Somerset Homes with Finished Basement

Somerset Homes with Finished Basement

Welcome to Somerset, Kentucky – a charming city nestled in the heart of Pulaski County, where picturesque landscapes meet a vibrant community spirit. Known for its scenic lakes and lush rolling hills, Somerset offers a serene retreat for those seeking a balance between natural beauty and modern convenience. With a rich history and a welcoming atmosphere, this city is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the standout features of Somerset is its diverse real estate market, particularly homes with finished basements. These versatile spaces provide additional living areas, perfect for entertaining guests, creating a home office, or establishing a cozy family room. Imagine hosting movie nights or game days in your spacious basement, all while enjoying the comfort of your home.

Somerset's location is another significant advantage. With easy access to Lake Cumberland, outdoor enthusiasts can indulge in boating, fishing, and hiking, all just a stone's throw away. The city boasts a variety of local shops, restaurants, and recreational facilities, ensuring that residents have everything they need within reach.

Whether you’re a first-time homebuyer or looking to upgrade, Somerset’s homes with finished basements offer both comfort and practicality. Experience the charm of this delightful city, where every home is a gateway to a fulfilling lifestyle. Come explore Somerset, KY, and discover the perfect place to call home!

Newest Somerset Homes with Finished Basement

$329,800
4 Beds ⋅ 3 Baths ⋅ 26022997 MLS
Welcome to this spacious 4-bedroom, 3-bath house in the desirable Lone Oak Landing subdivision. The main level features a family room, kitchen and dining area, three bedrooms, two full baths and a convenient utility/laundry room. The finished basement offers a large recreational room, fourth bedroom, full bath and utility garage, providing plenty of flexible living and storage space. Outside, enjoy a large back deck perfect for relaxing, and entertaining.

205 Lone Oak Dr, Somerset
$695,900
5 Beds ⋅ 3 Baths ⋅ 26022931 MLS
Welcome to an exceptional new construction home in the highly desirable Woods Edge Subdivision, perfectly positioned on a spacious corner lot and offering over 5,000 sq. ft. under roof. Thoughtfully designed with an impressive floor plan, upscale finishes, and abundant space on two levels, this home blends modern luxury with everyday functionality. From the moment you arrive, the striking exterior makes an impression with a beautiful combination of brick and board-and-batten siding, black-framed windows, contrasting rooflines, and warm wood accents. Inside, the open-concept main living area is the heart of the home, showcasing soaring ceilings, rich hardwood flooring, designer lighting, and a stunning floor-to-ceiling stone fireplace. The kitchen was designed to stand out, featuring an oversized contrasting island, quartz countertops, custom cabinetry, statement lighting, stainless appliances, and beautiful tilework. Just off the main living space, you'll also find a dedicated office, perfect for working from home. The split-bedroom floor plan provides excellent privacy. The primary suite is generously sized and includes a spa-inspired bathroom featuring a freestanding soaking tub, oversized custom tiled shower with frameless glass, beautiful tile flooring, and upscale fixtures. An exceptionally large primary closet is currently a blank slate, allowing the new owner the opportunity to customize the space with the closet system and layout that best fits their needs. The main level also includes two additional bedrooms, another full bathroom, a home office (that can serve as a 6th bedroom, nursery, play room, etc) a large laundry area, walk-in pantry, and attached garage. Downstairs expands the home's possibilities even further with two additional bedrooms, a full bathroom, an enormous living/recreation area, additional closet/storage space, garage space, and a dedicated storm shelter. Whether you need space for guests, recreation, a home gym, multigenerational living, or simply room to spread out, this layout offers tremendous flexibility. Outdoor living is equally impressive. Step onto the expansive covered rear deck featuring a beautiful wood-plank ceiling, ceiling fan, and modern cable railing, the perfect setting for entertaining, relaxing, and enjoying the surrounding neighborhood views. Located in Woods Edge Subdivision, this home offers the combination buyers are searching for: a convenient location, substantial square footage, a functional split floor plan, custom finishes, multiple living spaces, exceptional storage, and brand-new construction. An additional opportunity for buyers: the builder is open to entertaining potential property trades toward the purchase of this home, which may provide added flexibility and help make the buying process easier.

442 Woods Edge Dr, Somerset
$259,900
4 Beds ⋅ 2 Baths ⋅ 26022755 MLS
Situated on a 1-acre lot with a fenced backyard, this 4-bedroom, 2-bath home offers 2,340 sq. ft. of finished living space and has been completely remodeled from top to bottom. The main level features two bedrooms, one full bath, a living room, and a fully updated kitchen with granite countertops and brand-new appliances (Range installed this week). The walkout basement offers two additional bedrooms, one full bath, a spacious den/second living area, laundry room, and large walk-in storage closet. Additional features include LVP flooring throughout, a brand-new deck, a mini-split system downstairs, and a heat pump upstairs. Practically new on the inside and conveniently located just 12 miles from Pulaski County High School, this home is truly move-in ready.

190 Alexander Rd, Somerset
$539,000
4 Beds ⋅ 3 Baths ⋅ 26022218 MLS
Gorgeous Lake Cumberland Home convienently located to dining, shopping and entertainment. Only minutes from Lee's Ford Marina this home features 4 bedrooms and three bathrooms. Enjoy having a master on the main level with an on-suite. Parking is not an issue with this one. You have 4 garage spaces and 2 driveways. Welcome to Shearwood Subdivision. Home features a fireplace, granite counter tops in the kitchen. All appliances convey. If your looking for interior space that also offers excellent outdoor entertaining space, this is a must have. Oversized covered back deck designed for hosting family and friends. Finished basement for additional living space, hobbies or more.

229 Shearwood Ave, Somerset
$619,970
3 Beds ⋅ 3 Baths ⋅ 26022178 MLS
MOTIVATED SELLERS and IMMEDIATE POSSESSION!! Welcome to this exceptional custom-built ranch home nestled on a private, beautifully maintained 1-acre lot overlooking the tranquil waters of Pitman Creek in the southeastern portion of Pulaski County. Enjoy the rare combination of peaceful country living and everyday convenience—just minutes from downtown Somerset and a short drive to the recreational paradise of Lake Cumberland, with its endless opportunities for boating, fishing, and outdoor adventure. Spanning nearly 4,000 square feet of thoughtfully designed living space, this well-maintained and extensively upgraded home has been modernized throughout while preserving its solid 1970s craftsmanship. Move-in ready and remarkably versatile, it easily accommodates multi-generational living or even two families, thanks to the full finished basement with its own dedicated exterior entrance. Main Level The newly remodeled upstairs features an inviting open-concept layout with a spacious living room, dining area, and kitchen, complete with a pantry and guest bathroom. The primary suite offers an attached walk-in shower for everyday comfort. Three bedrooms are located on the main floor, along with laundry facilities for convenience. A regularly serviced chair lift provides easy access on the stairs. Two gas fireplaces create warm, welcoming gathering spaces. Outdoor Living & Grounds Step outside to an expansive 25' x 34' deck equipped with an outdoor kitchen—perfect for grilling and entertaining family and friends. The fully fenced backyard includes a fire pit for cool evenings and concrete raised beds ready for the passionate gardener. The entire yard is beautifully landscaped, professionally treated for pests, fertilized, and meticulously manicured. Timed exterior lighting enhances both curb appeal and security after dark. Finished Basement The lower level is a true highlight, offering a second living room, dining area, kitchen, and pantry. A dedicated home theater with comfortable seating creates the ideal space for movie nights. Two large storage rooms provide excellent organization, while two spacious bonus rooms can easily serve as bedrooms, offices, or a potential second master suite complete with a walk-in closet and large full bathroom. A wood-burning insert and gas heater keep the space cozy year-round. Unique Feature - Cistern / Potential Safe Room Attached to the home is a distinctive cistern that can be easily converted with a door through the basement, creating a secure safe room or additional storm shelter—an uncommon and valuable feature for peace of mind in this area. Security & Practical Amenities A modern active security system with cameras surrounds the entire home, providing comprehensive monitoring and protection. Additional features include a 2-car attached garage with storage, a separate 2-car detached garage (both with modern door openers), and laundry facilities on both levels. This one-of-a-kind property seamlessly blends privacy, natural beauty, modern comforts, and practical versatility. Whether you're seeking a peaceful retreat overlooking Pitman Creek, room for extended family, or a secure and flexible home just minutes from Somerset amenities and Lake Cumberland's recreational offerings, this residence delivers an exceptional lifestyle opportunity.

3839 Rush Branch Rd, Somerset
$525,000
4 Beds ⋅ 3 Baths ⋅ 26022018 MLS
Stunning Home in The Vue with Seasonal Lake View! Welcome to this beautiful 4-bedroom, 3-bath home, built in 2020 and located in the desirable The Vue subdivision. Situated on a great lot bordered by mature trees, this home offers a wonderful combination of privacy, space, and convenience. Step inside to a spacious open-concept floor plan featuring beautiful wood flooring, crown molding, and an abundance of natural light. The gorgeous kitchen is a standout with white cabinetry, granite countertops, ample workspace, and plenty of room for entertaining. The spacious primary suite is a beautiful retreat featuring vaulted ceilings and a private en suite with a gorgeous tiled shower and large walk-in closet. The finished walk-out basement provides even more living and entertaining space and features a newly added bar area, plus a storm shelter for added peace of mind. You'll also love the 3.5 garage spaces—a 2-car garage on the main level plus an additional 1.5-car garage in the basement, providing plenty of room for vehicles, storage above the garage, or lake toys. Beautiful finishes, a fantastic floor plan, wooded backdrop, and a sought-after location—this one won't last long! Schedule your showing today!

58 Lake Ridge Rd, Somerset
$450,000
3 Beds ⋅ 3 Baths ⋅ 26021481 MLS
RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find—especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space—ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!

90 Owens Ferry Rd, Somerset
$469,900
4 Beds ⋅ 3 Baths ⋅ 26021469 MLS
Stunning New Construction in One of Somerset's Newest Subdivisions! Welcome to 24 Mercato Ct., where modern design, beautiful finishes, and a fantastic location come together! This stunning 4-bedroom, 3-bath home offers a thoughtfully designed floor plan filled with stylish upgrades throughout. Step inside to find LVP flooring throughout, custom tile work, modern finishes, and a gorgeous kitchen featuring contemporary wood cabinetry, ample workspace, and beautiful designer details. The spacious primary suite is a true retreat, complete with a stylish accent wall, dual vanities, and a beautifully finished en-suite bath. The full finished basement provides plenty of additional living and entertaining space, while the large, covered porch is perfect for relaxing and enjoying the outdoors. Situated on a nice lot in one of Somerset's newest developments, this home offers the perfect combination of style, space, and convenience. Located just minutes from schools, shopping, and churches and approximately 6 miles from downtown Somerset. Love the lake? Boat storage and a boat launch/ramp are only a few miles away, making it easy to enjoy everything the Lake Cumberland area has to offer. Brand-new construction, designer finishes, a finished basement, and a great location—you truly can have it all at 24 Mercato Ct.

24 Mercato Ct, Somerset
$329,900
4 Beds ⋅ 3 Baths ⋅ 26021392 MLS
Thoughtfully designed home built in 2021, where elevated finishes, generous proportions, and flexible living spaces come together beautifully. Custom details include extra-tall doors, soaring ceilings, elevated countertops and bathroom vanities, and taller closet shelving for added storage and convenience. The entire home has a new, professional paint job. The main level features a full kitchen with soft-close cabinetry and a complete appliance package, along with a dedicated laundry area. On the first floor you'll also find the spacious primary suite, highlighted by an impressive bathroom with a large tiled walk-in shower. You also have bedrooms 2 &3 and a full hallway bathroom. This home also features durable, wood flooring. The finished basement offers outstanding potential for multigenerational living or extended guests, complete with a private mother-in-law suite, second full kitchen, and second laundry area. It is also plumbed for a future wet bar, creating even more possibilities for entertaining. The extended, two car garage is also in the basement level of the home. Outside, the generous-sized lot provides plenty of room to relax and gather around the fire pit. Additional features include a Ring alarm system, and the John Deere mower can convey with the purchase. With some custom construction features, freshly updated interior, and versatile two-level layout, this exceptional Somerset home delivers comfort, quality, and functionality that are difficult to find!

135 Grand Crossing Dr, Somerset
$569,900
4 Beds ⋅ 3 Baths ⋅ 26021256 MLS
**Stunning 4,000+ Sq Ft Home in Allen's Landing!** Discover beautiful lake-community living in this impressive 2022-built home located in the picturesque Allen's Landing! Situated on a spacious 1-acre lot, this stunning property offers over 4,000 square feet of finished living space with 4 bedrooms, 2.5 bathrooms, and an incredible amount of room to live, work, and entertain. Step inside to a bright, open-concept floor plan where the living, dining, and kitchen areas flow seamlessly together. The gorgeous custom kitchen is truly the heart of the home, featuring beautiful cabinetry, quality finishes, ample workspace, and plenty of room for gathering with family and friends. The massive owner's suite is a retreat all its own, complete with an enormous walk-in closet featuring a dedicated dressing area and a luxurious tiled walk-in shower that gives you a spa-like experience right at home. The full finished basement provides even more living and recreation space, while the dedicated movie theater room is perfect for family movie nights or entertaining guests. A private home office offers the ideal space for working from home or managing everyday life. Outside, enjoy the privacy and space of the 1-acre lot while being surrounded by the peaceful atmosphere of a beautiful lake community. With generous living space, upscale features, and a location that puts the Lake Cumberland lifestyle within reach, this home truly has so much to offer. **Come experience everything Allen's Landing has to offer and make this beautiful home yours!**

100 Sunrise Path, Somerset
$499,900
3 Beds ⋅ 4 Baths ⋅ 26020849 MLS
Welcome to 4394 Rush Branch Road! Sitting on 4.6 acres! Space, quality, and functionality come together beautifully in this well-maintained 3-bedroom, 3½-bath brick home offering approximately 4,256 square feet of finished living space. With 2,728 square feet on the main level and an additional 1,528 square feet of finished space in the basement, there is room for everyone and everything! The roof is only 5 years old! The main level features a welcoming living room with high ceilings and beautiful hardwood flooring, a spacious den, dining room, utility room, and three huge bedrooms with large closets. The kitchen offers wood cabinetry and ceramic tile flooring, while brand-new carpet has been added in the bedrooms and dining room. The finished lower level has a10 ft. ceiling provides even more living space with luxury vinyl flooring, a full bathroom, and an open area that can easily be used as a family room, recreation area, home office, guest space, or whatever best suits your needs. The basement offers both walk-up and walk-out access, along with an abundance of storage. Car enthusiasts, boat owners, hobbyists, and those needing extra workspace will appreciate the two-car attached garage on the main level, plus an impressive 25' x 40' lower-level attached garage. No expense spared in this structurally sound home! Step outside and you'll discover a beautifully landscaped property with a nice back deck and an acre of land is designed with horse lovers in mind. The property includes a six-stall horse barn with trailer storage, wash rack, tack room, and hay storage. There is also pasture land and a plank fence with paddock areas, providing a wonderful setup for horses and other livestock. This home has been lovingly cared for and offers an exceptional combination of generous living space, multiple garages, finished basement space, extensive storage, and outstanding horse facilities. If you've been searching for a property that gives you room to live, work, store your belongings, and enjoy your animals, 4394 Rush Branch Road deserves a look!

4394 Rush Branch Rd, Somerset
$199,000
2 Beds ⋅ 2 Baths ⋅ 26020576 MLS
Brand-new construction offering 2 bedrooms and 2 full bathrooms with a spacious, functional layout. The finished basement expands the living space and includes a large room that could be used as a third bedroom (buyer to verify), along with an additional flex room ideal for an office, hobby room, or extra storage. The basement floor will be finished prior to closing. This home also features modern finishes, an attached garage, and plenty of room to fit a variety of lifestyles. An adjacent duplex is also available and may be purchased together for those seeking an investment opportunity or multi-unit ownership. Don't miss your opportunity to own this beautiful new home! Waterproof vinyl flooring will be added in the basement with an accepted offer so buyer can choose color.

314 Park Ave Unit B, Somerset
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