Somerset Homes with Bath/Stubbed Basement

Somerset Homes with Bath/Stubbed Basement

Welcome to Somerset, Kentucky—a charming city nestled in Pulaski County, where the beauty of nature meets the warmth of community. Known for its picturesque landscapes and friendly atmosphere, Somerset is a hidden gem that offers a perfect blend of small-town charm and modern conveniences. With its close proximity to Lake Cumberland, residents enjoy a wealth of outdoor activities including boating, fishing, and hiking, making it an ideal location for nature enthusiasts and families alike.

When it comes to real estate, Somerset boasts a diverse array of homes, particularly those featuring bath/stubbed basements. These homes not only provide ample living space but also offer the potential for customization and expansion. Imagine transforming that stubbed basement into a cozy family room, a home gym, or even a guest suite—giving you the flexibility to create a space that perfectly fits your lifestyle.

Somerset's real estate market is thriving, with properties that cater to various tastes and budgets. Whether you're a first-time homebuyer or looking to upgrade, you'll find a welcoming community and a vibrant local economy that supports growth and development.

With its rich history, recreational opportunities, and strong sense of community, Somerset, KY is not just a place to live—it's a place to thrive. Explore the homes with bath/stubbed basements and discover your perfect sanctuary in this idyllic city. Your dream home awaits in Somerset, where every day feels like a vacation!

Newest Somerset Homes with Bath/Stubbed Basement

70 Lindrick Dr, Somerset
$749,000
4 Beds ⋅ 4 Baths ⋅ 26027374 MLS
Exceptional craftsmanship, refined style, and generous scale define this custom-built, one-owner residence in Saddlebrook, one of Somerset's most sought-after neighborhoods. Offering approximately 5,118 finished square feet, the home has been meticulously maintained and thoughtfully designed for both everyday comfort and elevated entertaining. A timeless neutral palette is complemented by solid maple hardwood floors, luxury tile, designer lighting, crown molding, wainscoting, recessed lighting, custom cabinetry, and carefully curated finishes. The floor plan includes four bedrooms, additional flex and office spaces, 3.5 baths, a finished walkout basement, and multiple inviting areas for gathering and relaxation. The welcoming foyer opens to a formal dining room before transitioning into the open-concept main living area. Here, a vaulted family room centers around a brick fireplace framed by custom built-ins and flows naturally into the sophisticated kitchen. Designed to impress while remaining highly functional, the kitchen features floor-to-ceiling custom cabinetry, a tile backsplash, a statement range hood, warm gold accents, and thoughtfully placed lighting. The expansive center island and breakfast bar offer seating for four, generous preparation space, and a double sink, while the adjoining eat-in area provides a comfortable setting for casual meals. A substantial walk-in pantry adds valuable storage and convenience. The laundry and mudroom combine practicality with polished design. Custom cabinetry, a sink, tile backsplash, built-in cubbies, abundant storage, hanging space above the washer and dryer, and a nearby built-in desk create an efficient command center for daily life while keeping the home beautifully organized. The main-level primary suite offers a private retreat with a spa-inspired bath appointed with dual sinks, a separate vanity, extensive cabinetry and counter space, a dual-head walk-in shower, soaking tub, luxury tile, and a generous walk-in closet. Two additional bedrooms and a full bath are also located on the main level, with walk-in closets in each bedroom. A conveniently placed half bath serves guests with ease. A screened porch overlooking the Somerset Country Club golf course extends the living space outdoors. Its vaulted ceiling, ceiling fans, and television hookup create a comfortable outdoor living room for quiet mornings, relaxed evenings, or entertaining against a scenic backdrop. The finished walkout basement expands the home's versatility with nine-foot ceilings, abundant natural light, and an inviting combination of living and work spaces. A spacious family and entertaining area includes a built-in desk or workspace, while a separate private office provides a quiet setting for work or study. A flexible playroom or bonus room can accommodate hobbies, fitness, guests, or additional recreation. The level also includes a full bath with double sinks, extensive storage, and a separate basement garage ideal for storing equipment, seasonal items, or a golf cart. Neighborhood golf cart access to Somerset Country Club adds to the home's appeal. Set along a private cul-de-sac with community green space, Saddlebrook offers a low-maintenance lifestyle supported by HOA amenities including lawn care, a clubhouse and fitness area, tennis and pickleball courts, a basketball court, and shared green space. Grace Baptist Church's walking track is conveniently located across the street. Combining approximately 5,118 finished square feet with sophisticated finishes, enduring craftsmanship, golf course views, abundant storage, and a thoughtfully balanced floor plan, this residence offers a rare blend of comfort, elegance, and functionality. Schools, shopping, dining, downtown Somerset, and Lake Cumberland are all just minutes away.

70 Lindrick Dr, Somerset
411 Boat Dock Rd, Somerset
$365,000
4 Beds ⋅ 3 Baths ⋅ 26027150 MLS
Lake Cumberland Living with Room for Everyone! Discover the perfect blend of space, versatility, and lake-lifestyle convenience in this spacious 3,375 sq. ft. brick home, featuring 4 bedrooms and 3 full baths. With gorgeous hardwood flooring and two gas fireplaces, this home offers warmth and comfort throughout every season. The fully finished walk-out basement includes a full kitchen, making it ideal for guest, Mother/Father in law suite, a second living area, or an income-producing rental. The possibilities are endless! Move-in Ready and windows are only 3 years old. Outside, you'll find an oversized detached 3-bay 40*50 garage, Large separate workshop 38*24 with roughed-in bathroom, Bonus room upstairs, plus two storage sheds, providing plenty of room for boats, vehicles, lake toys, and equipment. A covered patio and gazebo create the perfect setting for relaxing or entertaining after a day on the water. Best of all, you're just minutes from Lake Cumberland, multiple boat ramps, and area marinas, making it easy to get out on the water and enjoy everything Lake Cumberland has to offer.

411 Boat Dock Rd, Somerset
10305 Kentucky, Somerset
$349,900
3 Beds ⋅ 3 Baths ⋅ 26027103 MLS
Discover the possibilities at this unique 36+/- acre property in Somerset! This Bedford stone home offers 3 bedrooms, 3 full bathrooms, a full basement, and garage, providing plenty of space for comfortable living, storage, hobbies or future customization. The property offers a rare combination of home and acreage, with wooded areas, open space, and beautiful natural surroundings. Whether you're looking for room to spread out, a place for recreational activities, additional space for equipment and toys, or simply the privacy that comes with acreage, this property has plenty of potential. A barn is also located on the property, which could offer additional space for storage.

10305 Kentucky, Somerset
1975 Cherry Grove Rd, Somerset
$497,400
3 Beds ⋅ 3 Baths ⋅ 26025211 MLS
Located in Pulaski County, Kentucky, this 8+ acre horse property combines a spacious home, rolling pasture, established fencing, a four-stall horse barn and multiple outbuildings in a quiet country setting. Convenient to Somerset and the Lake Cumberland area, the property offers room for horses, livestock, equipment and a variety of recreational uses while remaining within easy reach of shopping, dining and everyday services. The residence offers approximately 2,500 square feet of finished living space with three bedrooms, three bathrooms and an additional loft area. The layout provides a combination of comfortable living areas and flexible space that could be used for a variety of purposes. One of the notable features of the home is approximately 590 square feet of porch space. The porch includes an outdoor fireplace, creating an additional area for relaxing, dining or spending time outdoors throughout different seasons of the year. From the home and surrounding property, the rolling landscape and pasture contribute to the property's rural setting. Some listing photographs include AI-staged furniture to help illustrate potential furniture placement and use of the interior spaces. The AI-staged furnishings shown in those photographs are not physically present in the home and are not included with the property. For buyers looking for a property suitable for horses, much of the acreage is already fenced. Some interior fencing includes electric fencing, providing established areas that may be useful for pasture management. The scenic rolling pasture provides open ground for horses, while the layout of the property places the horse facilities conveniently below the residence. A metal horse barn includes four stalls along with additional space for equipment, tack and other agricultural or property-maintenance needs. The barn's location in relation to the pasture and residence provides convenient access for routine horse care and property management. In addition to the horse barn, the property includes a separate two-car garage with more than 800 square feet. This structure provides substantial space for vehicles, equipment, tools, storage or recreational gear. An additional open-sided metal building provides further covered space that may be used for equipment, trailers, hay or other storage needs. The property also includes a designated chicken area, adding another agricultural component for buyers interested in maintaining chickens or small-scale livestock. With the combination of pasture, fencing, barn facilities and multiple outbuildings, the acreage offers an established foundation for a variety of rural property uses. Wildlife is also part of the setting. Whitetail deer and other wildlife have been observed on and around the property, adding to the rural character of the acreage. The combination of open pasture, surrounding vegetation and the broader Pulaski County landscape provides habitat for wildlife common to this part of Kentucky. For buyers searching for a horse property or small acreage farm in Pulaski County, this 8+ acre tract offers a combination of residential space and established infrastructure. The approximately 2,500-square-foot home, three bedrooms, three bathrooms, loft, large porch with outdoor fireplace, four-stall horse barn, detached two-car garage, additional metal building, fencing and rolling pasture provide many of the features associated with a manageable Kentucky horse property. Whether the acreage is used for horses, livestock, recreation or simply additional space around a country home, the existing improvements provide multiple options for future use. Its location near Somerset and the Lake Cumberland area adds convenient access to services and recreation while maintaining the property's country setting.

1975 Cherry Grove Rd, Somerset
170 Lone Oak Ct, Somerset
$388,800
3 Beds ⋅ 2 Baths ⋅ 26024092 MLS
Welcome to this beautiful new construction house located in the second section of Lone Oak Landing, tucked away at the end of a quiet cul-de-sac. This modern-style house features granite countertops, a back deck, and an attached two-car garage. The basement includes a storm shelter, rough-ins for an additional bathroom and kitchenette, plus space for a rec room and an additional room. Situated on approximately a half-acre lot, this house offers plenty of space and future potential!

170 Lone Oak Ct, Somerset
2778 Cedar Grove Rd, Somerset
$289,970
3 Beds ⋅ 2 Baths ⋅ 26021949 MLS
Welcome to this beautifully remodeled 3-bedroom, 2-bath home situated on 1.88 acres in a highly desirable Lake Cumberland area. Located just minutes from Burnside Marina, this property offers the perfect combination of peaceful country living and convenient access to the lake, boating, fishing, and recreation. The home has been thoughtfully updated and offers comfortable, move-in-ready living space. Recent remodeling includes new HVAC (2 years old),and LVP flooring throughout much of the home, providing a durable and attractive finish, as well as a bathroom overhaul. The main level features a functional layout with three bedrooms and a full bath, while the partially finished lower level provides additional living space and includes a newly added full bathroom. The walk-out basement leads into a fenced area in the backyard, perfect for the fur babies or the real babies! A 2-car attached garage provides convenient parking and additional storage. Outside, the 1.88-acre property offers room to enjoy the outdoors, garden, entertain, or simply relax and take in the surrounding setting. Whether you're looking for a full-time residence, weekend getaway, or a convenient lake property, this home puts you just minutes from Burnside Marina and all that Lake Cumberland has to offer. A remodeled home, acreage, attached garage, walk-out basement, and an unbeatable location near the lake make this a property worth seeing!

2778 Cedar Grove Rd, Somerset
370 Splendor View Dr, Somerset
$869,900
4 Beds ⋅ 4 Baths ⋅ 26019680 MLS
Welcome to your custom-built dream home, where luxury meets energy efficiency. Offered below its appraised value and newly landscaped! This stunning 4-bedroom, 3.5-bath residence with a separate dining room and study offers 5,385 sq. ft. of open living space, built with 2 x 6 exterior walls for maximum energy savings. Enjoy 10' ceilings, large windows for natural light, luxury vinyl plank flooring, and quartz countertops throughout both floors. The owner's suite features a walk-in closet and a spa-like wet room with dual shower heads and a freestanding tub. The chef's kitchen is a culinary delight with maple cabinets, a 48'' (LP) gas range, quartz countertops, a farmhouse sink, and a large island. A butler's pantry and walk-in pantry provide additional storage. The split floor plan offers privacy and convenience, with two upstairs bedrooms having a Jack & Jill bath, plus a half bath for guests. The covered deck, accessible from both the master and living area, overlooks your 1-acre wooded property. The large double garage has 10' doors, and the fully finished basement includes an extra bedroom, bath, kitchenette, large windows, and a third garage. Minutes from beautiful Lake Cumberland. Schedule a showing today!

370 Splendor View Dr, Somerset
519 N Main St, Somerset
$210,000
3 Beds ⋅ 2 Baths ⋅ 26015930 MLS
Welcome to this charming 3-bedroom, 2-bath home in one of Somerset's most desirable locations! Situated on North Main Street, you'll enjoy the convenience of being just minutes from the heart of downtown, with shopping, dining, local events, and entertainment practically at your doorstep. Relax on the inviting front porch and take in the classic Main Street views, or enjoy the additional living space offered by the partially finished basement—perfect for a home office, gym, or recreation area. Whether you're looking for a primary residence or a home in a prime location, this property offers comfort, convenience, and endless potential in the heart of Somerset.

519 N Main St, Somerset
3800 Hwy 39, Somerset
$699,000
5 Beds ⋅ 5 Baths ⋅ 26013583 MLS
Nestled along the 7th fairway of the highly desirable Eagle's Nest Country Club community, this one-owner custom-built home offers approximately 5,832 square feet of finished living space and showcases the quality, craftsmanship, and thoughtful design that only comes from a home built with longevity in mind. From the moment you arrive, you'll appreciate the inviting front porch, circular driveway, mature landscaping, and beautiful setting overlooking one of Somerset's premier golf communities. Inside, a stunning two-story foyer welcomes you into a home filled with soaring ceilings, abundant natural light, and expansive windows that frame picturesque golf course views. Designed for both everyday living and entertaining, the main level features a spacious two-story family room anchored by a floor-to-ceiling stone fireplace and seamlessly connected to the large eat-in kitchen. Beautiful cabinetry, generous prep space, and walls of windows and doors create an open, airy feel while bringing the outdoors in. A formal dining room provides the perfect setting for holiday gatherings and special occasions. The main-level primary suite serves as a private retreat, complete with a sitting area, spa-inspired bath, walk-in closet, and direct access to the expansive rear deck overlooking the fairway. A second main-level bedroom with a private en-suite bath offers flexibility for guests, multigenerational living, or a home office. The main floor also includes a large mudroom, laundry room, half bath, and convenient access to the oversized attached garage. Upstairs, you'll find two generously sized bedrooms, a full bath, and a large heated and cooled bonus room above the garage, perfect for a playroom, media room, home gym, office, or additional living space. The finished walkout basement provides exceptional versatility with a spacious recreation room, separate living area, kitchenette, full bath, and fifth bedroom. Whether used for guests, entertaining, or extended family, this level offers endless possibilities. Additionally, the home includes over 1,100 square feet of unfinished basement space ideal for storage, a workshop, hobby area, or future expansion. Outdoor living is equally impressive with multiple covered and open-air deck and patio spaces designed to take full advantage of the golf course setting. The lower-level garage spans much of the width of the home and provides ample room for golf carts, lawn equipment, recreational vehicles, additional vehicles, or boat storage. Additional highlights include an energy-efficient geothermal heating and cooling system, helping provide year-round comfort with lower utility costs compared to traditional HVAC systems. Tall ceilings throughout, abundant storage, and thoughtful architectural details further enhance the home's appeal. Residents of Eagle's Nest Country Club enjoy access to an 18-hole championship golf course, clubhouse, swimming pool, tennis courts, and pickleball facilities, creating a true lifestyle community just minutes from all that Somerset and Lake Cumberland have to offer. Lovingly maintained by the family who built it, this exceptional property offers a rare opportunity to own a custom home that combines space, comfort, efficiency, and one of the most desirable golf course settings in the area.

3800 Hwy 39, Somerset
2003 Merlin Ave, Somerset
$750,000
5 Beds ⋅ 4 Baths ⋅ 26013706 MLS
0ne-of-a-Kind Country Estate on Over 5 Acres! Properties like this rarely come available! Tucked away at the back of an established neighborhood, this exceptional estate offers the perfect blend of privacy, breathtaking views, and convenience. Situated on over 5 picturesque acres, the property features beautiful pasture land, a barn, and plenty of space to enjoy country living while remaining close to town. Step outside and discover your own private backyard retreat. The stunning in-ground pool is surrounded by an expansive patio, professional landscaping, and multiple entertaining areas, creating the ultimate outdoor oasis for relaxing, hosting guests, or making memories with family and friends. Inside, you'll find a spacious and well-designed floor plan with room for everyone. The main level features a large kitchen with an abundance of cabinetry and workspace, a cozy living room highlighted by a beautiful stone fireplace, a spacious dining room that could also serve as a family room or flex space, a laundry room, guest bath, and a generously sized primary suite. Upstairs offers four additional bedrooms and a full bathroom, providing plenty of space for family, guests, or home office needs. The fully finished basement adds even more versatility with a kitchenette, large open recreation area, and an additional bonus room that could easily function as a home gym, hobby room, office, or potential sixth bedroom. Adding even more value is the impressive detached garage/shop complete with heating, cooling, and its own bathroom—perfect for storing vehicles, equipment, recreational toys, or creating the ultimate workshop space. From the expansive acreage and barn to the pool, detached garage, and spacious home, this truly is a rare opportunity to own a property that offers something for everyone. If you've been searching for privacy, space, and amenities that are hard to find in one package, this extraordinary property deserves a spot at the top of your list.

2003 Merlin Ave, Somerset
125 Hidden Loop Dr, Somerset
$379,900
4 Beds ⋅ 4 Baths ⋅ 26011132 MLS
Looking for a huge home with lots of sq. Footage in the Oak Hill area? Walk into this beautiful home and find 4 bedrooms, 2 full baths 2 half baths, living room, eat in kitchen, walk out of your kitchen on to your back covered deck looking over your fenced back yard. The primary suite is equipped with a large jetted tub, shower, walk in closet, double vanity with large mirror, the foyer walks into a beautiful living room with oversized windows, plus the formal dining room could be a home office, upstairs you'll find two more bedrooms and large bonus room, in the basement, you'll find a utility garage with work area, den, kitchenette, propane fireplace for back up heat, extra areas to work out, an office, or extra bedrooms. This home is a dream! It's Immaculate Hardwood floors, vinyl, & carpet. Separate utility room. Super clean and ready for your tour!

125 Hidden Loop Dr, Somerset
207 Kentucky Ave, Somerset
$249,900
3 Beds ⋅ 2 Baths ⋅ 26014403 MLS
3-bedroom, 2-bath, 2 large bonus rooms offering approximately 3,000 square feet of living space on over half an acre in the heart of Somerset. Built in 1957, new flooring, renovated kitchen, updated bathrooms, new lighting, and electrical improvements throughout. 2 large living spaces, one upstairs and one downstairs. One bonus room is fully finished and ready to serve as a fourth bedroom, home office, playroom, or hobby space. The second bonus room is partially finished and offers lots of possibilities. Located within the city limits, this property backs up to a beautiful open field, creating a private, country-like feel while remaining just minutes from shopping, dining, schools, and Lake Cumberland amenities. A one-car garage provides additional storage.

207 Kentucky Ave, Somerset
Start Your Search