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$79,900
26008050 MLS
Lake Cumberland/Beaver Creek Marina nearby, unrestricted land, septic, water, and electric...what else can you ask for? This .29 acre of land is just half a mile from Beaver Creek Marina. This is a rare opportunity that you don't want to miss.

33 Old Beaver Loop, Monticello
$549,000
26006967 MLS
±20.02 acres of prime pastureland with stunning farm and mountain views. Fully fenced, gated, and ready for horses or livestock. Featuring a massive 60x70 garage with 14' doors for large equipment, plus four livestock shelters already in place. A perfect blend of open pasture and scattered woods with no restrictions, ideal for your dream farmhouse. Call for sizes of buildings and with any questions.

2301 Kentucky 92, Monticello
$498,000
3 Beds ⋅ 3 Baths ⋅ 26006822 MLS
Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello
$16,000
26007075 MLS
Discover the perfect canvas for your dream getaway on this peaceful 2.1-acre parcel nestled on a scenic hilltop within a gated community. Partially cleared and ready for your vision, this remote lot offers the rare combination of seclusion and convenience with electric and water already available at the site. Underground utilities and low property taxes enhance the living experience. Enjoy the tranquil sounds of nature surrounding you, all just a short distance from the stunning shores of Lake Cumberland. With a generous 2.1 acres to work with, there's plenty of room to build, explore, and make it your own--all while enjoying the privacy and natural beauty that only a hilltop setting can provide.

133 W Willow Point Rd Unit 133, Monticello
$175,700
2 Beds ⋅ 1 Baths ⋅ 25508315 MLS
Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello
$169,000
26007523 MLS
Discover 57.95 acers of Kentucky wonderland located just across the Little south fork River from the Steele Hollow State Natural Area. This rare tract offers a blend of privacy, natural beauty, and recreational opportunity-ideal for hunters, hikers, nature lovers or anyone seeking a secluded retreat. The property features diverse wildlife habitat, multiple potential cabin or camp locations. Weather your looking for a getaway, a homestead site, or the perfect place to build your mountain retreat this acreage delivers the peace and freedom only the Steele Hollow area can deliver. There's 1,183 feet of frontage on Greenford Road come have a look today!

2000b Greenford Rd, Monticello
$29,000
26004231 MLS
Great opportunity with this ½ acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access to town, shopping, schools, and local amenities, while still offering plenty of space to develop. Don't miss this chance to own a build-ready lot in a convenient and growing area along Kentucky Route 90, a major corridor connecting Somerset and Monticello.

3 Clear Sky Way, Monticello
$6,900
24015174 MLS
It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the feeling of 'being away from it all, great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours. Some basic restrictions to protect your investment.1400 sq ft minimum. No mobile homes or doublewides. Barndominiums with approval.

Lot 35 Sandstone Point, Monticello
$19,000
25017758 MLS
Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lots 31 and 32

26 Brittany Dr, Monticello
$19,900
26008850 MLS
Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't make anymore lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away as are several nearby ramps for easy lake access. Mostly done as a vacation home development the lots were sold as future investments and building later when people retire. It's not like a regular residential neighborhood. As of now there are only about half a dozen properties out there. So due to the slower rate of development you will have some good privacy for quite a while. Underground utilities and a low tax rate make this a highly desirable property.

Lot 17 Cumberland Shores, Monticello
$124,900
2 Beds ⋅ 1 Baths ⋅ 26013255 MLS
Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a garden. Updates in recent years include: central air/heat pump, 10 year old roof, 5 year old water heater, hardwood floors, kitchen countertops and paint. The home has been well maintained, and is move-in ready. There is an attached carport, extended parking space, and a concrete driveway. Wayne County School Campus is close by, as well as medical facilities, shopping, and the conveniences of town. This could be a great starter or retirement home, or rental investment.

12 Maple St, Monticello
$249,000
24025516 MLS
Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

8274 Hwy 90, Monticello
$409,000
3 Beds ⋅ 3 Baths ⋅ 26015282 MLS
Custom container-built home located in Green Hill Estates in Wayne County. Built in 2022, this 3 bedroom, 2.5 bath home offers 2,010 sq ft of living space on a 0.50 acre lot. The home features an open living and kitchen layout, with a dine in Bar as well as dedicated dining area, live-edge black walnut shelving, mahogany front door, oversized Pella windows, Bluetooth-capable lighting, remote fog glass, and tile finishes. Seasonal Lake Cumberland views can be seen from the property. Located within minutes of nearby boat ramps and two marinas.

1391 Green Hill Estates Rd, Monticello
$125,000
3 Beds ⋅ 2 Baths ⋅ 26006912 MLS
Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a large front porch—perfect for relaxing after a day on the water—and a fully fenced backyard providing privacy and space for pets or gatherings. Whether you're looking for a vacation retreat, rental opportunity, or a project to make your own, this property offers endless possibilities. Please note: Home is not move-in ready and will require remodeling. Being sold as-is. Don't miss your chance to invest in a prime location with strong potential! Call today to schedule a private showing!

1015 Old Fall Creek Rd, Monticello
$14,900
26006983 MLS
Lot 43 of Deer Run Subdivision. 1.17 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

158 Wild Rose Dr, Monticello
$185,000
3 Beds ⋅ 2 Baths ⋅ 26004521 MLS
This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both durability and curb appeal. Inside, the spacious home features generously sized bedrooms and a cozy living room that is perfect for relaxing or entertaining guests. The dining area provides a wonderful space for family meals and gatherings, while the kitchen offers ample cabinet space for storage and functionality. Large walk-in closets add extra convenience, and the spacious primary bathroom provides comfort and room to unwind. The home comes fully equipped with all appliances, including a refrigerator and range, making it truly move-in ready. Enjoy the quiet and beauty of country living while still being just a short 10-minute drive from shopping, restaurants, and hospitals. For outdoor recreation, the property is also located about 20 minutes from the boat dock at beautiful Lake Cumberland, offering easy access to boating, fishing, and lake activities. This well-maintained home combines peaceful surroundings with modern conveniences, making it a wonderful opportunity you won't want to miss.

1115 Kentucky, Monticello
$9,900
23015788 MLS
What a great opportunity to own this Lake Cumberland lot inspired by Gatlinburg!! Stake your claim on this sprawling 1.53-acre lot in Sandstone Point a gated community, just 5 miles from Beaver Creek Marina. Appreciate quality living with community-wide restrictions that enhance the charm and protect your investment. A minimum 1400 sq ft building size. No mobile homes or doublewides, preserving the community's charm. Pending approval, innovative barndominiums are an option.Enjoy underg round utilities for unobstructed views. Electric and water seamlessly integrated, leaving nature undisturbed. Your home would be serviced by a septic system installed when you build. Fresh mountain air and enchanting ambiance enrich your retreat. Unlock investment potential in Sandstone Point's evolving market. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away.Fun Fact: Monticello is the Houseboat Capitol of the World because of the numerous manufacturers located there.

Lot 74 Sandstone Point, Monticello
$26,900
26005765 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 9 Phase 2 Stearns Hollow, Monticello
$439,900
4 Beds ⋅ 3 Baths ⋅ 26015002 MLS
Completely reimagined from the ground up, this stunning 4-bedroom, 3-bathroom home blends modern luxury with quality craftsmanship in every detail. Taken down to the studs and rebuilt with exceptional attention to detail, this property offers the peace of mind of extensive structural and mechanical updates paired with high-end designer finishes throughout. Step inside to an expansive open-concept floor plan highlighted by soaring vaulted ceilings, abundant recessed lighting, and a spectacular custom kitchen featuring over $65,000 in cabinetry and countertops, a massive center island with built-in bar seating, stainless steel appliances, gas range, and plenty of space for gathering and entertaining. The spacious primary suite is a true retreat, complete with a luxurious spa-inspired bath showcasing a custom tiled walk-in shower with rainfall shower head, dual vessel vanities, and an oversized custom walk-in closet. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom, while the fourth bedroom offers flexibility for guests or multigenerational living. An additional office or flex room provides the perfect space to work from home, playroom, or hobby room. Built with efficiency and comfort in mind, the home features spray foam insulation throughout the walls and ceilings, two 3-ton HVAC systems with all new ductwork, a propane tankless water heater with electric hookup available, all new plumbing, updated electrical system, and all new drywall, flooring, paint, lighting, and fixtures. Outside, you'll enjoy a welcoming covered front porch highlighted by a custom front entry, a spacious covered rear patio overlooking picturesque countryside views, updated landscaping, a detached garage, gazebo, storage shed, and a concrete storm shelter/storage area. Major renovations include: New foundation and reframed interior and exterior walls New roof, gutters, siding, windows, and exterior doors Painted brick exterior New wiring and electrical panel brought to code New plumbing throughout New HVAC systems and ductwork Premium custom kitchen and luxury bathrooms New flooring, paint, lighting, ceiling fans, and finishes throughout This is a rare opportunity to own what feels like a brand-new custom home while enjoying the character of an established setting. Every detail has been thoughtfully completed, making this truly move-in ready and built to impress.

114 Morrows Landing Rd, Monticello
$269,000
3 Beds ⋅ 3 Baths ⋅ 26008149 MLS
This beautiful brick home offers over 1,700 square feet of living space with 3 bedrooms and 2.5 baths in the highly sought-after Stonehedge subdivision. Situated just outside the city limits of Monticello, this property combines peaceful living with convenient access to nearby amenities while providing stunning views right from your doorstep. The home features gorgeous hardwood floors throughout, adding warmth and character to the space, along with recent updates including a brand-new roof and a new central heating and air system for comfort and peace of mind. Located just minutes from Conley Bottom Resort and multiple boat ramps, this property is perfect for those who love lake life and outdoor recreation, making it an ideal choice for a full-time residence or a weekend retreat. Call today to schedule a private showing!

74 Stonehedge Ct, Monticello
$139,000
26005111 MLS
Have you been looking for a large Tract of land near our beautiful Lake Cumberland? Then check out this gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are no restrictions, so build that Barndominium you've always wanted, a cabin, or home of your choice of size. This 10.51 Acre Tract has 675 feet of Corp frontage, and is in Phase III, at the end of the Subdivision. There's plenty of room to build a garage to store all of the water toys! Conley Bottom Marina is about 20 minutes away, and there are multiple access points throughout the county for launching your boat. This Acreage is unrestricted, so the possibilities are endless for your options. Electric and water access is available. The kiosk at the entrance offers privacy and security for the Subdivision owners. If you're looking for privacy and seclusion, call today to schedule your private viewing!

132 Sandstone Point Trl, Monticello
$1,137,000
26004362 MLS
Rare opportunity to own the largest available tract on Lake Cumberland! This incredible 264.95-acre property offers unmatched privacy, breathtaking lake views, and endless potential. Build your dream home tucked within a forest of mixed hardwoods teeming with diverse wildlife. With approximately 3.5 miles of lake frontage and access to Beaver Creek, this property borders the Army Corps of Engineers, preserving your lake boundary and offering 200 acres of virgin land in your backyard to hike and explore. Multiple homesites to choose from, whether you envision a secluded estate, a recreational retreat, or a development of scenic lots. Enjoy boat ramp access via Sunset Landing, making lake days easy and convenient. Located in a welcoming agricultural community, this is your chance to create a legacy on one of Kentucky's greatest lakes. Peaceful. Private. Full of potential. Don't miss this one-of-a-kind opportunity!

1412 George Garner Rd, Monticello
$575,000
25014370 MLS
Approximately 327 acres of woodland m/l by PVA. 221.74 Acres of that has been surveyed. Timber was cut on the surveyed portion 12-15 years ago. The remaining acreage has not been surveyed and the timber has not been cut. Located in the Spann Hill area of Wayne County off Hwy 3285.

1111 Hwy 3285, Monticello
$499,000
26009055 MLS
If you are looking for an amazing investment opportunity this property is for you. This West Highway 92 rental and storage facility offers four residential units along with 10 storage rental units. Property also has 2 RV hookups and is conveniently located just off Highway 90 Bypass on Highway West 92 which is only minutes to several boat ramps and Beaver Creek Marina.

1768 W Kentucky 92, Monticello
$1,299,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello
$19,900
25012381 MLS
Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up neighborhood do you? They don't make any more lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Underground utilities and a low tax rate make this a highly desirable property. This lot offers the perfect blend of tranquility and convenience for your dream home. This lot offers the perfect blend of tranquility and convenience for your dream home. Fun Fact: Monticello is the Houseboat Capital of the World due to numerous manufacturers located there.

Lot 28 Cumberland Shores, Monticello
$89,000
25002989 MLS
Introducing Wake Shore Estates, for sale is lots 12&13 of a newly developed lake community nestled on Highway 2393 (Cumberland Ridge Road) in Monticello. This exclusive neighborhood offers lightly restricted lots, making it an ideal location for your dream barndominium or lake home. Positioned just minutes from Conley Bottom Resort, New Fall Creek Campground, and multiple boat ramps, Wake Shore Estates provides the perfect blend of tranquility and convenience. Additional lots are available for purchase. For more information or to schedule a showing, call us today! Owner/Agent

012 Wake Shore Dr, Monticello
$12,000
23009297 MLS
Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

Boone Ridge Trl, Monticello
$24,900
26005761 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 6 Phase 2 Stearns Hollow, Monticello
$9,900
26014478 MLS
Discover the possibilities with this affordable 0.42-acre property located in Wayne County, Kentucky. Offering a blend of open space and mature trees, this lot provides a peaceful setting that's ready for your vision. Whether you're planning to build a home, place a new manufactured home, or invest in land, this property is full of potential. The groundwork has already been started, an existing septic system along with a water meter—valuable improvements that can help reduce future development costs. Conveniently situated just a short drive from town while remaining outside the city limits, you'll enjoy the quiet atmosphere of country living without sacrificing easy access to shopping, dining, schools, and other everyday conveniences. Whether you're searching for a permanent homesite, an investment property, or a relaxing weekend getaway, this versatile lot is ready for its next chapter.

764 Missouri Hollow Rd, Monticello