready! Don't miss your opportunity to own this charming home in one of Monticello's most convenient locations. Schedule your private showing today!

370 Green Acres Dr, Monticello

$150,000

Gorgeous ±50 acres offering the perfect blend of privacy, natural beauty, and recreational opportunity. This property is loaded with wildlife including turkey, deer, and bear, making it an excellent hunting retreat. Timber was harvested approximately 15-20 years ago, with additional marketable timber still remaining on the land. An ideal setting to build a cabin, getaway, or private homestead, the property features breathtaking views overlooking Turkey Creek and Silver Mine Hollow. The land is rich with natural features including springs, caves, unique rock formations, and an old mine, giving it exceptional character and exploration potential. Electric is available nearby, making future development convenient while still enjoying the peace and seclusion of rural acreage. A rare opportunity for outdoor enthusiasts, hunters, or anyone seeking a scenic piece of land.

26004496 MLS

Gorgeous ±50 acres offering the perfect blend of privacy, natural beauty, and recreational opportunity. This property is loaded with wildlife including turkey, deer, and bear, making it an excellent hunting retreat. Timber was harvested approximately 15-20 years ago, with additional marketable timber still remaining on the land. An ideal setting to build a cabin, getaway, or private homestead, the property features breathtaking views overlooking Turkey Creek and Silver Mine Hollow. The land is rich with natural features including springs, caves, unique rock formations, and an old mine, giving it exceptional character and exploration potential. Electric is available nearby, making future development convenient while still enjoying the peace and seclusion of rural acreage. A rare opportunity for outdoor enthusiasts, hunters, or anyone seeking a scenic piece of land.

Lot 1 Lower Turkey Creek, Monticello

$145,000

Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

4 Beds ⋅ 1 Baths ⋅ 26022479 MLS

Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello

16202 16202 State Highway 200, Monticello

$140,000

Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

4 Beds ⋅ 1 Baths ⋅ 26024309 MLS

Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello

$139,000

18 acre tract of land that backs up to Lake Cumberland. This is unrestricted wooded land that joins the Army corps of engineers. Recent survey and 164 Feet of Road frontage on Harmon Creek Road.

26023301 MLS

18 acre tract of land that backs up to Lake Cumberland. This is unrestricted wooded land that joins the Army corps of engineers. Recent survey and 164 Feet of Road frontage on Harmon Creek Road.

1117 Harmon Creek Rd, Monticello

$139,000

Position your next investment for success with this exceptional 1.7+/- acre commercial lot, conveniently located just off the highly traveled intersection of KY Highway 90 and KY Highway 92. Offering excellent visibility and steady traffic flow, this unrestricted property provides endless development opportunities. Whether you're planning apartments, retail space, office buildings, mixed-use development, or another income-producing venture, this prime location offers the accessibility and exposure needed to help your investment thrive. With its strategic location and flexible use potential, this is an outstanding opportunity for developers, investors, and business owners alike. Don't miss your chance to secure this high-traffic commercial property—call today for more information!

26020993 MLS

Position your next investment for success with this exceptional 1.7+/- acre commercial lot, conveniently located just off the highly traveled intersection of KY Highway 90 and KY Highway 92. Offering excellent visibility and steady traffic flow, this unrestricted property provides endless development opportunities. Whether you're planning apartments, retail space, office buildings, mixed-use development, or another income-producing venture, this prime location offers the accessibility and exposure needed to help your investment thrive. With its strategic location and flexible use potential, this is an outstanding opportunity for developers, investors, and business owners alike. Don't miss your chance to secure this high-traffic commercial property—call today for more information!

000 Surrey Hill Rd, Monticello