Somerset Homes with Interior Entry Basement

Somerset Homes with Interior Entry Basement

Welcome to Somerset, Kentucky—a charming city nestled in the heart of Pulaski County. Known for its picturesque landscapes and warm community spirit, Somerset offers a delightful blend of small-town charm and modern conveniences. With its stunning lakes and outdoor recreational opportunities, including the beautiful Lake Cumberland, residents enjoy a lifestyle that celebrates both nature and leisure. Whether you’re taking a stroll through the historic downtown area, savoring local cuisine, or engaging in various community events, Somerset is a place where you can truly feel at home.

One of the standout features of many homes in Somerset is the presence of interior entry basements. These unique spaces provide not only additional square footage but also endless possibilities for customization. Imagine transforming your basement into a cozy family room, a vibrant game room, or even a private home office—whatever suits your lifestyle! The interior entry design ensures easy access, making it a functional and versatile part of your home.

With a variety of architectural styles available, from charming bungalows to spacious family homes, Somerset’s real estate market caters to diverse preferences and budgets. The community is known for its friendly neighbors, excellent schools, and a strong sense of belonging, making it an ideal place for families, retirees, and everyone in between.

If you're considering a move to Somerset, you'll not only find a beautiful home with an interior entry basement but also a welcoming community that feels like family. Come experience the magic of Somerset, where your dream home awaits!

Newest Somerset Homes with Interior Entry Basement

$619,970
3 Beds ⋅ 3 Baths ⋅ 26022178 MLS
MOTIVATED SELLERS and IMMEDIATE POSSESSION!! Welcome to this exceptional custom-built ranch home nestled on a private, beautifully maintained 1-acre lot overlooking the tranquil waters of Pitman Creek in the southeastern portion of Pulaski County. Enjoy the rare combination of peaceful country living and everyday convenience—just minutes from downtown Somerset and a short drive to the recreational paradise of Lake Cumberland, with its endless opportunities for boating, fishing, and outdoor adventure. Spanning nearly 4,000 square feet of thoughtfully designed living space, this well-maintained and extensively upgraded home has been modernized throughout while preserving its solid 1970s craftsmanship. Move-in ready and remarkably versatile, it easily accommodates multi-generational living or even two families, thanks to the full finished basement with its own dedicated exterior entrance. Main Level The newly remodeled upstairs features an inviting open-concept layout with a spacious living room, dining area, and kitchen, complete with a pantry and guest bathroom. The primary suite offers an attached walk-in shower for everyday comfort. Three bedrooms are located on the main floor, along with laundry facilities for convenience. A regularly serviced chair lift provides easy access on the stairs. Two gas fireplaces create warm, welcoming gathering spaces. Outdoor Living & Grounds Step outside to an expansive 25' x 34' deck equipped with an outdoor kitchen—perfect for grilling and entertaining family and friends. The fully fenced backyard includes a fire pit for cool evenings and concrete raised beds ready for the passionate gardener. The entire yard is beautifully landscaped, professionally treated for pests, fertilized, and meticulously manicured. Timed exterior lighting enhances both curb appeal and security after dark. Finished Basement The lower level is a true highlight, offering a second living room, dining area, kitchen, and pantry. A dedicated home theater with comfortable seating creates the ideal space for movie nights. Two large storage rooms provide excellent organization, while two spacious bonus rooms can easily serve as bedrooms, offices, or a potential second master suite complete with a walk-in closet and large full bathroom. A wood-burning insert and gas heater keep the space cozy year-round. Unique Feature - Cistern / Potential Safe Room Attached to the home is a distinctive cistern that can be easily converted with a door through the basement, creating a secure safe room or additional storm shelter—an uncommon and valuable feature for peace of mind in this area. Security & Practical Amenities A modern active security system with cameras surrounds the entire home, providing comprehensive monitoring and protection. Additional features include a 2-car attached garage with storage, a separate 2-car detached garage (both with modern door openers), and laundry facilities on both levels. This one-of-a-kind property seamlessly blends privacy, natural beauty, modern comforts, and practical versatility. Whether you're seeking a peaceful retreat overlooking Pitman Creek, room for extended family, or a secure and flexible home just minutes from Somerset amenities and Lake Cumberland's recreational offerings, this residence delivers an exceptional lifestyle opportunity.

3839 Rush Branch Rd, Somerset
$329,900
4 Beds ⋅ 3 Baths ⋅ 26021392 MLS
Thoughtfully designed home built in 2021, where elevated finishes, generous proportions, and flexible living spaces come together beautifully. Custom details include extra-tall doors, soaring ceilings, elevated countertops and bathroom vanities, and taller closet shelving for added storage and convenience. The entire home has a new, professional paint job. The main level features a full kitchen with soft-close cabinetry and a complete appliance package, along with a dedicated laundry area. On the first floor you'll also find the spacious primary suite, highlighted by an impressive bathroom with a large tiled walk-in shower. You also have bedrooms 2 &3 and a full hallway bathroom. This home also features durable, wood flooring. The finished basement offers outstanding potential for multigenerational living or extended guests, complete with a private mother-in-law suite, second full kitchen, and second laundry area. It is also plumbed for a future wet bar, creating even more possibilities for entertaining. The extended, two car garage is also in the basement level of the home. Outside, the generous-sized lot provides plenty of room to relax and gather around the fire pit. Additional features include a Ring alarm system, and the John Deere mower can convey with the purchase. With some custom construction features, freshly updated interior, and versatile two-level layout, this exceptional Somerset home delivers comfort, quality, and functionality that are difficult to find!

135 Grand Crossing Dr, Somerset
$549,900
4 Beds ⋅ 3 Baths ⋅ 26019141 MLS
This home combines exceptional space, thoughtful design, meticulous maintenance and move-in-ready condition in one impressive Somerset home. Built in 2017, this beautiful, upgraded brick residence offers approximately 4,245 square feet with 4 bedrooms, 3 full bathrooms and a finished walkout basement. The inviting main level showcases tall ceilings, intricate trim and moulding, rich wood flooring and a beautiful gas fireplace. The open floor plan seamlessly connects the spacious great room, dining area and well-appointed kitchen, creating the perfect setting for everyday living and entertaining. An impressive private primary suite, comfortable secondary bedrooms, a second full bathroom, deck access, two car garage and an oversized laundry room provide everything needed for convenient main-level living. The finished lower level greatly expands the home's possibilities with recreational and entertaining areas, space for a home office or workout room, and a kitchenette. With a full bathroom, walkout access and a separate garage with its own driveway, this level is ideally suited for guests, extended family or a potential mother-in-law suite. Step outside to a deck and patios space, overlooking the beautifully maintained, fenced backyard. A firepit and wooded backdrop create a peaceful, private setting for relaxing or gathering with friends. Situated on approximately 0.87 acre in the desirable Natures Valley neighborhood, this remarkable home offers privacy while remaining convenient to Somerset amenities, Lake Cumberland boat ramps and area marinas. Spacious, spotless and ready for its next owner!

367 Natures Valley Dr, Somerset
$879,000
4 Beds ⋅ 7 Baths ⋅ 26019029 MLS
Now presenting this elegant custom brick estate located in the highly sought-after Bent Creek Subdivision in Somerset! This stately home offers timeless architecture with a dramatic two-story arched entrance, symmetrical facade, and a sweeping circular drive creating a memorable first impression. Located at the peak of a hillside within the subdivision, the home is surrounded by mature trees and immaculate landscaping creating privacy and timeless appeal. When you step inside, the grand two-story foyer with marble tile flooring will simply take your breath away. The home offers over 5,000 sq ft of living space with your master suite on the main level. From your master suite, you can access a screened in porch that overlooks a courtyard that can only be described as resort style living. The outdoor living space features an in-ground 36x18 swimming pool with a new pool liner replaced in 2024 and a pool house, koi pond, multiple seating areas, and a covered bar and grill. Inside, this home has been thoughtfully updated and curated to provide a modern yet classic feel. The home boasts a formal dining room, massive eat-in kitchen with beautiful granite countertops and backsplash, double oven and spacious island with built-in cook top perfect for overlooking the great room while hosting. Beyond the kitchen, you are met with a sunroom and wet bar, while still open to the main living area creating a seamless flow of the space. The home offers 3 additional bedrooms with a full and half bath included on the main level. Upstairs you have 2 bedrooms and 2 full bathrooms, perfect for guests or a growing family. Downstairs you are provided another FULL KITCHEN with cooktop stove, refrigerator and sink. This area offers ample storage space and a bonus room for additional sleeping or other indoor activities. The home offers 3 HVAC units, with the upstairs unit being replaced in 2026. Best of all, enjoy peace of mind with NEW ROOF coverings in 2024 on all structures, to include: the house, pool house, and gazebo and pavilion. Thoughtfully positioned on 2 acres, the home offers resort-style outdoor living with a secluded pool courtyard and a floor plan designed for both grand entertaining and comfortable everyday living.

425 Woodside Dr, Somerset
$695,000
4 Beds ⋅ 4 Baths ⋅ 26018804 MLS
Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina

514 Waitsboro Dr, Somerset
$220,000
3 Beds ⋅ 2 Baths ⋅ 26015930 MLS
Welcome to this charming 3-bedroom, 2-bath home in one of Somerset's most desirable locations! Situated on North Main Street, you'll enjoy the convenience of being just minutes from the heart of downtown, with shopping, dining, local events, and entertainment practically at your doorstep. Relax on the inviting front porch and take in the classic Main Street views, or enjoy the additional living space offered by the partially finished basement—perfect for a home office, gym, or recreation area. Whether you're looking for a primary residence or a home in a prime location, this property offers comfort, convenience, and endless potential in the heart of Somerset.

519 N Main St, Somerset
$699,000
5 Beds ⋅ 5 Baths ⋅ 26013583 MLS
Nestled along the 7th fairway of the highly desirable Eagle's Nest Country Club community, this one-owner custom-built home offers approximately 5,832 square feet of finished living space and showcases the quality, craftsmanship, and thoughtful design that only comes from a home built with longevity in mind. From the moment you arrive, you'll appreciate the inviting front porch, circular driveway, mature landscaping, and beautiful setting overlooking one of Somerset's premier golf communities. Inside, a stunning two-story foyer welcomes you into a home filled with soaring ceilings, abundant natural light, and expansive windows that frame picturesque golf course views. Designed for both everyday living and entertaining, the main level features a spacious two-story family room anchored by a floor-to-ceiling stone fireplace and seamlessly connected to the large eat-in kitchen. Beautiful cabinetry, generous prep space, and walls of windows and doors create an open, airy feel while bringing the outdoors in. A formal dining room provides the perfect setting for holiday gatherings and special occasions. The main-level primary suite serves as a private retreat, complete with a sitting area, spa-inspired bath, walk-in closet, and direct access to the expansive rear deck overlooking the fairway. A second main-level bedroom with a private en-suite bath offers flexibility for guests, multigenerational living, or a home office. The main floor also includes a large mudroom, laundry room, half bath, and convenient access to the oversized attached garage. Upstairs, you'll find two generously sized bedrooms, a full bath, and a large heated and cooled bonus room above the garage, perfect for a playroom, media room, home gym, office, or additional living space. The finished walkout basement provides exceptional versatility with a spacious recreation room, separate living area, kitchenette, full bath, and fifth bedroom. Whether used for guests, entertaining, or extended family, this level offers endless possibilities. Additionally, the home includes over 1,100 square feet of unfinished basement space ideal for storage, a workshop, hobby area, or future expansion. Outdoor living is equally impressive with multiple covered and open-air deck and patio spaces designed to take full advantage of the golf course setting. The lower-level garage spans much of the width of the home and provides ample room for golf carts, lawn equipment, recreational vehicles, additional vehicles, or boat storage. Additional highlights include an energy-efficient geothermal heating and cooling system, helping provide year-round comfort with lower utility costs compared to traditional HVAC systems. Tall ceilings throughout, abundant storage, and thoughtful architectural details further enhance the home's appeal. Residents of Eagle's Nest Country Club enjoy access to an 18-hole championship golf course, clubhouse, swimming pool, tennis courts, and pickleball facilities, creating a true lifestyle community just minutes from all that Somerset and Lake Cumberland have to offer. Lovingly maintained by the family who built it, this exceptional property offers a rare opportunity to own a custom home that combines space, comfort, efficiency, and one of the most desirable golf course settings in the area.

3800 Hwy 39, Somerset
$389,900
5 Beds ⋅ 4 Baths ⋅ 26011396 MLS
Beautifully remodeled 5-bedroom, 3.5-bath home in Somerset, KY offering exceptional space and flexibility for larger households, multi-generational living, or anyone needing room to spread out. Thoughtfully renovated with custom details throughout, this move-in-ready home combines modern finishes with a floor plan designed for comfortable everyday living. The main level features engineered hardwood flooring, custom feature walls, an electric fireplace, and a split-bedroom layout with four bedrooms conveniently located on the main floor. At the heart of the home is a spacious kitchen featuring quartz countertops, all-new stainless steel appliances, beautiful wood ceilings, a large walk-in pantry, and an oversized island with seating for six—perfect for family meals, homework, entertaining, and gathering with friends. The primary suite offers a private retreat with a spacious walk-in closet and beautifully updated bath featuring quartz countertops and a walk-in tile shower. A large walk-in laundry room adds even more storage and functionality. The partially finished basement creates an ideal second living area and offers excellent potential for multi-generational living, older children, guests, or a private work-from-home setup. This level includes the fifth bedroom with a sitting area, third full bathroom, bonus room ideal for an office or gaming room, and an impressive theater room with an 85-inch TV that conveys with the property. Outdoor living includes a two-tier back patio with a covered and enclosed upper level for added privacy and an open lower level with access to the yard and driveway. Additional features include a 1-car attached garage, new metal roof, two HVAC systems with one serving each level, and a circle driveway providing convenient parking and easier access for multiple vehicles, boats, or campers. Conveniently located near schools, shopping, restaurants, and everyday amenities in Somerset, this home offers the space today's households are looking for without sacrificing location. For those who enjoy Lake Cumberland recreation, multiple boat ramps and Burnside Marina are less than approximately 8 minutes away. With five bedrooms, multiple living areas, abundant storage, flexible spaces, and extensive renovations already completed, this Somerset home is ready for its next chapter. Agent/Owner

530 Parkers Mill Rd, Somerset
$359,900
3 Beds ⋅ 2 Baths ⋅ 26015126 MLS
55 Summit Pointe Drive in Somerset, Kentucky is an exceptional home offering comfort and convenience in one of the area's desirable locations. This well-maintained property features spacious living areas, an inviting floor plan, and plenty of room for everyday living and entertaining. Step inside to discover a welcoming interior with comfortable living spaces, a functional kitchen, and generously sized bedrooms. The primary suite has a large bedroom area, closet and a full bathroom, while additional main level bedrooms offer space, closets and are a flexible option for family, guests, or a home office. The hallway full bathroom has had a renovation from the current owners. The living room space is open and inviting with vaulted ceilings. The kitchen is functional and has ample cabinets. The laundry closet is right off of the kitchen, this space also offers a dining area as well. The basement has a two car garage, a small garage workshop area and finished living space that's perfect for a family room, entertaining, additional bedroom or storage. Outside, you'll enjoy a beautifully maintained setting with space to relax, entertain, and take in the peaceful surroundings. Whether you're enjoying your morning coffee on the back deck, the downstairs patio area, hosting gatherings with friends and family, or simply unwinding after a long day, this property offers a relaxing backyard patio space with a fire pit. Conveniently located just minutes from shopping, dining, schools, healthcare, and all that Somerset has to offer, this home combines the tranquility of a residential setting with easy access to modern conveniences. Lees Ford Marina is just a couple minutes from this home, so Lake Cumberland recreation, and outdoor attractions are also within a short drive. Don't miss this opportunity to own a beautiful Somerset property that offers the perfect blend of comfort, location, and lifestyle. Video and virtual tours are available.

55 Summit Pointe Dr, Somerset
$1,290,000
4 Beds ⋅ 5 Baths ⋅ 26011863 MLS
Luxury Estate Property Description Hidden among close to 8+/-peaceful acres in one of Somerset's most sought-after upscale neighborhoods, this extraordinary Kentucky estate captures the kind of Southern charm and quiet luxury that simply feels like home the moment you arrive. Surrounded by rolling countryside and located just minutes from beautiful Lake Cumberland and a nearby boat ramp, this stunning 4-bedroom, 4.5-bath residence offers a rare blend of elegance, comfort, privacy, and everyday functionality designed for the way families truly live today. This extraordinary home has 6,900 square feet of living space! From the welcoming approach to the warm character throughout the home, every space was thoughtfully created to invite people in, slow life down, and make lasting memories. Inside, large gathering spaces, abundant natural light, and beautifully connected living areas create an atmosphere that feels refined yet comfortably livable. The updated kitchen serves as the heart of the home, opening into a charming breakfast nook where mornings begin with coffee, peaceful views, and horses often wandering up just beyond the windows — a picture-perfect Kentucky moment that never gets old. The main-level primary suite was designed as a true retreat, complete with convenient access to a private indoor , inground hot tub room, offering a peaceful spa-like escape to unwind after long lake days, horseback rides, or evenings entertaining family and friends. An elevator serving all three levels provides exceptional convenience and accessibility, making the home ideal for multi-generational living, long-term comfort, or simply enjoying the ease of everyday life. Adding to the home's thoughtful design is a convenient dumbwaiter located in the attached garage, allowing groceries, packages, and everyday items to be effortlessly transported directly to the main floor — one of many small luxuries that make this home both beautiful and practical. The walk-out basement expands the home's flexibility even further with a large private office, spacious laundry area with bath, extensive storage, and endless possibilities for hobbies, fitness, entertaining, or working from home. Outside is where this property truly comes alive. The detached garage is 2,345sq. ft. on the main level and was built with lifestyle in mind, featuring a car lift and abundant space for all your toys and treasures — whether that's your boat, classic cars, recreational vehicles, workshop space, or lake-day gear. Above the garage, is a 1,100 sq ft. beautifully designed private apartment includes its own kitchen, living room, bedroom, and full bath, making it ideal for guests, extended family, or private accommodations. The acreage itself offers the perfect balance of beauty and usability, with room for horses, outdoor entertaining, gardening, and simply enjoying the peaceful rhythm of country living while still being conveniently close to Somerset's dining, shopping, and recreation. This is more than a luxury property. It is the kind of home where grandchildren run barefoot through the yard, friends gather long after sunset, horses greet you in the morning, and life feels just a little slower, quieter, and sweeter. A rare Kentucky estate where Southern hospitality, lake lifestyle, and timeless comfort all come together in one unforgettable place.

234 Horizon Hill Dr, Somerset
$575,000
4 Beds ⋅ 3 Baths ⋅ 26010042 MLS
Experience luxury country living in this stunning new construction home offering nearly 4000 square feet of beautifully finished heated space with high-end craftsmanship throughout. Nestled in a peaceful setting overlooking rolling farmland and mature trees, this home combines timeless design with modern comfort. The striking exterior features full stone masonry across the front elevation accented with Hardie board and batten siding for a clean, upscale finish. Inside, you'll find soaring 9-foot ceilings, spacious open living areas, and an abundance of natural light designed for both everyday living and entertaining. This thoughtfully designed floor plan includes two private master suites, each featuring oversized walk-in closets and custom walk-in tile showers, creating ideal accommodations for multi-generational living or guests. The expansive walk-out basement provides additional living and entertaining space with endless flexibility for a media room, recreation area, or additional bedrooms. The main living spaces are highlighted by two beautiful stone fireplace inserts that add warmth and character to the home. Step outside onto the covered rear deck and enjoy peaceful views overlooking a scenic treescape and surrounding farms — the perfect place for morning coffee or evening sunsets. Additional features include: Two-car attached garage Landscaped yard Walk-out basement Premium finishes throughout Open-concept design Covered outdoor living space Exceptional new construction quality If you've been searching for luxury new construction with privacy, views, and space to spread out, this home delivers the perfect blend of elegance and rural serenity.

61 Kaydens Way, Somerset
$489,100
3 Beds ⋅ 2 Baths ⋅ 26008195 MLS
Location - Location - Location Tucked in on a little over an acre of seclusion - just a couple minutes from town and a hop, skip and a jump to the boat ramp and lake year round. Nestled in the trees, this property has a massive covered deck that a steamy cup of coffee has never tasted better on. Just ten years old, this home has a one-of-a-kind "Stepping Into Nature" feeling. Open floor plan is ready for a family to enjoy with many creative expansion potentials built in, making possible multi-generational living or a growing family. If truth is, location, this gem has it!! Anxious seller and wonderful neighborhood. Crackling woodstove heat or the outdoor campfire awaits you and your family to enjoy. Storage - Storage Everywhere Outbuilding Firewood storage has covered under deck for lawn equipment Built-in work area & workout area 900 Sq Ft above garage (Could be finished as living space) And so much more!

217 E Hwy 1248, Somerset
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