Somerset Homes with Finished Basement

Somerset Homes with Finished Basement

Welcome to Somerset, Kentucky – a charming city nestled in the heart of Pulaski County, where picturesque landscapes meet a vibrant community spirit. Known for its scenic lakes and lush rolling hills, Somerset offers a serene retreat for those seeking a balance between natural beauty and modern convenience. With a rich history and a welcoming atmosphere, this city is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the standout features of Somerset is its diverse real estate market, particularly homes with finished basements. These versatile spaces provide additional living areas, perfect for entertaining guests, creating a home office, or establishing a cozy family room. Imagine hosting movie nights or game days in your spacious basement, all while enjoying the comfort of your home.

Somerset's location is another significant advantage. With easy access to Lake Cumberland, outdoor enthusiasts can indulge in boating, fishing, and hiking, all just a stone's throw away. The city boasts a variety of local shops, restaurants, and recreational facilities, ensuring that residents have everything they need within reach.

Whether you’re a first-time homebuyer or looking to upgrade, Somerset’s homes with finished basements offer both comfort and practicality. Experience the charm of this delightful city, where every home is a gateway to a fulfilling lifestyle. Come explore Somerset, KY, and discover the perfect place to call home!

Newest Somerset Homes with Finished Basement

212 Shadow Hill Dr, Somerset
$359,900
4 Beds ⋅ 3 Baths ⋅ 26027709 MLS
MUST SEE! CUSTOM-BUILT & MOVE-IN READY! Welcome to 212 Shadow Hill Dr., a beautifully designed custom-built home offering spacious living, thoughtful details, and plenty of room for the entire family. This 4-bedroom, (the 3rd bedroom is presently being used as a dining room) 2½-bath home features approximately 2,239 sq. ft. of finished living space on the main level, plus approximately 650 sq. ft. of finished basement space. The desirable split-bedroom floor plan provides privacy and functionality. The spacious primary suite features a beautiful ensuite bath along with his-and-her walk-in closets, while the home offers above-average closet and storage space throughout. The inviting living room showcases a cathedral ceiling and gas fireplace, creating a warm and welcoming gathering space. A lovely family room, added by the owner, is sure to be a favorite. It features a fireplace, skylights, beautiful hardwood flooring, and convenient access to the enclosed covered screened-in deck. An additional outdoor porch provides even more space to relax and enjoy the outdoors. The dining room features a window and closet and offers excellent flexibility—it could easily be converted into an additional bedroom, office, or other living space if desired. The finished basement adds even more versatility, with a spacious living area and an additional room that could serve as an office, bedroom, hobby room, or guest space. Outside, the property makes a wonderful first impression with two elegant cast-iron triple-light street posts flanking the double concrete driveway. The driveway leads to an impressive oversized 2-car garage measuring approximately 25.3' x 32.3', providing plenty of room for vehicles, storage, and workshop space. A 12.5' x 16' storage shed with a design that complements the home also conveys with the property. City gas and city sewer add convenience and efficiency to this wonderful property. If you're looking for a custom-built home with spacious rooms, flexible living areas, abundant storage, a large garage, and beautiful indoor and outdoor gathering spaces, 212 Shadow Hill Dr. is a MUST SEE!

212 Shadow Hill Dr, Somerset
70 Lindrick Dr, Somerset
$749,000
4 Beds ⋅ 4 Baths ⋅ 26027374 MLS
Exceptional craftsmanship, refined style, and generous scale define this custom-built, one-owner residence in Saddlebrook, one of Somerset's most sought-after neighborhoods. Offering approximately 5,118 finished square feet, the home has been meticulously maintained and thoughtfully designed for both everyday comfort and elevated entertaining. A timeless neutral palette is complemented by solid maple hardwood floors, luxury tile, designer lighting, crown molding, wainscoting, recessed lighting, custom cabinetry, and carefully curated finishes. The floor plan includes four bedrooms, additional flex and office spaces, 3.5 baths, a finished walkout basement, and multiple inviting areas for gathering and relaxation. The welcoming foyer opens to a formal dining room before transitioning into the open-concept main living area. Here, a vaulted family room centers around a brick fireplace framed by custom built-ins and flows naturally into the sophisticated kitchen. Designed to impress while remaining highly functional, the kitchen features floor-to-ceiling custom cabinetry, a tile backsplash, a statement range hood, warm gold accents, and thoughtfully placed lighting. The expansive center island and breakfast bar offer seating for four, generous preparation space, and a double sink, while the adjoining eat-in area provides a comfortable setting for casual meals. A substantial walk-in pantry adds valuable storage and convenience. The laundry and mudroom combine practicality with polished design. Custom cabinetry, a sink, tile backsplash, built-in cubbies, abundant storage, hanging space above the washer and dryer, and a nearby built-in desk create an efficient command center for daily life while keeping the home beautifully organized. The main-level primary suite offers a private retreat with a spa-inspired bath appointed with dual sinks, a separate vanity, extensive cabinetry and counter space, a dual-head walk-in shower, soaking tub, luxury tile, and a generous walk-in closet. Two additional bedrooms and a full bath are also located on the main level, with walk-in closets in each bedroom. A conveniently placed half bath serves guests with ease. A screened porch overlooking the Somerset Country Club golf course extends the living space outdoors. Its vaulted ceiling, ceiling fans, and television hookup create a comfortable outdoor living room for quiet mornings, relaxed evenings, or entertaining against a scenic backdrop. The finished walkout basement expands the home's versatility with nine-foot ceilings, abundant natural light, and an inviting combination of living and work spaces. A spacious family and entertaining area includes a built-in desk or workspace, while a separate private office provides a quiet setting for work or study. A flexible playroom or bonus room can accommodate hobbies, fitness, guests, or additional recreation. The level also includes a full bath with double sinks, extensive storage, and a separate basement garage ideal for storing equipment, seasonal items, or a golf cart. Neighborhood golf cart access to Somerset Country Club adds to the home's appeal. Set along a private cul-de-sac with community green space, Saddlebrook offers a low-maintenance lifestyle supported by HOA amenities including lawn care, a clubhouse and fitness area, tennis and pickleball courts, a basketball court, and shared green space. Grace Baptist Church's walking track is conveniently located across the street. Combining approximately 5,118 finished square feet with sophisticated finishes, enduring craftsmanship, golf course views, abundant storage, and a thoughtfully balanced floor plan, this residence offers a rare blend of comfort, elegance, and functionality. Schools, shopping, dining, downtown Somerset, and Lake Cumberland are all just minutes away.

70 Lindrick Dr, Somerset
201 W Bolton Dr, Somerset
$750,000
4 Beds ⋅ 5 Baths ⋅ 26027378 MLS
Enjoy a country feel close to town on three lots totaling approximately seven acres. This sprawling ranch offers three bedrooms on the main level, 4½ bathrooms in total, and a finished walkout basement with room for everyone to spread out. A pool, expansive patio, and large sunroom set the scene for summer gatherings and relaxed days at home. The lower level features a spacious gathering area, kitchenette, bedroom, full bath, and library or office—flexible space for extended guests or multigenerational living. Two attached two-car garages, one on each level, provide plenty of parking. There's also a detached three-bay garage with a workshop and room for all your toys. A drive-around leads to a generous concrete area with an in-ground basketball goal and space for another patio. With room to gather, work, and play, this is a property you'll want to experience in person. But don't just take my word for it—check out the photos, then come see all this property has to offer in person! Many Photos AI enhanced due to the current "Contents "auction taking place.

201 W Bolton Dr, Somerset
411 Boat Dock Rd, Somerset
$365,000
4 Beds ⋅ 3 Baths ⋅ 26027150 MLS
Lake Cumberland Living with Room for Everyone! Discover the perfect blend of space, versatility, and lake-lifestyle convenience in this spacious 3,375 sq. ft. brick home, featuring 4 bedrooms and 3 full baths. With gorgeous hardwood flooring and two gas fireplaces, this home offers warmth and comfort throughout every season. The fully finished walk-out basement includes a full kitchen, making it ideal for guest, Mother/Father in law suite, a second living area, or an income-producing rental. The possibilities are endless! Move-in Ready and windows are only 3 years old. Outside, you'll find an oversized detached 3-bay 40*50 garage, Large separate workshop 38*24 with roughed-in bathroom, Bonus room upstairs, plus two storage sheds, providing plenty of room for boats, vehicles, lake toys, and equipment. A covered patio and gazebo create the perfect setting for relaxing or entertaining after a day on the water. Best of all, you're just minutes from Lake Cumberland, multiple boat ramps, and area marinas, making it easy to get out on the water and enjoy everything Lake Cumberland has to offer.

411 Boat Dock Rd, Somerset
442 Woods Edge Dr, Somerset
$659,900
5 Beds ⋅ 3 Baths ⋅ 26026790 MLS
Introducing this stunning new home by Hargis General Contracting LLC, This home is a true modern dream, offering 5 bedrooms and 3 bathrooms across an expansive 4,750 sq ft layout. Enjoy open floor plan living with quartz counters and gorgeous kitchen cabinets, all complemented by brushed gold fixtures throughout. The main floor features three bedrooms, including a luxurious master suite with an en suite bath, soaking tub, and a massive tiled shower. The open basement offers even more living space with a kitchenette, two huge bedrooms, an additional bath, storm shelter/storage room and a large den--perfect for entertaining or accommodating guests. With a two-car garage on the main level and a third garage in the basement, there's room for all your vehicles and storage needs. Located in the desirable Woods Edge subdivision, you'll have direct access to a golf cart path leading to Eagles Nest Country Club. Don't miss your chance to call this beautiful property your new home!

442 Woods Edge Dr, Somerset
179 Walnut Ridge Dr, Somerset
$550,000
5 Beds ⋅ 3 Baths ⋅ 26026714 MLS
Move-in ready 5-bedroom, 3-bath home situated on a hill with beautiful views of the surrounding subdivision and expansive views of the sky and distance. The welcoming foyer opens to a spacious living room and open kitchen featuring a connecting island with breakfast bar seating, plus a dedicated dining area. The main level offers a large primary suite with private bath featuring double vanity, shower, and makeup station, along with three additional bedrooms, full bath, utility closet, and attached two-car garage. The spacious walk-out basement provides excellent additional living and entertaining space with a large recreation/entertainment area, kitchenette, fifth bedroom, full bath, mechanical room, and an additional garage ideal for storage, mowers, lawn equipment, or recreational items. Outside, enjoy two spacious lots, a private backyard, and a covered back deck with vaulted ceiling, creating an inviting outdoor living area and an ideal spot to enjoy the elevated setting and beautiful views. A versatile floor plan, abundant storage, multiple garages, finished walk-out basement, spacious outdoor areas, and desirable views make this a move-in-ready home with room for everyone and plenty of options for entertaining and everyday living.

179 Walnut Ridge Dr, Somerset
92 Water Cliff Dr, Somerset
$449,000
4 Beds ⋅ 3 Baths ⋅ 26026635 MLS
Welcome home to this updated 4-bedroom, 3-full-bath home situated on a large corner lot with plenty of space to build a detached garage. The full finished basement offers a large garage with drive-in access, a full kitchen, and additional flexible living space. Enjoy outdoor living on the large covered back patio. Conveniently located less than 1 mile from the boat ramp, making lake access quick and easy.

92 Water Cliff Dr, Somerset
248 Harts Place Dr, Somerset
$309,900
4 Beds ⋅ 3 Baths ⋅ 26026141 MLS
Full Brick Home Minutes from Somerset & Lake Cumberland with Finished Walk Out Basement and Mountain Views This well maintained full brick home offers exceptional space, privacy, and scenic views, all situated just minutes from Somerset and beautiful Lake Cumberland. Located on a large lot with cornfields behind the property, the setting provides a peaceful backdrop and unobstructed views of the Kentucky mountains. Inside, the home features high ceilings in the living room, a wide hallway, and a spacious layout that gives the home a unique and open feel. The large back deck spans the rear of the home and offers a private outdoor living space with breathtaking mountain views. The finished walk out basement leads to a private patio, adding additional living and entertaining options. A large two car garage and generous square footage throughout make this property an excellent value for buyers seeking space, quality construction, and a quiet setting close to town conveniences.

248 Harts Place Dr, Somerset
324 George St, Somerset
$750,000
7 Beds ⋅ 5 Baths ⋅ 26025325 MLS
One of THE BEST panoramic views of Lake Cumberland is from right here at 324 George St. in Somerset, Ky. This massive, gated estate is at the very end of the street and sits on a private 4 acres (additional acreage can be purchased) and features over 8,000 sq ft with 7 bedrooms & 5 baths. One of many notable features is the central boiler that gives you the option to heat your home and water with the exterior wood burner! The location puts you near several ramps and marinas, and you're right on the edge of town! This home and the spectacular views speak for themselves. It is a must-see property and is priced to sell! Call today to book a private tour!

324 George St, Somerset
1975 Cherry Grove Rd, Somerset
$497,400
3 Beds ⋅ 3 Baths ⋅ 26025211 MLS
Located in Pulaski County, Kentucky, this 8+ acre horse property combines a spacious home, rolling pasture, established fencing, a four-stall horse barn and multiple outbuildings in a quiet country setting. Convenient to Somerset and the Lake Cumberland area, the property offers room for horses, livestock, equipment and a variety of recreational uses while remaining within easy reach of shopping, dining and everyday services. The residence offers approximately 2,500 square feet of finished living space with three bedrooms, three bathrooms and an additional loft area. The layout provides a combination of comfortable living areas and flexible space that could be used for a variety of purposes. One of the notable features of the home is approximately 590 square feet of porch space. The porch includes an outdoor fireplace, creating an additional area for relaxing, dining or spending time outdoors throughout different seasons of the year. From the home and surrounding property, the rolling landscape and pasture contribute to the property's rural setting. Some listing photographs include AI-staged furniture to help illustrate potential furniture placement and use of the interior spaces. The AI-staged furnishings shown in those photographs are not physically present in the home and are not included with the property. For buyers looking for a property suitable for horses, much of the acreage is already fenced. Some interior fencing includes electric fencing, providing established areas that may be useful for pasture management. The scenic rolling pasture provides open ground for horses, while the layout of the property places the horse facilities conveniently below the residence. A metal horse barn includes four stalls along with additional space for equipment, tack and other agricultural or property-maintenance needs. The barn's location in relation to the pasture and residence provides convenient access for routine horse care and property management. In addition to the horse barn, the property includes a separate two-car garage with more than 800 square feet. This structure provides substantial space for vehicles, equipment, tools, storage or recreational gear. An additional open-sided metal building provides further covered space that may be used for equipment, trailers, hay or other storage needs. The property also includes a designated chicken area, adding another agricultural component for buyers interested in maintaining chickens or small-scale livestock. With the combination of pasture, fencing, barn facilities and multiple outbuildings, the acreage offers an established foundation for a variety of rural property uses. Wildlife is also part of the setting. Whitetail deer and other wildlife have been observed on and around the property, adding to the rural character of the acreage. The combination of open pasture, surrounding vegetation and the broader Pulaski County landscape provides habitat for wildlife common to this part of Kentucky. For buyers searching for a horse property or small acreage farm in Pulaski County, this 8+ acre tract offers a combination of residential space and established infrastructure. The approximately 2,500-square-foot home, three bedrooms, three bathrooms, loft, large porch with outdoor fireplace, four-stall horse barn, detached two-car garage, additional metal building, fencing and rolling pasture provide many of the features associated with a manageable Kentucky horse property. Whether the acreage is used for horses, livestock, recreation or simply additional space around a country home, the existing improvements provide multiple options for future use. Its location near Somerset and the Lake Cumberland area adds convenient access to services and recreation while maintaining the property's country setting.

1975 Cherry Grove Rd, Somerset
32 Mercato Dr, Somerset
$618,888
4 Beds ⋅ 4 Baths ⋅ 26024750 MLS
**Stunning New Construction in the newly developed Mercato Subdivision!** This beautifully designed home offers the perfect combination of modern style, quality finishes and a fantastic location just minutes from a boat ramp and beautiful Lake Cumberland. Step inside to a spacious 4-5 Bedroom 3.5 Bath open floor plan filled with impressive details, including coffered ceilings, LVP flooring, wainscoting and gorgeous modern fixtures throughout. The beautiful kitchen is the heart of the home, featuring stylish cabinetry, quartz countertops, a large center island and plenty of space for entertaining. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality, while the spacious living areas provide an inviting place to relax or gather with family and friends. Outside, you'll love the beautiful, covered back porch, perfect for enjoying quiet mornings or evenings outdoors. Located in one of the area's newest developments and super convenient to the lake and boat ramp, this gorgeous new home offers style, comfort and location all in one. Beautifully finished, move-in ready and an absolute must-see!

32 Mercato Dr, Somerset
1032 S Fork Dr, Somerset
$329,900
4 Beds ⋅ 2 Baths ⋅ 26024450 MLS
**AMAZING LOCATION!** This beautiful, exceptionally well-maintained **4BR, 2BA home** is tucked away on a **quiet cul-de-sac in desirable Southfork Subdivision** and offers a fantastic combination of space, updates and a gorgeous setting. Inside, you'll find an **updated kitchen, laminate wood flooring** and an inviting living area featuring a **beautiful stone fireplace**. Step outside onto the **large newer deck**, perfect for relaxing, entertaining or simply enjoying the beautiful surroundings. The **fully finished basement** provides even more living space and features an additional **bedroom, spacious den and wet bar**, making it ideal for guests, entertaining or a second living area. The basement also offers the added convenience of a **utility garage**, providing great storage for lawn equipment, tools and more. Outside is where this property really shines! The **beautiful lot and gorgeous landscaping** create a peaceful, welcoming setting with plenty of curb appeal. Located in a sought-after neighborhood and situated at the end of a cul-de-sac, this home has been **lovingly cared for and is truly move-in ready**. There are too many upgrades to mention for this wonderful home in an amazing location—this one is a must-see!

1032 S Fork Dr, Somerset
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